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Ameris Bancorp（ABCB）与科睿唯安（CLVT）财务数据对比。点击上方公司名可切换其他公司
科睿唯安的季度营收约是Ameris Bancorp的1.9倍（$585.5M vs $314.4M），Ameris Bancorp净利率更高（35.1% vs -6.9%，领先42.0%），Ameris Bancorp同比增速更快（10.0% vs -1.4%），过去两年Ameris Bancorp的营收复合增速更高（2.3% vs -5.1%）
Ameris Bancorp是总部位于美国佐治亚州亚特兰大的银行控股企业，旗下子公司Ameris Bank在佐治亚、阿拉巴马、佛罗里达、北卡罗来纳、南卡罗来纳五州运营全服务网点，另在多州设有抵押贷款专属站点，同时面向个人及企业客户提供便捷的线上及移动银行服务。
科睿唯安是一家英美合资的上市分析服务企业，主要提供订阅制信息服务，覆盖文献计量、科学计量、商业与市场情报领域，同时为医药、生物科技行业提供专利、监管合规相关的竞争分析，也提供商标保护、域名与品牌保护服务，旗下Web of Science产品系列还负责计算学术期刊的影响因子。
ABCB vs CLVT — 直观对比
营收规模更大
CLVT
是对方的1.9倍
$314.4M
营收增速更快
ABCB
高出11.3%
-1.4%
净利率更高
ABCB
高出42.0%
-6.9%
两年增速更快
ABCB
近两年复合增速
-5.1%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $314.4M | $585.5M |
| 净利润 | $110.5M | $-40.2M |
| 毛利率 | — | 67.2% |
| 营业利润率 | — | 5.2% |
| 净利率 | 35.1% | -6.9% |
| 营收同比 | 10.0% | -1.4% |
| 净利润同比 | — | 61.3% |
| 每股收益（稀释后） | $1.63 | $-0.06 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ABCBCLVT
| Q1 26 | $314.4M | $585.5M | ||
| Q4 25 | $307.1M | $617.0M | ||
| Q3 25 | $314.2M | $623.1M | ||
| Q2 25 | $300.7M | $621.4M | ||
| Q1 25 | $285.9M | $593.7M | ||
| Q4 24 | $290.8M | $663.0M | ||
| Q3 24 | $283.8M | $622.2M | ||
| Q2 24 | $300.6M | $650.3M |
净利润ABCBCLVT
| Q1 26 | $110.5M | $-40.2M | ||
| Q4 25 | $108.4M | $3.1M | ||
| Q3 25 | $106.0M | $-28.3M | ||
| Q2 25 | $109.8M | $-72.0M | ||
| Q1 25 | $87.9M | $-103.9M | ||
| Q4 24 | $94.4M | $-191.8M | ||
| Q3 24 | $99.2M | $-65.6M | ||
| Q2 24 | $90.8M | $-304.3M |
毛利率ABCBCLVT
| Q1 26 | — | 67.2% | ||
| Q4 25 | — | 66.8% | ||
| Q3 25 | — | 65.0% | ||
| Q2 25 | — | 67.2% | ||
| Q1 25 | — | 65.1% | ||
| Q4 24 | — | 65.7% | ||
| Q3 24 | — | 66.2% | ||
| Q2 24 | — | 67.2% |
营业利润率ABCBCLVT
| Q1 26 | — | 5.2% | ||
| Q4 25 | 45.9% | 6.7% | ||
| Q3 25 | 43.6% | 7.1% | ||
| Q2 25 | 47.4% | 1.1% | ||
| Q1 25 | 39.5% | -3.5% | ||
| Q4 24 | 43.3% | -9.4% | ||
| Q3 24 | 44.4% | 3.5% | ||
| Q2 24 | 42.1% | -36.9% |
净利率ABCBCLVT
| Q1 26 | 35.1% | -6.9% | ||
| Q4 25 | 44.2% | 0.5% | ||
| Q3 25 | 33.7% | -4.5% | ||
| Q2 25 | 36.5% | -11.6% | ||
| Q1 25 | 30.8% | -17.5% | ||
| Q4 24 | 42.5% | -28.9% | ||
| Q3 24 | 35.0% | -10.5% | ||
| Q2 24 | 30.2% | -46.8% |
每股收益（稀释后）ABCBCLVT
| Q1 26 | $1.63 | $-0.06 | ||
| Q4 25 | $1.59 | $0.00 | ||
| Q3 25 | $1.54 | $-0.04 | ||
| Q2 25 | $1.60 | $-0.11 | ||
| Q1 25 | $1.27 | $-0.15 | ||
| Q4 24 | $1.35 | $-0.27 | ||
| Q3 24 | $1.44 | $-0.09 | ||
| Q2 24 | $1.32 | $-0.46 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | $4.3B |
| 股东权益账面价值 | $4.1B | $4.8B |
| 总资产 | $28.1B | $10.9B |
| 负债/权益比越低杠杆越低 | — | 0.89× |
8季度趋势，按日历期对齐
现金及短期投资ABCBCLVT
| Q1 26 | — | — | ||
| Q4 25 | — | $329.2M | ||
