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Ameris Bancorp（ABCB）与ACNB CORP（ACNB）财务数据对比。点击上方公司名可切换其他公司
Ameris Bancorp的季度营收约是ACNB CORP的6.7倍（$314.4M vs $47.2M）。Ameris Bancorp净利率更高（35.1% vs 22.9%，领先12.3%）。ACNB CORP同比增速更快（42.2% vs 10.0%）。过去两年ACNB CORP的营收复合增速更高（22.1% vs 21.8%）
Ameris Bancorp是总部位于美国佐治亚州亚特兰大的银行控股企业，旗下子公司Ameris Bank在佐治亚、阿拉巴马、佛罗里达、北卡罗来纳、南卡罗来纳五州运营全服务网点，另在多州设有抵押贷款专属站点，同时面向个人及企业客户提供便捷的线上及移动银行服务。
ACNB集团是总部位于美国宾夕法尼亚州的金融控股公司，提供零售及商业银行服务、财富管理、信托服务、财产及意外伤害保险等金融产品，主要服务宾夕法尼亚州中南部、马里兰州北部的当地居民及中小企业客户。
ABCB vs ACNB — 直观对比
营收规模更大
ABCB
是对方的6.7倍
$47.2M
营收增速更快
ACNB
高出32.2%
10.0%
净利率更高
ABCB
高出12.3%
22.9%
两年增速更快
ACNB
近两年复合增速
21.8%
损益表 — Q1 2026 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $314.4M | $47.2M |
| 净利润 | $110.5M | $10.8M |
| 毛利率 | — | — |
| 营业利润率 | — | 27.9% |
| 净利率 | 35.1% | 22.9% |
| 营收同比 | 10.0% | 42.2% |
| 净利润同比 | 2.0% | 63.8% |
| 每股收益（稀释后） | $1.63 | $1.10 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ABCBACNB
| Q1 26 | $314.4M | — | ||
| Q4 25 | $245.3M | $47.2M | ||
| Q3 25 | $238.0M | $50.9M | ||
| Q2 25 | $231.8M | $50.3M | ||
| Q1 25 | $221.8M | $43.5M | ||
| Q4 24 | $221.8M | $33.2M | ||
| Q3 24 | $214.1M | $34.1M | ||
| Q2 24 | $211.9M | $33.3M |
净利润ABCBACNB
| Q1 26 | $110.5M | — | ||
| Q4 25 | $108.4M | $10.8M | ||
| Q3 25 | $106.0M | $14.9M | ||
| Q2 25 | $109.8M | $11.6M | ||
| Q1 25 | $87.9M | $-272.0K | ||
| Q4 24 | $94.4M | $6.6M | ||
| Q3 24 | $99.2M | $7.2M | ||
| Q2 24 | $90.8M | $11.3M |
营业利润率ABCBACNB
| Q1 26 | — | — | ||
| Q4 25 | 57.5% | 27.9% | ||
| Q3 25 | 57.6% | 37.2% | ||
| Q2 25 | 61.6% | 29.7% | ||
| Q1 25 | 50.9% | -1.3% | ||
| Q4 24 | 56.8% | 24.8% | ||
| Q3 24 | 58.8% | 27.6% | ||
| Q2 24 | 59.7% | 42.8% |
净利率ABCBACNB
| Q1 26 | 35.1% | — | ||
| Q4 25 | 44.2% | 22.9% | ||
| Q3 25 | 44.6% | 29.2% | ||
| Q2 25 | 47.4% | 23.2% | ||
| Q1 25 | 39.6% | -0.6% | ||
| Q4 24 | 42.5% | 19.9% | ||
| Q3 24 | 46.3% | 21.1% | ||
| Q2 24 | 42.8% | 33.9% |
每股收益（稀释后）ABCBACNB
| Q1 26 | $1.63 | — | ||
| Q4 25 | $1.59 | $1.10 | ||
| Q3 25 | $1.54 | $1.42 | ||
| Q2 25 | $1.60 | $1.11 | ||
| Q1 25 | $1.27 | $-0.03 | ||
| Q4 24 | $1.35 | $0.77 | ||
| Q3 24 | $1.44 | $0.84 | ||
| Q2 24 | $1.32 | $1.32 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $65.6M |
| 总债务越低越好 | — | $255.4M |
| 股东权益账面价值 | $4.1B | $420.0M |
| 总资产 | $28.1B | $3.2B |
| 负债/权益比越低杠杆越低 | — | 0.61× |
8季度趋势，按日历期对齐
现金及短期投资ABCBACNB
| Q1 26 | — | — | ||
| Q4 25 | — | $65.6M | ||
| Q3 25 | — | $102.1M | ||
| Q2 25 | — | $103.1M | ||
| Q1 25 | — | $123.6M | ||
