UNITED COMMUNITY BANKS INCUCB财报
NYSE · 金融 · 国有商业银行
联合社区银行是美国的金融机构，为美国东南部规模领先的全服务金融机构之一，总资产达277亿美元，在阿拉巴马州、佛罗里达州、佐治亚州、北卡罗来纳州、南卡罗来纳州和田纳西州设有200个营业网点，同时也是总部位于南卡罗来纳州的总资产规模最大的银行。
UCB Q1 2026 Key Financial Metrics
营收
$276.5M
毛利润
N/A
营业利润
N/A
净利润
$84.3M
毛利率
N/A
营业利润率
N/A
净利率
30.5%
同比增长
11.6%
EPS
$0.69
资金流向
UNITED COMMUNITY BANKS INC Q1 2026 财务摘要
UNITED COMMUNITY BANKS INC Q1 2026营收 $276.5M（同比增长 11.6%），净利润 $84.3M（同比增长 18.0%）（净利率 30.5%）。销售成本 N/A。
核心财务指标
| 总营收 | $276.5M |
|---|---|
| 净利润 | $84.3M |
| 毛利率 | N/A |
| 营业利润率 | N/A |
| 报告期 | Q1 2026 |
营收拆解
UNITED COMMUNITY BANKS INC Q1 2026营收 $276.5M 共来自 12 个业务板块，最大板块 Deposits 贡献 $98.0M（占 35.5%）。
| 业务分部 | 营收 | 占比 |
|---|---|---|
| Deposits | $98.0M | 35.5% |
| Investment securities, including tax exempt of $1,646 and $1,678, respectively | $45.3M | 16.4% |
| Money market | $40.7M | 14.7% |
| Time | $28.7M | 10.4% |
| NOW and interest-bearing demand | $28.1M | 10.2% |
| Service charges and fees | $9.5M | 3.5% |
| Other | $8.0M | 2.9% |
| Mortgage loan gains and other related fees | $8.0M | 2.9% |
| Wealth management fees | $4.6M | 1.7% |
| Lending and loan servicing fees | $4.0M | 1.4% |
| Deposits in banks and short-term investments | $1.2M | 0.4% |
| Securities gains, net | $133.0K | 0.0% |
UNITED COMMUNITY BANKS INC 年度营收
UNITED COMMUNITY BANKS INC 历年营收汇总，含各年度总量（例如 2025 年营收为 $1.1B）。点击带链接的年份，查看该年度相比前一年的财报变化。
UNITED COMMUNITY BANKS INC 季度营收与净利润历史
UNITED COMMUNITY BANKS INC 最近 8 个季度的营收、净利润及同比增速
| 季度 | 营收 | 营收同比 | 净利润 | 净利率 |
|---|---|---|---|---|
| Q1 2026 | $276.5M | +11.6% | $84.3M | 30.5% |
| Q4 2025 | $278.4M | +16.3% | $86.5M | 31.1% |
| Q3 2025 | $276.8M | +36.5% | $91.5M | 33.0% |
| Q2 2025 | $260.2M | +11.7% | $78.7M | 30.3% |
| Q1 2025 | $247.7M | +9.7% | $71.4M | 28.8% |
| Q4 2024 | $239.5M | +44.5% | $75.8M | 31.7% |
| Q3 2024 | $202.8M | -0.7% | $47.3M | 23.3% |
| Q2 2024 | $233.0M | +8.9% | $66.6M | 28.6% |
利润表
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| 营收 | $233.0M | $202.8M | $239.5M | $247.7M | $260.2M | $276.8M | $278.4M | $276.5M |
| 同比增长 | 8.9% | -0.7% | 44.5% | 9.7% | 11.7% | 36.5% | 16.3% | 11.6% |
资产负债表
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| 总资产 | $27.06B | $27.37B | $27.72B | $27.87B | $28.09B | $28.14B | $28.00B | $28.2M |
| 总负债 | $23.71B | $23.97B | $24.29B | $24.37B | $24.47B | $24.55B | $24.36B | $24.52B |
| 股东权益 | $3.34B | $3.41B | $3.43B | $3.50B | $3.61B | $3.60B | $3.64B | $3.65B |
现金流量表
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|
| 经营性现金流 | $105.1M | $7.7M | $148.1M | $98.6M | $96.8M | $123.1M | $65.5M |