BILL Holdings, Inc.BILL财报
NYSE · 信息技术 · 服务-预包装软件
BILL Holdings, Inc. 是总部位于美国加利福尼亚州圣何塞的企业，专注为美国小型企业提供自动化云原生财务运营软件。旗下Bill.com Connect是白标端到端支付自动化平台，可供金融机构接入其单点登录的线上企业银行生态中使用。
BILL 2026财年Q2 Key Financial Metrics
营收
$414.7M
毛利润
$331.1M
营业利润
$-18.1M
净利润
$-2.6M
毛利率
79.8%
营业利润率
-4.4%
净利率
-0.6%
同比增长
14.4%
EPS
$-0.03
BILL Holdings, Inc. 2026财年Q2 财务摘要
BILL Holdings, Inc. 2026财年Q2营收 $414.7M（同比增长 14.4%），净利润 $-2.6M（同比下降 107.7%）（净利率 -0.6%）。销售成本 $83.6M，运营费用 $349.2M。
核心财务指标
| 总营收 | $414.7M |
|---|---|
| 净利润 | $-2.6M |
| 毛利率 | 79.8% |
| 营业利润率 | -4.4% |
| 报告期 | 2026财年Q2 |
营收拆解
BILL Holdings, Inc. 2026财年Q2营收 $414.7M 共来自 4 个业务板块，最大板块 Accounts Payable And Accounts Receivable Solutions 贡献 $185.9M（占 44.8%）。
| 业务分部 | 营收 | 占比 |
|---|---|---|
| Accounts Payable And Accounts Receivable Solutions | $185.9M | 44.8% |
| Spend And Expense Interchange Revenue | $166.5M | 40.1% |
| Interest On Funds Held For Customers | $39.5M | 9.5% |
| Embedded And Other Solutions | $22.8M | 5.5% |
BILL Holdings, Inc. 分部营收 — 季度趋势
BILL Holdings, Inc. 过去 4 个季度各业务板块营收走势，展示 Accounts Payable And Accounts Receivable Solutions和Spend And Expense Interchange Revenue 等业务的变化。
| 业务分部 | 2026财年Q2 | 2026财年Q1 | 2025财年Q4 | 2025财年Q3 |
|---|---|---|---|---|
| Accounts Payable And Accounts Receivable Solutions | $185.9M | $178.6M | $174.9M | $163.8M |
| Spend And Expense Interchange Revenue | $166.5M | $157.3M | $150.7M | $137.9M |
| Interest On Funds Held For Customers | $39.5M | $37.7M | $37.4M | $37.9M |
| Embedded And Other Solutions | $22.8M | $22.1M | $20.4M | $18.6M |
BILL Holdings, Inc. 年度营收
BILL Holdings, Inc. 历年营收汇总，含各年度总量（例如 2025 年营收为 $1.5B）
BILL Holdings, Inc. 季度营收与净利润历史
BILL Holdings, Inc. 最近 8 个季度的营收、净利润及同比增速
| 季度 | 营收 | 营收同比 | 净利润 | 净利率 |
|---|---|---|---|---|
| 2026财年Q2 | $414.7M | +14.4% | $-2.6M | -0.6% |
| 2026财年Q1 | $395.7M | +10.4% | $-3.0M | -0.7% |
| 2025财年Q4 | $383.3M | +11.5% | $-7.1M | -1.8% |
| 2025财年Q3 | $358.2M | +10.9% | $-11.6M | -3.2% |
| 2025财年Q2 | $362.6M | +13.8% | $33.5M | 9.3% |
| 2025财年Q1 | $358.4M | +17.5% | $8.9M | 2.5% |
| 2024财年Q4 | $343.7M | +16.1% | $7.6M | 2.2% |
| 2024财年Q3 | $323.0M | +18.5% | $31.8M | 9.8% |
利润表
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| 营收 | $323.0M | $343.7M | $358.4M | $362.6M | $358.2M | $383.3M | $395.7M | $414.7M |
| 同比增长 | 18.5% | 16.1% | 17.5% | 13.8% | 10.9% | 11.5% | 10.4% | 14.4% |
资产负债表
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| 总资产 | $9.12B | $9.18B | $9.05B | $9.67B | $9.63B | $10.06B | $10.15B | $10.13B |
| 总负债 | $5.06B | $5.04B | $5.03B | $5.86B | $5.76B | $6.15B | $6.27B | $6.32B |
| 股东权益 | $4.06B | $4.13B | $4.01B | $3.81B | $3.87B | $3.91B | $3.88B | $3.81B |
现金流量表
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| 经营性现金流 | $66.8M | $78.6M | $88.6M | $78.7M | $99.5M | $83.8M | $96.9M | $105.3M |