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Atlanticus Holdings Corp

Atlanticus Holdings CorpATLCLEarnings & Financial Report

Nasdaq

ATLCL Q4 2025 Key Financial Metrics

营收

$734.4M

毛利润

$678.8M

营业利润

$46.2M

净利润

$34.6M

毛利率

92.4%

营业利润率

6.3%

净利率

4.7%

同比增长

107.8%

EPS

$1.75

资金流向

Atlanticus Holdings Corp Q4 2025 Financial Summary

Atlanticus Holdings Corp reported revenue of $734.4M (up 107.8% YoY) for Q4 2025, with a net profit of $34.6M (up 11.7% YoY) (4.7% margin). Cost of goods sold was $55.6M, operating expenses totaled $632.6M.

Key Financial Metrics

Total Revenue$734.4M
Net Profit$34.6M
Gross Margin92.4%
Operating Margin6.3%
Report PeriodQ4 2025

Atlanticus Holdings Corp Annual Revenue by Year

Atlanticus Holdings Corp annual revenue history includes year-by-year totals (for example, 2025 revenue was $2.0B). Click any linked year to see what changed vs the prior 10-K.

YearAnnual Revenue
2025$2.0Bvs 2024
2024$1.3Bvs 2023
2023$1.2Bvs 2022
2022$1.0B

Atlanticus Holdings Corp Quarterly Revenue & Net Profit History

Atlanticus Holdings Corp quarterly results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.

QuarterRevenueRevenue YoYNet ProfitNet Margin
Q4 2025$734.4M+107.8%$34.6M4.7%
Q3 2025$494.7M+40.8%$25.0M5.0%
Q2 2025$394.2M+24.7%$30.6M7.8%
Q1 2025$345.2M+18.7%$31.5M9.1%
Q4 2024$353.5M+14.4%$31.0M8.8%
Q3 2024$351.2M+19.1%$29.5M8.4%
Q2 2024$316.0M+8.7%$24.3M7.7%
Q1 2024$290.7M+11.4%$26.2M9.0%

利润表

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
营收$290.7M$316.0M$351.2M$353.5M$345.2M$394.2M$494.7M$734.4M
同比增长11.4%8.7%19.1%14.4%18.7%24.7%40.8%107.8%

资产负债表

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
总资产$2.79B$2.84B$3.04B$3.27B$3.27B$3.64B$7.08B$7.62B
总负债$2.23B$2.27B$2.47B$2.69B$2.70B$3.04B$6.45B$6.98B
股东权益$416.0M$433.8M$457.7M$492.9M$532.7M$563.3M$589.3M$608.7M

现金流量表

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
经营性现金流$118.8M$115.6M$112.4M$122.6M$131.6M$132.7M$107.5M$266.3M