Ameris BancorpABCBEarnings & Financial Report
Ameris Bancorp is an American bank holding company headquartered in Atlanta, Georgia. Through its bank subsidiary, Ameris Bank, the company operates full-service branches in Georgia, Alabama, Florida, North Carolina and South Carolina, and mortgage-only locations in Georgia, Alabama, Florida, North Carolina, South Carolina, Virginia, Maryland, and Tennessee. The company offers online and mobile banking options for both consumers and businesses.
ABCB Q4 2025 Key Financial Metrics
营收
$245.3M
毛利润
N/A
营业利润
$141.1M
净利润
$108.4M
毛利率
N/A
营业利润率
57.5%
净利率
44.2%
同比增长
10.6%
EPS
$1.59
资金流向
Ameris Bancorp Q4 2025 Financial Summary
Ameris Bancorp reported revenue of $245.3M (up 10.6% YoY) for Q4 2025, with a net profit of $108.4M (up 14.8% YoY) (44.2% margin). Cost of goods sold was N/A.
Key Financial Metrics
| Total Revenue | $245.3M |
|---|---|
| Net Profit | $108.4M |
| Gross Margin | N/A |
| Operating Margin | 57.5% |
| Report Period | Q4 2025 |
Ameris Bancorp Annual Revenue by Year
Ameris Bancorp annual revenue history includes year-by-year totals (for example, 2025 revenue was $936.9M). Click any linked year to see what changed vs the prior 10-K.
Ameris Bancorp Quarterly Revenue & Net Profit History
Ameris Bancorp quarterly results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 2025 | $245.3M | +10.6% | $108.4M | 44.2% |
| Q3 2025 | $238.0M | +11.2% | $106.0M | 44.6% |
| Q2 2025 | $231.8M | +9.4% | $109.8M | 47.4% |
| Q1 2025 | $221.8M | +10.2% | $87.9M | 39.6% |
| Q4 2024 | $221.8M | +7.6% | $94.4M | 42.5% |
| Q3 2024 | $214.1M | +3.0% | $99.2M | 46.3% |
| Q2 2024 | $211.9M | +1.1% | $90.8M | 42.8% |
| Q1 2024 | $201.4M | -4.8% | $74.3M | 36.9% |
利润表
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| 营收 | $201.4M | $211.9M | $214.1M | $221.8M | $221.8M | $231.8M | $238.0M | $245.3M |
| 同比增长 | -4.8% | 1.1% | 3.0% | 7.6% | 10.2% | 9.4% | 11.2% | 10.6% |
资产负债表
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| 总资产 | $25.66B | $26.52B | $26.40B | $26.26B | $26.51B | $26.68B | $27.10B | $27.52B |
| 总负债 | $22.17B | $22.95B | $22.72B | $22.51B | $22.69B | $22.76B | $23.08B | $23.44B |
| 股东权益 | $3.48B | $3.57B | $3.68B | $3.75B | $3.82B | $3.92B | $4.02B | $4.08B |
现金流量表
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| 经营性现金流 | $18.6M | $-97.1M | $102.2M | $130.5M | $116.9M | $61.4M | $104.9M | $107.0M |