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Ameris Bancorp（ABCB）与华美银行集团（EWBC）财务数据对比。点击上方公司名可切换其他公司
华美银行集团的季度营收约是Ameris Bancorp的2.5倍（$775.0M vs $314.4M）。华美银行集团净利率更高（46.2% vs 35.1%，领先11.0%）。Ameris Bancorp同比增速更快（10.0% vs 2.1%）。过去两年Ameris Bancorp的营收复合增速更高（21.8% vs 18.4%）
Ameris Bancorp是总部位于美国佐治亚州亚特兰大的银行控股企业，旗下子公司Ameris Bank在佐治亚、阿拉巴马、佛罗里达、北卡罗来纳、南卡罗来纳五州运营全服务网点，另在多州设有抵押贷款专属站点，同时面向个人及企业客户提供便捷的线上及移动银行服务。
华美银行集团旗下核心子公司为华美银行，是总部位于美国南加州的最大上市银行控股集团。集团资产规模超100亿美元，曾获评标普全球市场财智全美最佳银行，自2023年起连续三年位列《银行董事》杂志同资产规模银行绩效榜单首位。
ABCB vs EWBC — 直观对比
营收规模更大
EWBC
是对方的2.5倍
$314.4M
营收增速更快
ABCB
高出7.9%
2.1%
净利率更高
EWBC
高出11.0%
35.1%
两年增速更快
ABCB
近两年复合增速
18.4%
损益表 — Q1 2026 vs Q1 2026
| 指标 | | |
|---|---|---|
| 营收 | $314.4M | $775.0M |
| 净利润 | $110.5M | $358.0M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 35.1% | 46.2% |
| 营收同比 | 10.0% | 2.1% |
| 净利润同比 | 2.0% | 0.4% |
| 每股收益（稀释后） | $1.63 | $2.57 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ABCBEWBC
| Q1 26 | $314.4M | $775.0M | ||
| Q4 25 | $245.3M | $657.8M | ||
| Q3 25 | $238.0M | $677.5M | ||
| Q2 25 | $231.8M | $617.1M | ||
| Q1 25 | $221.8M | $600.2M | ||
| Q4 24 | $221.8M | $587.6M | ||
| Q3 24 | $214.1M | $572.7M | ||
| Q2 24 | $211.9M | $553.2M |
净利润ABCBEWBC
| Q1 26 | $110.5M | $358.0M | ||
| Q4 25 | $108.4M | $356.3M | ||
| Q3 25 | $106.0M | $368.4M | ||
| Q2 25 | $109.8M | $310.3M | ||
| Q1 25 | $87.9M | $290.3M | ||
| Q4 24 | $94.4M | $293.1M | ||
| Q3 24 | $99.2M | $299.2M | ||
| Q2 24 | $90.8M | $288.2M |
营业利润率ABCBEWBC
| Q1 26 | — | — | ||
| Q4 25 | 57.5% | 71.0% | ||
| Q3 25 | 57.6% | 68.6% | ||
| Q2 25 | 61.6% | 65.2% | ||
| Q1 25 | 50.9% | 65.2% | ||
| Q4 24 | 56.8% | 60.6% | ||
| Q3 24 | 58.8% | 68.0% | ||
| Q2 24 | 59.7% | 65.9% |
净利率ABCBEWBC
| Q1 26 | 35.1% | 46.2% | ||
| Q4 25 | 44.2% | 54.2% | ||
| Q3 25 | 44.6% | 54.4% | ||
| Q2 25 | 47.4% | 50.3% | ||
| Q1 25 | 39.6% | 48.4% | ||
| Q4 24 | 42.5% | 49.9% | ||
| Q3 24 | 46.3% | 52.2% | ||
| Q2 24 | 42.8% | 52.1% |
每股收益（稀释后）ABCBEWBC
| Q1 26 | $1.63 | $2.57 | ||
| Q4 25 | $1.59 | $2.55 | ||
| Q3 25 | $1.54 | $2.65 | ||
| Q2 25 | $1.60 | $2.24 | ||
| Q1 25 | $1.27 | $2.08 | ||
| Q4 24 | $1.35 | $2.10 | ||
| Q3 24 | $1.44 | $2.14 | ||
| Q2 24 | $1.32 | $2.06 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $4.1B | $9.0B |
| 总资产 | $28.1B | $82.9B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ABCBEWBC
| Q1 26 | — | — | ||
| Q4 25 | — | $4.2B | ||
| Q3 25 | — | $4.7B | ||
| Q2 25 | — | $4.4B | ||
| Q1 25 | — | $3.4B | ||
| Q4 24 | — | $5.3B | ||
| Q3 24 | — | $4.9B | ||
| Q2 24 | — | $4.4B |
总债务ABCBEWBC
| Q1 26 | — | — | ||
| Q4 25 | — | $35.6M | ||
| Q3 25 | — | $35.7M | ||
| Q2 25 | — | $35.8M | ||
| Q1 25 | — | $35.9M | ||
| Q4 24 | — | $36.0M | ||
| Q3 24 | — | $36.1M | ||
| Q2 24 | — | $36.1M |
股东权益ABCBEWBC
| Q1 26 | $4.1B | $9.0B | ||
| Q4 25 | $4.1B | $8.9B | ||
| Q3 25 | $4.0B | $8.6B | ||
| Q2 25 | $3.9B | $8.2B | ||
| Q1 25 | $3.8B | $7.9B | ||
| Q4 24 | $3.8B | $7.7B | ||
| Q3 24 | $3.7B | $7.7B | ||
| Q2 24 | $3.6B | $7.2B |
总资产ABCBEWBC
| Q1 26 | $28.1B | $82.9B | ||
| Q4 25 | $27.5B | $80.4B | ||
| Q3 25 | $27.1B | $79.7B | ||
| Q2 25 | $26.7B | $78.2B | ||
| Q1 25 | $26.5B | $76.2B | ||
| Q4 24 | $26.3B | $76.0B | ||
| Q3 24 | $26.4B | $74.5B | ||
| Q2 24 | $26.5B | $72.5B |
负债/权益比ABCBEWBC
| Q1 26 | — | — | ||
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.00× | ||
| Q1 25 | — | 0.00× | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | 0.00× | ||
| Q2 24 | — | 0.01× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
