CNO Financial Group, Inc.CNO财报
NYSE · 金融 · 意外及健康保险
CNO金融集团是总部位于美国印第安纳州卡梅尔的金融服务控股公司，前身为康塞科公司。集团旗下保险子公司为美国超400万客户提供人寿保险、年金和补充健康保险产品，通过独立代理人、专属代理人，以及电视广告、直邮等直销触达用户。
CNO 2025财年Q4 Key Financial Metrics
营收
$1.1B
毛利润
N/A
营业利润
$173.5M
净利润
$100.7M
毛利率
N/A
营业利润率
15.2%
净利率
8.8%
同比增长
4.2%
EPS
$1.02
CNO Financial Group, Inc. 2025财年Q4 财务摘要
CNO Financial Group, Inc. 2025财年Q4营收 $1.1B（同比增长 4.2%），净利润 $100.7M（同比下降 39.4%）（净利率 8.8%）。
核心财务指标
| 总营收 | $1.1B |
|---|---|
| 净利润 | $100.7M |
| 毛利率 | N/A |
| 营业利润率 | 15.2% |
| 报告期 | 2025财年Q4 |
营收拆解
CNO Financial Group, Inc. 2025财年Q4营收 $1.1B 共来自 4 个业务板块，最大板块 Health Insurance Product Line 贡献 $496.4M（占 43.4%）。
| 业务分部 | 营收 | 占比 |
|---|---|---|
| Health Insurance Product Line | $496.4M | 43.4% |
| Life Insurance Segment | $268.8M | 23.5% |
| Other | $207.2M | 18.1% |
| Life And Annuity Insurance Product Line | $170.7M | 14.9% |
CNO Financial Group, Inc. 分部营收 — 季度趋势
CNO Financial Group, Inc. 过去 4 个季度各业务板块营收走势，展示 Health Insurance Product Line和Life Insurance Segment 等业务的变化。
| 业务分部 | 2025财年Q4 | 2025财年Q3 | 2025财年Q2 | 2025财年Q1 |
|---|---|---|---|---|
| Health Insurance Product Line | $496.4M | $491.4M | $488.4M | $487.1M |
| Life Insurance Segment | $268.8M | $269.5M | $268.2M | $266.5M |
| Other | $207.2M | $259.4M | $231.2M | $63.5M |
| Life And Annuity Insurance Product Line | $170.7M | $168.4M | $163.7M | $157.8M |
CNO Financial Group, Inc. 年度营收
CNO Financial Group, Inc. 历年营收汇总，含各年度总量（例如 2025 年营收为 $4.5B）
CNO Financial Group, Inc. 季度营收与净利润历史
CNO Financial Group, Inc. 最近 8 个季度的营收、净利润及同比增速
| 季度 | 营收 | 营收同比 | 净利润 | 净利率 |
|---|---|---|---|---|
| 2025财年Q4 | $1.1B | +4.2% | $100.7M | 8.8% |
| 2025财年Q3 | $1.2B | +5.2% | $23.1M | 1.9% |
| 2025财年Q2 | $1.2B | +8.0% | $91.8M | 8.0% |
| 2025财年Q1 | $1.0B | -13.2% | $13.7M | 1.4% |
| 2024财年Q4 | $1.1B | -6.3% | $166.1M | 15.1% |
| 2024财年Q3 | $1.1B | +19.2% | $9.3M | 0.8% |
| 2024财年Q2 | $1.1B | +4.2% | $116.3M | 10.9% |
| 2024财年Q1 | $1.2B | +15.0% | $112.3M | 9.7% |
利润表
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| 营收 | $1.16B | $1.07B | $1.13B | $1.10B | $1.00B | $1.15B | $1.19B | $1.14B |
| 同比增长 | 15.0% | 4.2% | 19.2% | -6.3% | -13.2% | 8.0% | 5.2% | 4.2% |
资产负债表
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| 总资产 | $34.94B | $36.29B | $37.65B | $37.85B | $37.44B | $37.33B | $38.30B | $38.79B |
| 总负债 | $32.57B | $33.86B | $34.96B | $35.35B | $34.91B | $34.81B | $35.69B | $36.15B |
| 股东权益 | $2.37B | $2.43B | $2.69B | $2.50B | $2.53B | $2.52B | $2.61B | $2.64B |
现金流量表
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| 经营性现金流 | $94.6M | $110.9M | $231.2M | $191.0M | $136.7M | $145.5M | $197.8M | $195.7M |