Ally Financial Inc.ALLY财报
NYSE · 金融 · 国有商业银行
Ally Financial Inc.是注册于美国特拉华州、总部位于密歇根州底特律的银行控股企业，业务覆盖汽车金融、直营银行线上服务、企业贷款、车辆保险、住房抵押贷款，以及分期销售、租赁协议等相关配套融资服务。
营收
$311.0M
毛利润
N/A
营业利润
$175.0M
净利润
$-140.0M
毛利率
N/A
营业利润率
56.3%
净利率
-45.0%
同比增长
30.7%
EPS
$-0.54
资金流向
Ally Financial Inc. Q4 2024 财务摘要
Ally Financial Inc. Q4 2024营收 $311.0M（同比增长 30.7%），净利润 $-140.0M（同比下降 284.2%）（净利率 -45.0%）。销售成本 N/A。
核心财务指标
| 总营收 | $311.0M |
|---|---|
| 净利润 | $-140.0M |
| 毛利率 | N/A |
| 营业利润率 | 56.3% |
| 报告期 | Q4 2024 |
营收拆解
Ally Financial Inc. Q4 2024营收 $311.0M 共来自 6 个业务板块，最大板块 Insurance Operations Segment 贡献 $249.0M（占 80.1%）。
| 业务分部 | 营收 | 占比 |
|---|---|---|
| Insurance Operations Segment | $249.0M | 80.1% |
| Remarketing Activities | $24.0M | 7.7% |
| Brokerage Commissionsand Other | $21.0M | 6.8% |
| Banking Fees And Interchange Income | $12.0M | 3.9% |
| Brokered Agent Commissions | $5.0M | 1.6% |
| Commercial Portfolio Segment | $2.0M | 0.6% |
Ally Financial Inc. 分部营收 — 季度趋势
Ally Financial Inc. 过去 4 个季度各业务板块营收走势，展示 Insurance Operations Segment and Remarketing Activities 等业务的变化。
| 业务分部 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|
| Insurance Operations Segment | — | — | $249.0M | — |
| Remarketing Activities | — | — | — | $31.0M |
| Brokerage Commissionsand Other | $21.0M | — | $20.0M | $20.0M |
| Banking Fees And Interchange Income | $5.0M | $9.0M | $6.0M | — |
| Brokered Agent Commissions | $1.0M | $1.0M | $7.0M | $5.0M |
Ally Financial Inc. 年度营收
Ally Financial Inc. 历年营收汇总，含各年度总量（例如 2025 年营收为 $1.2B）。
| 年份 | 年营收 |
|---|---|
| 2025 | $1.2B |
| 2024 | $1.2B |
| 2023 | $968.0M |
| 2022 | $908.0M |
Ally Financial Inc. 季度营收与净利润历史
Ally Financial Inc. 最近 8 个季度的营收、净利润及同比增速
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 2025 | $301.0M | -3.2% | $327.0M | 108.6% |
| Q3 2025 | $308.0M | -3.4% | $398.0M | 129.2% |
| Q2 2025 | $312.0M | -3.7% | $352.0M | 112.8% |
| Q1 2025 | $323.0M | +32.4% | $-225.0M | -69.7% |
| Q4 2024 | $311.0M | +30.7% | $-140.0M | -45.0% |
| Q3 2024 | $319.0M | +31.8% | $357.0M | 111.9% |
| Q2 2024 | $324.0M | +32.2% | $294.0M | 90.7% |
| Q1 2024 | $244.0M | +0.4% | $157.0M | 64.3% |
利润表
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| 营收 | $244.0M | $324.0M | $319.0M | $311.0M | $323.0M | $312.0M | $308.0M | $301.0M |
| 同比增长 | 0.4% | 32.2% | 31.8% | 30.7% | 32.4% | -3.7% | -3.4% | -3.2% |
资产负债表
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| 总资产 | $192.88B | $192.53B | $192.98B | $191.84B | $193.33B | $189.47B | $191.71B | $196.00B |
| 总负债 | $179.22B | $178.68B | $178.26B | $177.93B | $179.10B | $174.93B | $176.59B | $180.50B |
| 股东权益 | $13.66B | $13.85B | $14.72B | $13.90B | $14.23B | $14.55B | $15.12B | $15.50B |
现金流量表
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| 经营性现金流 | $1.34B | $1.57B | $992.0M | $620.0M | $940.0M | $947.0M | $1.20B | $640.0M |