| Q3 25 | — | $318.7M | ||
| Q2 25 | — | $362.6M | ||
| Q1 25 | — | $354.0M | ||
| Q4 24 | — | $295.2M | ||
| Q3 24 | — | $388.5M | ||
| Q2 24 | — | $376.4M |
总债务ABCBCLVT
| Q1 26 | — | $4.3B | ||
| Q4 25 | — | $4.3B | ||
| Q3 25 | — | $4.4B | ||
| Q2 25 | — | $4.5B | ||
| Q1 25 | — | $4.5B | ||
| Q4 24 | — | $4.5B | ||
| Q3 24 | — | $4.6B | ||
| Q2 24 | — | $4.6B |
股东权益ABCBCLVT
| Q1 26 | $4.1B | $4.8B | ||
| Q4 25 | $4.1B | $4.8B | ||
| Q3 25 | $4.0B | $4.9B | ||
| Q2 25 | $3.9B | $5.0B | ||
| Q1 25 | $3.8B | $5.0B | ||
| Q4 24 | $3.8B | $5.1B | ||
| Q3 24 | $3.7B | $5.5B | ||
| Q2 24 | $3.6B | $5.6B |
总资产ABCBCLVT
| Q1 26 | $28.1B | $10.9B | ||
| Q4 25 | $27.5B | $11.1B | ||
| Q3 25 | $27.1B | $11.2B | ||
| Q2 25 | $26.7B | $11.4B | ||
| Q1 25 | $26.5B | $11.5B | ||
| Q4 24 | $26.3B | $11.5B | ||
| Q3 24 | $26.4B | $12.0B | ||
| Q2 24 | $26.5B | $12.1B |
负债/权益比ABCBCLVT
| Q1 26 | — | 0.89× | ||
| Q4 25 | — | 0.89× | ||
| Q3 25 | — | 0.90× | ||
| Q2 25 | — | 0.90× | ||
| Q1 25 | — | 0.90× | ||
| Q4 24 | — | 0.88× | ||
| Q3 24 | — | 0.84× | ||
| Q2 24 | — | 0.83× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $134.7M |
| 自由现金流经营现金流 - 资本支出 | — | $78.9M |
| 自由现金流率自由现金流/营收 | — | 13.5% |
| 资本支出强度资本支出/营收 | — | 9.5% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $333.9M |
8季度趋势，按日历期对齐
经营现金流ABCBCLVT
| Q1 26 | — | $134.7M | ||
| Q4 25 | $390.2M | $159.9M | ||
| Q3 25 | $104.9M | $181.1M | ||
| Q2 25 | $61.4M | $116.3M | ||
| Q1 25 | $116.9M | $171.2M | ||
| Q4 24 | $154.2M | $141.3M | ||
| Q3 24 | $102.2M | $202.9M | ||
| Q2 24 | $-97.1M | $126.2M |
自由现金流ABCBCLVT
| Q1 26 | — | $78.9M | ||
| Q4 25 | $369.6M | $89.2M | ||
| Q3 25 | $100.5M | $115.5M | ||
| Q2 25 | $53.7M | $50.3M | ||
| Q1 25 | $114.2M | $110.3M | ||
| Q4 24 | $140.7M | $59.1M | ||
| Q3 24 | $99.8M | $126.3M | ||
| Q2 24 | $-100.3M | $60.3M |
自由现金流率ABCBCLVT
| Q1 26 | — | 13.5% | ||
| Q4 25 | 120.4% | 14.5% | ||
| Q3 25 | 32.0% | 18.5% | ||
| Q2 25 | 17.9% | 8.1% | ||
| Q1 25 | 39.9% | 18.6% | ||
| Q4 24 | 48.4% | 8.9% | ||
| Q3 24 | 35.2% | 20.3% | ||
| Q2 24 | -33.4% | 9.3% |
资本支出强度ABCBCLVT
| Q1 26 | — | 9.5% | ||
| Q4 25 | 6.7% | 11.5% | ||
| Q3 25 | 1.4% | 10.5% | ||
| Q2 25 | 2.5% | 10.6% | ||
| Q1 25 | 0.9% | 10.3% | ||
| Q4 24 | 4.6% | 12.4% | ||
| Q3 24 | 0.8% | 12.3% | ||
| Q2 24 | 1.1% | 10.1% |
现金转化率ABCBCLVT
| Q1 26 | — | — | ||
| Q4 25 | 3.60× | 51.58× | ||
| Q3 25 | 0.99× | — | ||
| Q2 25 | 0.56× | — | ||
| Q1 25 | 1.33× | — | ||
| Q4 24 | 1.63× | — | ||
| Q3 24 | 1.03× | — | ||
| Q2 24 | -1.07× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ABCB
暂无分部数据
CLVT
| Subscription | $397.5M | 68% |
| Re-occurring | $108.6M | 19% |
| Transactional | $79.4M | 14% |
