vs
Jack Henry & Associates（JKHY）とRB GLOBAL INC.（RBA）の財務データ比較。上の社名をクリックして会社を切り替えられます
RB GLOBAL INC.の直近四半期売上が大きい（$1.2B vs $619.3M、Jack Henry & Associatesの約1.9倍）。Jack Henry & Associatesの純利益率が高く（20.1% vs 9.1%、差は11.0%）。Jack Henry & Associatesの前年同期比売上増加率が高い（7.9% vs 5.4%）。RB GLOBAL INC.の直近四半期フリーキャッシュフローが多い（$186.5M vs $131.4M）。過去8四半期でJack Henry & Associatesの売上複合成長率が高い（7.2% vs 6.3%）
Jack Henry & Associatesは1976年設立の米国金融テクノロジー企業で、主にコミュニティバンクや信用組合を対象に金融テクノロジー関連サービスや決済処理サービスを提供している。また地域銀行・信用組合のリスク管理、規制申告支援、オンラインバンキングサービスの最適化や機能強化も手がけている。
リッチーブラザーズオークショニア（証券コードRBA）はカナダに登記されている上場企業で、本社は米国イリノイ州ウェストチェスターに所在し、普通株式はトロント証券取引所とニューヨーク証券取引所の両方で取引されています。
JKHY vs RBA — 直接比較
損益計算書 — Q2 FY2026 vs Q4 FY2025
| 指標 | | |
|---|---|---|
| 売上 | $619.3M | $1.2B |
| 純利益 | $124.7M | $109.7M |
| 粗利率 | 43.3% | — |
| 営業利益率 | 25.7% | 14.7% |
| 純利益率 | 20.1% | 9.1% |
| 売上前年比 | 7.9% | 5.4% |
| 純利益前年比 | 27.4% | -7.4% |
| EPS（希薄化後） | $1.72 | $0.53 |
緑 = その指標でリード。会計年度がずれている場合は期間が異なる場合あり
8四半期 売上・利益トレンド
並べて比較する四半期履歴。決算期がずれていても暦四半期で整列
| Q4 25 | $619.3M | $1.2B | ||
| Q3 25 | $644.7M | $1.1B | ||
| Q2 25 | $615.4M | $1.2B | ||
| Q1 25 | $585.1M | $1.1B | ||
| Q4 24 | $573.8M | $1.1B | ||
| Q3 24 | $601.0M | $981.8M | ||
| Q2 24 | $559.9M | $1.1B | ||
| Q1 24 | $538.6M | $1.1B |
| Q4 25 | $124.7M | $109.7M | ||
| Q3 25 | $144.0M | $95.5M | ||
| Q2 25 | $127.6M | $109.8M | ||
| Q1 25 | $111.1M | $113.4M | ||
| Q4 24 | $97.8M | $118.5M | ||
| Q3 24 | $119.2M | $76.1M | ||
| Q2 24 | $101.1M | $111.1M | ||
| Q1 24 | $87.1M | $107.4M |
| Q4 25 | 43.3% | — | ||
| Q3 25 | 45.9% | — | ||
| Q2 25 | 44.1% | — | ||
| Q1 25 | 41.8% | — | ||
| Q4 24 | 42.0% | — | ||
| Q3 24 | 42.9% | — | ||
| Q2 24 | 41.5% | — | ||
| Q1 24 | 39.1% | — |
| Q4 25 | 25.7% | 14.7% | ||
| Q3 25 | 28.5% | 14.5% | ||
| Q2 25 | 25.3% | 15.9% | ||
| Q1 25 | 23.7% | 17.1% | ||
| Q4 24 | 21.4% | 18.1% | ||
| Q3 24 | 25.2% | 15.6% | ||
| Q2 24 | 22.4% | 18.4% | ||
| Q1 24 | 20.8% | 18.7% |
| Q4 25 | 20.1% | 9.1% | ||
| Q3 25 | 22.3% | 8.7% | ||
| Q2 25 | 20.7% | 9.3% | ||
| Q1 25 | 19.0% | 10.2% | ||
| Q4 24 | 17.1% | 10.4% | ||
| Q3 24 | 19.8% | 7.8% | ||
| Q2 24 | 18.1% | 10.1% | ||
| Q1 24 | 16.2% | 10.1% |
| Q4 25 | $1.72 | $0.53 | ||
| Q3 25 | $1.97 | $0.43 | ||
| Q2 25 | $1.75 | $0.53 | ||
| Q1 25 | $1.52 | $0.55 | ||
| Q4 24 | $1.34 | $0.58 | ||
| Q3 24 | $1.63 | $0.36 | ||
| Q2 24 | $1.39 | $0.54 | ||
| Q1 24 | $1.19 | $0.53 |
貸借対照表と財務力
直近四半期の流動性・レバレッジ・純資産のスナップショット
| 指標 | | |
|---|---|---|
| 現金・短期投資手元流動性 | $28.2M | $531.5M |
| 総負債低いほど良い | — | $2.3B |
| 株主資本純資産 | $2.2B | $5.6B |
| 総資産 | $3.1B | $12.1B |
| 負債/資本比率低いほどレバレッジが低い | — | 0.42× |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $28.2M | $531.5M | ||
| Q3 25 | $36.2M | $674.7M | ||
| Q2 25 | $102.0M | $710.2M | ||
| Q1 25 | $39.9M | $578.1M | ||
| Q4 24 | $25.7M | $533.9M | ||
| Q3 24 | $43.2M | $650.7M | ||
