Primerica, Inc.PRI财报
NYSE · 金融 · 人寿保险
Primerica, Inc.是一家采用多层次营销模式的金融服务机构，业务覆盖美国与加拿大市场，主要面向当地中等收入家庭提供保险、投资等多元化金融产品，满足客户的风险保障与差异化财富管理需求。
营收
$803.4M
毛利润
$787.7M
营业利润
$7.8M
净利润
$1.2M
毛利率
98.0%
营业利润率
1.0%
净利率
0.1%
同比增长
16.7%
EPS
$0.03
Primerica, Inc. 2024财年Q2 财务摘要
Primerica, Inc. 2024财年Q2营收 $803.4M（同比增长 16.7%），净利润 $1.2M（同比下降 99.2%）（净利率 0.1%）。销售成本 $15.7M，运营费用 $779.9M。
核心财务指标
| 总营收 | $803.4M |
|---|---|
| 净利润 | $1.2M |
| 毛利率 | 98.0% |
| 营业利润率 | 1.0% |
| 报告期 | 2024财年Q2 |
营收拆解
Primerica, Inc. 2024财年Q2营收 $803.4M 共来自 5 个业务板块，最大板块 Revenues From Sources Other Than Contracts With Customers 贡献 $414.3M（占 51.6%）。
| 业务分部 | 营收 | 占比 |
|---|---|---|
| Revenues From Sources Other Than Contracts With Customers | $414.3M | 51.6% |
| Investment And Savings Products Segment Revenues | $260.9M | 32.5% |
| CA | $95.7M | 11.9% |
| Segment Revenues From Contracts With Customers | $12.6M | 1.6% |
| Senior Health Segment Revenues | $12.4M | 1.5% |
Primerica, Inc. 分部营收 — 季度趋势
Primerica, Inc. 过去 4 个季度各业务板块营收走势，展示 Revenues From Sources Other Than Contracts With Customers和Investment And Savings Products Segment Revenues 等业务的变化。
| 业务分部 | 2025财年Q4 | 2025财年Q3 | 2025财年Q2 | 2025财年Q1 |
|---|---|---|---|---|
| Revenues From Sources Other Than Contracts With Customers | $445.9M | $451.1M | $429.6M | $445.1M |
| Investment And Savings Products Segment Revenues | $340.3M | $318.8M | $298.3M | $290.8M |
| Segment Revenues From Contracts With Customers | $11.0M | $12.2M | $12.2M | — |
Primerica, Inc. 年度营收
Primerica, Inc. 历年营收汇总，含各年度总量（例如 2025 年营收为 $3.3B）
| 年份 | 年营收 |
|---|---|
| 2025 | $3.3B |
| 2024 | $3.1B |
| 2023 | $2.7B |
| 2022 | $2.7B |
Primerica, Inc. 季度营收与净利润历史
Primerica, Inc. 最近 8 个季度的营收、净利润及同比增速
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| 2025财年Q4 | $853.7M | +11.0% | $197.0M | 23.1% |
| 2025财年Q3 | $839.9M | +8.5% | $206.8M | 24.6% |
| 2025财年Q2 | $793.3M | -1.2% | $178.3M | 22.5% |
| 2025财年Q1 | $804.8M | +8.3% | $169.1M | 21.0% |
| 2024财年Q4 | $768.8M | +5.8% | $167.1M | 21.7% |
| 2024财年Q3 | $774.1M | +8.9% | $164.4M | 21.2% |
| 2024财年Q2 | $803.4M | +16.7% | $1.2M | 0.1% |
| 2024财年Q1 | $742.8M | +7.7% | $137.9M | 18.6% |
利润表
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| 营收 | $742.8M | $803.4M | $774.1M | $768.8M | $804.8M | $793.3M | $839.9M | $853.7M |
| 同比增长 | 7.7% | 16.7% | 8.9% | 5.8% | 8.3% | -1.2% | 8.5% | 11.0% |
资产负债表
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| 总资产 | $14.91B | $14.57B | $14.82B | $14.58B | $14.59B | $14.83B | $14.85B | $15.01B |
| 总负债 | $12.72B | $12.44B | $12.87B | $12.32B | $12.33B | $12.52B | $12.55B | $12.57B |
| 股东权益 | $2.19B | $2.12B | $1.95B | $2.26B | $2.26B | $2.31B | $2.30B | $2.45B |
现金流量表
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| 经营性现金流 | $210.9M | $173.3M | $207.3M | $270.6M | $197.5M | $162.6M | $202.9M | $338.2M |