SECURITY NATIONAL FINANCIAL CORPSNFCA财报
Nasdaq · 金融 · 金融服务
CNO金融集团（原康塞科公司）是一家总部位于美国印第安纳州卡梅尔的金融服务控股公司。旗下保险子公司面向美国超过四百万客户提供人寿保险、年金以及补充健康保险产品，产品销售渠道包括独立代理人、专职代理人，以及通过电视广告和直邮直接触达客户。
SNFCA 2025财年Q4 Key Financial Metrics
营收
$83.0M
毛利润
$81.8M
营业利润
$17.3M
净利润
$13.5M
毛利率
98.6%
营业利润率
20.9%
净利率
16.3%
同比增长
4.7%
EPS
$0.52
SECURITY NATIONAL FINANCIAL CORP 2025财年Q4 财务摘要
SECURITY NATIONAL FINANCIAL CORP 2025财年Q4营收 $83.0M（同比增长 4.7%），净利润 $13.5M（同比增长 430.9%）（净利率 16.3%）。销售成本 $1.1M，运营费用 $64.5M。
核心财务指标
| 总营收 | $83.0M |
|---|---|
| 净利润 | $13.5M |
| 毛利率 | 98.6% |
| 营业利润率 | 20.9% |
| 报告期 | 2025财年Q4 |
营收拆解
SECURITY NATIONAL FINANCIAL CORP 2025财年Q4营收 $83.0M 共来自 5 个业务板块，最大板块 Life Insurance 贡献 $29.9M（占 36.0%）。
| 业务分部 | 营收 | 占比 |
|---|---|---|
| Life Insurance | $29.9M | 36.0% |
| Mortgage | $24.8M | 29.9% |
| Other | $21.3M | 25.7% |
| Timing Of Revenue Recognition Goods Transferred At A Point In Time | $4.6M | 5.5% |
| Timing Of Revenue Recognition Services Transferred At A Point In Time | $2.4M | 2.9% |
SECURITY NATIONAL FINANCIAL CORP 分部营收 — 季度趋势
SECURITY NATIONAL FINANCIAL CORP 过去 4 个季度各业务板块营收走势，展示 Life Insurance和Mortgage 等业务的变化。
| 业务分部 | 2025财年Q4 | 2025财年Q3 | 2025财年Q2 | 2025财年Q1 |
|---|---|---|---|---|
| Life Insurance | $29.9M | $29.9M | $30.2M | $29.8M |
| Mortgage | $24.8M | $29.1M | $29.5M | $24.8M |
| Other | $21.3M | $16.0M | $22.6M | $13.6M |
| Timing Of Revenue Recognition Goods Transferred At A Point In Time | $4.6M | $4.4M | $4.8M | $4.2M |
| Timing Of Revenue Recognition Services Transferred At A Point In Time | $2.4M | $2.8M | $2.4M | $3.1M |
SECURITY NATIONAL FINANCIAL CORP 年度营收
SECURITY NATIONAL FINANCIAL CORP 历年营收汇总，含各年度总量（例如 2025 年营收为 $344.6M）
SECURITY NATIONAL FINANCIAL CORP 季度营收与净利润历史
SECURITY NATIONAL FINANCIAL CORP 最近 8 个季度的营收、净利润及同比增速
| 季度 | 营收 | 营收同比 | 净利润 | 净利率 |
|---|---|---|---|---|
| 2025财年Q4 | $83.0M | +4.7% | $13.5M | 16.3% |
| 2025财年Q3 | $89.3M | +1.2% | $7.8M | 8.7% |
| 2025财年Q2 | $89.5M | +4.4% | $6.5M | 7.3% |
| 2025财年Q1 | $82.7M | +1.9% | $4.3M | 5.2% |
| 2024财年Q4 | $79.3M | +5.8% | $2.5M | 3.2% |
| 2024财年Q3 | $88.3M | +10.0% | $11.8M | 13.4% |
| 2024财年Q2 | $85.8M | +2.3% | $7.3M | 8.5% |
| 2024财年Q1 | $81.2M | +2.1% | $7.5M | 9.2% |
利润表
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| 营收 | $81.2M | $85.8M | $88.3M | $79.3M | $82.7M | $89.5M | $89.3M | $83.0M |
| 同比增长 | 2.1% | 2.3% | 10.0% | 5.8% | 1.9% | 4.4% | 1.2% | 4.7% |
资产负债表
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| 总资产 | $1.45B | $1.46B | $1.49B | $1.49B | $1.52B | $1.54B | $1.56B | $1.56B |
| 总负债 | $1.13B | $1.13B | $1.15B | $1.11B | $1.18B | $1.19B | $1.20B | $1.15B |
| 股东权益 | $320.1M | $325.8M | $346.3M | $381.9M | $346.5M | $354.8M | $365.4M | $410.4M |
现金流量表
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| 经营性现金流 | $25.1M | $-17.0M | $26.8M | $57.3M | $9.6M | $-7.7M | $25.6M | $45.5M |