| Q2 24 | $38.3M | $599.5M | ||
| Q1 24 | $27.3M | $462.8M |
| Q4 25 | — | $2.3B | ||
| Q3 25 | — | $2.6B | ||
| Q2 25 | $0 | $2.6B | ||
| Q1 25 | — | $2.6B | ||
| Q4 24 | — | $2.6B | ||
| Q3 24 | — | $2.7B | ||
| Q2 24 | $60.0M | $2.8B | ||
| Q1 24 | $250.0M | $2.9B |
| Q4 25 | $2.2B | $5.6B | ||
| Q3 25 | $2.2B | $5.5B | ||
| Q2 25 | $2.1B | $5.5B | ||
| Q1 25 | $2.0B | $5.3B | ||
| Q4 24 | $2.0B | $5.2B | ||
| Q3 24 | $1.9B | $5.2B | ||
| Q2 24 | $1.8B | $5.2B | ||
| Q1 24 | $1.8B | $5.1B |
| Q4 25 | $3.1B | $12.1B | ||
| Q3 25 | $3.0B | $12.2B | ||
| Q2 25 | $3.0B | $12.2B | ||
| Q1 25 | $2.9B | $11.9B | ||
| Q4 24 | $2.9B | $11.8B | ||
| Q3 24 | $2.9B | $11.9B | ||
| Q2 24 | $2.9B | $12.1B | ||
| Q1 24 | $2.8B | $12.0B |
| Q4 25 | — | 0.42× | ||
| Q3 25 | — | 0.47× | ||
| Q2 25 | 0.00× | 0.47× | ||
| Q1 25 | — | 0.50× | ||
| Q4 24 | — | 0.50× | ||
| Q3 24 | — | 0.52× | ||
| Q2 24 | 0.03× | 0.55× | ||
| Q1 24 | 0.14× | 0.58× |
キャッシュフローと資本効率
再投資後に実際に生み出すキャッシュ。純利益より操作が難しい
| 指標 | | |
|---|---|---|
| 営業キャッシュフロー直近四半期 | $152.7M | $255.2M |
| フリーキャッシュフロー営業CF - 設備投資 | $131.4M | $186.5M |
| FCFマージンFCF / 売上 | 21.2% | 15.5% |
| 設備投資強度設備投資 / 売上 | 3.4% | 5.7% |
| キャッシュ転換率営業CF / 純利益 | 1.22× | 2.33× |
| 直近12ヶ月FCF直近4四半期 | $654.2M | $719.2M |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $152.7M | $255.2M | ||
| Q3 25 | $120.6M | $239.7M | ||
| Q2 25 | $327.1M | $326.5M | ||
| Q1 25 | $107.8M | $156.8M | ||
| Q4 24 | $89.6M | $184.5M | ||
| Q3 24 | $116.9M | $285.4M | ||
| Q2 24 | $231.8M | $337.3M | ||
| Q1 24 | $97.6M | $124.8M |
| Q4 25 | $131.4M | $186.5M | ||
| Q3 25 | $111.7M | $188.5M | ||
| Q2 25 | $314.9M | $241.7M | ||
| Q1 25 | $96.1M | $102.5M | ||
| Q4 24 | $73.0M | $127.9M | ||
| Q3 24 | $104.1M | $248.5M | ||
| Q2 24 | $208.0M | $308.6M | ||
| Q1 24 | $87.7M | $79.6M |
| Q4 25 | 21.2% | 15.5% | ||
| Q3 25 | 17.3% | 17.3% | ||
| Q2 25 | 51.2% | 20.4% | ||
| Q1 25 | 16.4% | 9.2% | ||
| Q4 24 | 12.7% | 11.2% | ||
| Q3 24 | 17.3% | 25.3% | ||
| Q2 24 | 37.2% | 28.2% | ||
| Q1 24 | 16.3% | 7.5% |
| Q4 25 | 3.4% | 5.7% | ||
| Q3 25 | 1.4% | 4.7% | ||
| Q2 25 | 2.0% | 7.2% | ||
| Q1 25 | 2.0% | 4.9% | ||
| Q4 24 | 2.9% | 5.0% | ||
| Q3 24 | 2.1% | 3.8% | ||
| Q2 24 | 4.2% | 2.6% | ||
| Q1 24 | 1.8% | 4.2% |
| Q4 25 | 1.22× | 2.33× | ||
| Q3 25 | 0.84× | 2.51× | ||
| Q2 25 | 2.56× | 2.97× | ||
| Q1 25 | 0.97× | 1.38× | ||
| Q4 24 | 0.92× | 1.56× | ||
| Q3 24 | 0.98× | 3.75× | ||
| Q2 24 | 2.29× | 3.04× | ||
| Q1 24 | 1.12× | 1.16× |
財務フロー比較
売上 → 粗利 → 営業利益 → 純利益のサンキー図
セグメント別売上内訳
JKHY
| Processing | $273.5M | 44% |
| Private Public Cloud | $202.7M | 33% |
| On Premise Support | $79.0M | 13% |
| Product Deliveryand Service | $64.1M | 10% |
RBA
| Buyer Revenue | $577.2M | 48% |
| Seller Revenue | $255.2M | 21% |
| CA | $199.0M | 17% |
| Other | $124.7M | 10% |
| AU | $47.3M | 4% |
