vs
Ameris Bancorp（ABCB）与AUBURN NATIONAL BANCORPORATION, INC（AUBN）财务数据对比。点击上方公司名可切换其他公司
Ameris Bancorp的季度营收约是AUBURN NATIONAL BANCORPORATION, INC的1989.6倍（$314.4M vs $158.0K）。AUBURN NATIONAL BANCORPORATION, INC净利率更高（1053.8% vs 35.1%，领先1018.6%）。Ameris Bancorp同比增速更快（10.0% vs 4.6%）。过去两年Ameris Bancorp的营收复合增速更高（21.8% vs 0.6%）
Ameris Bancorp是总部位于美国佐治亚州亚特兰大的银行控股企业，旗下子公司Ameris Bank在佐治亚、阿拉巴马、佛罗里达、北卡罗来纳、南卡罗来纳五州运营全服务网点，另在多州设有抵押贷款专属站点，同时面向个人及企业客户提供便捷的线上及移动银行服务。
奥本国民银行集团旗下的奥本银行是一家注册于美国阿拉巴马州的社区银行，主要在阿拉巴马州东部地区开展业务，面向当地提供支票账户、储蓄账户及贷款等各类金融产品与服务，是亚特兰大联邦住房贷款银行成员，业务受阿拉巴马州银行监管局监管。
ABCB vs AUBN — 直观对比
营收规模更大
ABCB
是对方的1989.6倍
$158.0K
营收增速更快
ABCB
高出5.3%
4.6%
净利率更高
AUBN
高出1018.6%
35.1%
两年增速更快
ABCB
近两年复合增速
0.6%
损益表 — Q1 2026 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $314.4M | $158.0K |
| 净利润 | $110.5M | $1.7M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 35.1% | 1053.8% |
| 营收同比 | 10.0% | 4.6% |
| 净利润同比 | 2.0% | 6.7% |
| 每股收益（稀释后） | $1.63 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ABCBAUBN
| Q1 26 | $314.4M | — | ||
| Q4 25 | $245.3M | $158.0K | ||
| Q3 25 | $238.0M | $154.0K | ||
| Q2 25 | $231.8M | $152.0K | ||
| Q1 25 | $221.8M | $155.0K | ||
| Q4 24 | $221.8M | $151.0K | ||
| Q3 24 | $214.1M | $154.0K | ||
| Q2 24 | $211.9M | $153.0K |
净利润ABCBAUBN
| Q1 26 | $110.5M | — | ||
| Q4 25 | $108.4M | $1.7M | ||
| Q3 25 | $106.0M | $2.2M | ||
| Q2 25 | $109.8M | $1.8M | ||
| Q1 25 | $87.9M | $1.5M | ||
| Q4 24 | $94.4M | $1.6M | ||
| Q3 24 | $99.2M | $1.7M | ||
| Q2 24 | $90.8M | $1.7M |
营业利润率ABCBAUBN
| Q1 26 | — | — | ||
| Q4 25 | 57.5% | — | ||
| Q3 25 | 57.6% | — | ||
| Q2 25 | 61.6% | — | ||
| Q1 25 | 50.9% | — | ||
| Q4 24 | 56.8% | — | ||
| Q3 24 | 58.8% | — | ||
| Q2 24 | 59.7% | — |
净利率ABCBAUBN
| Q1 26 | 35.1% | — | ||
| Q4 25 | 44.2% | 1053.8% | ||
| Q3 25 | 44.6% | 1446.1% | ||
| Q2 25 | 47.4% | 1205.9% | ||
| Q1 25 | 39.6% | 987.1% | ||
| Q4 24 | 42.5% | 1033.1% | ||
| Q3 24 | 46.3% | 1124.7% | ||
| Q2 24 | 42.8% | 1133.3% |
每股收益（稀释后）ABCBAUBN
| Q1 26 | $1.63 | — | ||
| Q4 25 | $1.59 | — | ||
| Q3 25 | $1.54 | $0.64 | ||
| Q2 25 | $1.60 | — | ||
| Q1 25 | $1.27 | — | ||
| Q4 24 | $1.35 | — | ||
| Q3 24 | $1.44 | $0.50 | ||
| Q2 24 | $1.32 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $4.1B | $92.1M |
| 总资产 | $28.1B | $1.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
股东权益ABCBAUBN
| Q1 26 | $4.1B | — | ||
| Q4 25 | $4.1B | $92.1M | ||
| Q3 25 | $4.0B | $89.6M | ||
| Q2 25 | $3.9B | $86.1M | ||
| Q1 25 | $3.8B | $83.1M | ||
| Q4 24 | $3.8B | $78.3M | ||
| Q3 24 | $3.7B | $84.3M | ||
| Q2 24 | $3.6B | $75.2M |
总资产ABCBAUBN
| Q1 26 | $28.1B | — | ||
| Q4 25 | $27.5B | $1.0B | ||
| Q3 25 | $27.1B | $1.0B | ||
| Q2 25 | $26.7B | $1.0B | ||
| Q1 25 | $26.5B | $996.8M | ||
| Q4 24 | $26.3B | $977.3M | ||
| Q3 24 | $26.4B | $990.1M | ||
| Q2 24 | $26.5B | $1.0B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $3.5M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 2.10× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ABCBAUBN
| Q1 26 | — | — | ||
| Q4 25 | $107.0M | $3.5M | ||
| Q3 25 | $104.9M | $4.1M | ||
| Q2 25 | $61.4M | $2.1M | ||
| Q1 25 | $116.9M | $2.6M | ||
| Q4 24 | $130.5M | $2.8M | ||
| Q3 24 | $102.2M | $1.9M | ||
| Q2 24 | $-97.1M | $3.1M |
自由现金流ABCBAUBN
| Q1 26 | — | — | ||
| Q4 25 | $101.2M | — | ||
| Q3 25 | $100.5M | — | ||
| Q2 25 | $53.7M | — | ||
| Q1 25 | $114.2M | — | ||
| Q4 24 | $126.1M | — | ||
| Q3 24 | $99.8M | — | ||
| Q2 24 | $-100.3M | — |
自由现金流率ABCBAUBN
| Q1 26 | — | — | ||
| Q4 25 | 41.3% | — | ||
| Q3 25 | 42.2% | — | ||
| Q2 25 | 23.2% | — | ||
| Q1 25 | 51.5% | — | ||
| Q4 24 | 56.9% | — | ||
| Q3 24 | 46.6% | — | ||
| Q2 24 | -47.3% | — |
资本支出强度ABCBAUBN
| Q1 26 | — | — | ||
| Q4 25 | 2.4% | — | ||
| Q3 25 | 1.8% | — | ||
| Q2 25 | 3.3% | — | ||
| Q1 25 | 1.2% | — | ||
| Q4 24 | 2.0% | — | ||
| Q3 24 | 1.1% | — | ||
| Q2 24 | 1.5% | — |
现金转化率ABCBAUBN
| Q1 26 | — | — | ||
| Q4 25 | 0.99× | 2.10× | ||
| Q3 25 | 0.99× | 1.83× | ||
| Q2 25 | 0.56× | 1.17× | ||
| Q1 25 | 1.33× | 1.72× | ||
| Q4 24 | 1.38× | 1.79× | ||
| Q3 24 | 1.03× | 1.08× | ||
| Q2 24 | -1.07× | 1.76× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