| Q4 24 | — | $47.3M | ||
| Q3 24 | — | $58.1M | ||
| Q2 24 | — | $86.3M |
总债务ABCBACNB
| Q1 26 | — | — | ||
| Q4 25 | — | $255.4M | ||
| Q3 25 | — | $255.4M | ||
| Q2 25 | — | $255.4M | ||
| Q1 25 | — | $255.3M | ||
| Q4 24 | — | $255.3M | ||
| Q3 24 | — | $255.3M | ||
| Q2 24 | — | $255.3M |
股东权益ABCBACNB
| Q1 26 | $4.1B | — | ||
| Q4 25 | $4.1B | $420.0M | ||
| Q3 25 | $4.0B | $408.6M | ||
| Q2 25 | $3.9B | $395.2M | ||
| Q1 25 | $3.8B | $386.9M | ||
| Q4 24 | $3.8B | $303.3M | ||
| Q3 24 | $3.7B | $306.8M | ||
| Q2 24 | $3.6B | $289.3M |
总资产ABCBACNB
| Q1 26 | $28.1B | — | ||
| Q4 25 | $27.5B | $3.2B | ||
| Q3 25 | $27.1B | $3.3B | ||
| Q2 25 | $26.7B | $3.3B | ||
| Q1 25 | $26.5B | $3.3B | ||
| Q4 24 | $26.3B | $2.4B | ||
| Q3 24 | $26.4B | $2.4B | ||
| Q2 24 | $26.5B | $2.5B |
负债/权益比ABCBACNB
| Q1 26 | — | — | ||
| Q4 25 | — | 0.61× | ||
| Q3 25 | — | 0.62× | ||
| Q2 25 | — | 0.65× | ||
| Q1 25 | — | 0.66× | ||
| Q4 24 | — | 0.84× | ||
| Q3 24 | — | 0.83× | ||
| Q2 24 | — | 0.88× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $12.8M |
| 自由现金流经营现金流 - 资本支出 | — | $12.6M |
| 自由现金流率自由现金流/营收 | — | 26.7% |
| 资本支出强度资本支出/营收 | — | 0.4% |
| 现金转化率经营现金流/净利润 | — | 1.18× |
| 过去12个月自由现金流最近4个季度 | — | $52.2M |
8季度趋势，按日历期对齐
经营现金流ABCBACNB
| Q1 26 | — | — | ||
| Q4 25 | $107.0M | $12.8M | ||
| Q3 25 | $104.9M | $23.2M | ||
| Q2 25 | $61.4M | $17.8M | ||
| Q1 25 | $116.9M | $-71.0K | ||
| Q4 24 | $130.5M | $5.7M | ||
| Q3 24 | $102.2M | $13.6M | ||
| Q2 24 | $-97.1M | $9.7M |
自由现金流ABCBACNB
| Q1 26 | — | — | ||
| Q4 25 | $101.2M | $12.6M | ||
| Q3 25 | $100.5M | $22.8M | ||
| Q2 25 | $53.7M | $17.6M | ||
| Q1 25 | $114.2M | $-730.0K | ||
| Q4 24 | $126.1M | $5.3M | ||
| Q3 24 | $99.8M | $13.3M | ||
| Q2 24 | $-100.3M | $9.4M |
自由现金流率ABCBACNB
| Q1 26 | — | — | ||
| Q4 25 | 41.3% | 26.7% | ||
| Q3 25 | 42.2% | 44.7% | ||
| Q2 25 | 23.2% | 35.0% | ||
| Q1 25 | 51.5% | -1.7% | ||
| Q4 24 | 56.9% | 16.1% | ||
| Q3 24 | 46.6% | 39.1% | ||
| Q2 24 | -47.3% | 28.3% |
资本支出强度ABCBACNB
| Q1 26 | — | — | ||
| Q4 25 | 2.4% | 0.4% | ||
| Q3 25 | 1.8% | 0.8% | ||
| Q2 25 | 3.3% | 0.4% | ||
| Q1 25 | 1.2% | 1.5% | ||
| Q4 24 | 2.0% | 1.1% | ||
| Q3 24 | 1.1% | 0.7% | ||
| Q2 24 | 1.5% | 0.9% |
现金转化率ABCBACNB
| Q1 26 | — | — | ||
| Q4 25 | 0.99× | 1.18× | ||
| Q3 25 | 0.99× | 1.56× | ||
| Q2 25 | 0.56× | 1.52× | ||
| Q1 25 | 1.33× | — | ||
| Q4 24 | 1.38× | 0.87× | ||
| Q3 24 | 1.03× | 1.88× | ||
| Q2 24 | -1.07× | 0.86× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
