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Ameris Bancorp(ABCB)与加拿大丰业银行(BNS)财务数据对比。点击上方公司名可切换其他公司
加拿大丰业银行的季度营收约是Ameris Bancorp的22.4倍($7.0B vs $314.4M)。Ameris Bancorp净利率更高(35.1% vs 23.8%,领先11.3%)
Ameris Bancorp是总部位于美国佐治亚州亚特兰大的银行控股企业,旗下子公司Ameris Bank在佐治亚、阿拉巴马、佛罗里达、北卡罗来纳、南卡罗来纳五州运营全服务网点,另在多州设有抵押贷款专属站点,同时面向个人及企业客户提供便捷的线上及移动银行服务。
加拿大丰业银行(Scotiabank)是加拿大五大银行之一,总部位于安大略省多伦多,按资产及存款规模计为加拿大第三大银行。集团现有8.8万名员工,服务全球超2500万客户,2023年位列福布斯全球2000强第88位,提供个人商业银行、财富管理、企业与投资等多元金融服务。
ABCB vs BNS — 直观对比
营收规模更大
BNS
是对方的22.4倍
$314.4M
净利率更高
ABCB
高出11.3%
23.8%
损益表 — Q1 2026 vs Q1 2026
| 指标 | ||
|---|---|---|
| 营收 | $314.4M | $7.0B |
| 净利润 | $110.5M | $1.7B |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 35.1% | 23.8% |
| 营收同比 | 10.0% | — |
| 净利润同比 | 2.0% | — |
| 每股收益(稀释后) | $1.63 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比,按日历期对齐,财年错位的公司也能正确匹配
营收
ABCB
BNS
| Q1 26 | $314.4M | $7.0B | ||
| Q4 25 | $245.3M | $7.2B | ||
| Q3 25 | $238.0M | $6.9B | ||
| Q2 25 | $231.8M | $6.6B | ||
| Q1 25 | $221.8M | — | ||
| Q4 24 | $221.8M | — | ||
| Q3 24 | $214.1M | — | ||
| Q2 24 | $211.9M | — |
净利润
ABCB
BNS
| Q1 26 | $110.5M | $1.7B | ||
| Q4 25 | $108.4M | $1.6B | ||
| Q3 25 | $106.0M | $1.8B | ||
| Q2 25 | $109.8M | $1.5B | ||
| Q1 25 | $87.9M | — | ||
| Q4 24 | $94.4M | — | ||
| Q3 24 | $99.2M | — | ||
| Q2 24 | $90.8M | — |
营业利润率
ABCB
BNS
| Q1 26 | — | — | ||
| Q4 25 | 57.5% | — | ||
| Q3 25 | 57.6% | — | ||
| Q2 25 | 61.6% | — | ||
| Q1 25 | 50.9% | — | ||
| Q4 24 | 56.8% | — | ||
| Q3 24 | 58.8% | — | ||
| Q2 24 | 59.7% | — |
净利率
ABCB
BNS
| Q1 26 | 35.1% | 23.8% | ||
| Q4 25 | 44.2% | 22.5% | ||
| Q3 25 | 44.6% | 26.6% | ||
| Q2 25 | 47.4% | 22.4% | ||
| Q1 25 | 39.6% | — | ||
| Q4 24 | 42.5% | — | ||
| Q3 24 | 46.3% | — | ||
| Q2 24 | 42.8% | — |
每股收益(稀释后)
ABCB
BNS
| Q1 26 | $1.63 | — | ||
| Q4 25 | $1.59 | — | ||
| Q3 25 | $1.54 | — | ||
| Q2 25 | $1.60 | — | ||
| Q1 25 | $1.27 | — | ||
| Q4 24 | $1.35 | — | ||
| Q3 24 | $1.44 | — | ||
| Q2 24 | $1.32 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | ||
|---|---|---|
| 现金及短期投资手头流动性 | — | $6.4B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $4.1B | $65.0B |
| 总资产 | $28.1B | $1077.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势,按日历期对齐
现金及短期投资
ABCB
BNS
| Q1 26 | — | $6.4B | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $8.6B | ||
| Q2 25 | — | $7.9B | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益
ABCB
BNS
| Q1 26 | $4.1B | $65.0B | ||
| Q4 25 | $4.1B | — | ||
| Q3 25 | $4.0B | $62.4B | ||
| Q2 25 | $3.9B | $63.1B | ||
| Q1 25 | $3.8B | — | ||
| Q4 24 | $3.8B | — | ||
| Q3 24 | $3.7B | — | ||
| Q2 24 | $3.6B | — |
总资产
ABCB
BNS
| Q1 26 | $28.1B | $1077.5B | ||
| Q4 25 | $27.5B | — | ||
| Q3 25 | $27.1B | $1032.7B | ||
| Q2 25 | $26.7B | $1033.3B | ||
| Q1 25 | $26.5B | — | ||
| Q4 24 | $26.3B | — | ||
| Q3 24 | $26.4B | — | ||
| Q2 24 | $26.5B | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | ||
|---|---|---|
| 经营现金流最新季度 | — | $9.4B |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 5.60× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势,按日历期对齐
经营现金流
ABCB
BNS
| Q1 26 | — | $9.4B | ||
| Q4 25 | $107.0M | — | ||
| Q3 25 | $104.9M | $3.2B | ||
| Q2 25 | $61.4M | $1.8B | ||
| Q1 25 | $116.9M | — | ||
| Q4 24 | $130.5M | — | ||
| Q3 24 | $102.2M | — | ||
| Q2 24 | $-97.1M | — |
自由现金流
ABCB
BNS
| Q1 26 | — | — | ||
| Q4 25 | $101.2M | — | ||
| Q3 25 | $100.5M | — | ||
| Q2 25 | $53.7M | — | ||
| Q1 25 | $114.2M | — | ||
| Q4 24 | $126.1M | — | ||
| Q3 24 | $99.8M | — | ||
| Q2 24 | $-100.3M | — |
自由现金流率
ABCB
BNS
| Q1 26 | — | — | ||
| Q4 25 | 41.3% | — | ||
| Q3 25 | 42.2% | — | ||
| Q2 25 | 23.2% | — | ||
| Q1 25 | 51.5% | — | ||
| Q4 24 | 56.9% | — | ||
| Q3 24 | 46.6% | — | ||
| Q2 24 | -47.3% | — |
资本支出强度
ABCB
BNS
| Q1 26 | — | — | ||
| Q4 25 | 2.4% | — | ||
| Q3 25 | 1.8% | — | ||
| Q2 25 | 3.3% | — | ||
| Q1 25 | 1.2% | — | ||
| Q4 24 | 2.0% | — | ||
| Q3 24 | 1.1% | — | ||
| Q2 24 | 1.5% | — |
现金转化率
ABCB
BNS
| Q1 26 | — | 5.60× | ||
| Q4 25 | 0.99× | — | ||
| Q3 25 | 0.99× | 1.73× | ||
| Q2 25 | 0.56× | 1.22× | ||
| Q1 25 | 1.33× | — | ||
| Q4 24 | 1.38× | — | ||
| Q3 24 | 1.03× | — | ||
| Q2 24 | -1.07× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图