vs
Ameris Bancorp(ABCB)与FIRST ADVANTAGE CORP(FA)财务数据对比。点击上方公司名可切换其他公司
FIRST ADVANTAGE CORP的季度营收约是Ameris Bancorp的1.3倍($420.0M vs $314.4M),Ameris Bancorp净利率更高(35.1% vs 0.8%,领先34.3%),FIRST ADVANTAGE CORP同比增速更快(36.8% vs 10.0%),过去两年FIRST ADVANTAGE CORP的营收复合增速更高(57.5% vs 2.3%)
Ameris Bancorp是总部位于美国佐治亚州亚特兰大的银行控股企业,旗下子公司Ameris Bank在佐治亚、阿拉巴马、佛罗里达、北卡罗来纳、南卡罗来纳五州运营全服务网点,另在多州设有抵押贷款专属站点,同时面向个人及企业客户提供便捷的线上及移动银行服务。
First Advantage是全球领先的劳动力筛查与背景验证服务提供商,服务覆盖科技、医疗、金融、零售、制造等多个行业的各规模客户,助力企业管控雇佣风险、满足合规要求,打造安全可信的工作环境。
ABCB vs FA — 直观对比
营收规模更大
FA
是对方的1.3倍
$314.4M
营收增速更快
FA
高出26.8%
10.0%
净利率更高
ABCB
高出34.3%
0.8%
两年增速更快
FA
近两年复合增速
2.3%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | ||
|---|---|---|
| 营收 | $314.4M | $420.0M |
| 净利润 | $110.5M | $3.5M |
| 毛利率 | — | — |
| 营业利润率 | — | 10.7% |
| 净利率 | 35.1% | 0.8% |
| 营收同比 | 10.0% | 36.8% |
| 净利润同比 | — | 103.5% |
| 每股收益(稀释后) | $1.63 | $0.03 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比,按日历期对齐,财年错位的公司也能正确匹配
营收
ABCB
FA
| Q1 26 | $314.4M | — | ||
| Q4 25 | $307.1M | $420.0M | ||
| Q3 25 | $314.2M | $409.2M | ||
| Q2 25 | $300.7M | $390.6M | ||
| Q1 25 | $285.9M | $354.6M | ||
| Q4 24 | $290.8M | $307.1M | ||
| Q3 24 | $283.8M | $199.1M | ||
| Q2 24 | $300.6M | $184.5M |
净利润
ABCB
FA
| Q1 26 | $110.5M | — | ||
| Q4 25 | $108.4M | $3.5M | ||
| Q3 25 | $106.0M | $2.6M | ||
| Q2 25 | $109.8M | $308.0K | ||
| Q1 25 | $87.9M | $-41.2M | ||
| Q4 24 | $94.4M | $-100.4M | ||
| Q3 24 | $99.2M | $-8.9M | ||
| Q2 24 | $90.8M | $1.9M |
营业利润率
ABCB
FA
| Q1 26 | — | — | ||
| Q4 25 | 45.9% | 10.7% | ||
| Q3 25 | 43.6% | 10.3% | ||
| Q2 25 | 47.4% | 9.7% | ||
| Q1 25 | 39.5% | 2.1% | ||
| Q4 24 | 43.3% | -26.3% | ||
| Q3 24 | 44.4% | 4.6% | ||
| Q2 24 | 42.1% | 5.4% |
净利率
ABCB
FA
| Q1 26 | 35.1% | — | ||
| Q4 25 | 44.2% | 0.8% | ||
| Q3 25 | 33.7% | 0.6% | ||
| Q2 25 | 36.5% | 0.1% | ||
| Q1 25 | 30.8% | -11.6% | ||
| Q4 24 | 42.5% | -32.7% | ||
| Q3 24 | 35.0% | -4.4% | ||
| Q2 24 | 30.2% | 1.0% |
每股收益(稀释后)
ABCB
FA
| Q1 26 | $1.63 | — | ||
| Q4 25 | $1.59 | $0.03 | ||
| Q3 25 | $1.54 | $0.01 | ||
| Q2 25 | $1.60 | $0.00 | ||
| Q1 25 | $1.27 | $-0.24 | ||
| Q4 24 | $1.35 | $-0.67 | ||
| Q3 24 | $1.44 | $-0.06 | ||
| Q2 24 | $1.32 | $0.01 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | ||
|---|---|---|
| 现金及短期投资手头流动性 | — | $240.0M |
| 总债务越低越好 | — | $2.1B |
| 股东权益账面价值 | $4.1B | $1.3B |
| 总资产 | $28.1B | $3.8B |
| 负债/权益比越低杠杆越低 | — | 1.61× |
8季度趋势,按日历期对齐
现金及短期投资
ABCB
FA
| Q1 26 | — | — | ||
| Q4 25 | — | $240.0M | ||
| Q3 25 | — | $216.8M | ||
| Q2 25 | — | $184.3M | ||
| Q1 25 | — | $172.0M | ||
| Q4 24 | — | $168.7M | ||
| Q3 24 | — | $307.4M | ||
| Q2 24 | — | $269.6M |
总债务
ABCB
FA
| Q1 26 | — | — | ||
| Q4 25 | — | $2.1B | ||
| Q3 25 | — | $2.1B | ||
| Q2 25 | — | $2.1B | ||
| Q1 25 | — | $2.2B | ||
| Q4 24 | — | $2.2B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益
ABCB
FA
| Q1 26 | $4.1B | — | ||
| Q4 25 | $4.1B | $1.3B | ||
| Q3 25 | $4.0B | $1.3B | ||
| Q2 25 | $3.9B | $1.3B | ||
| Q1 25 | $3.8B | $1.3B | ||
| Q4 24 | $3.8B | $1.3B | ||
| Q3 24 | $3.7B | $920.7M | ||
| Q2 24 | $3.6B | $913.3M |
总资产
ABCB
FA
| Q1 26 | $28.1B | — | ||
| Q4 25 | $27.5B | $3.8B | ||
| Q3 25 | $27.1B | $3.9B | ||
| Q2 25 | $26.7B | $3.9B | ||
| Q1 25 | $26.5B | $3.9B | ||
| Q4 24 | $26.3B | $3.9B | ||
| Q3 24 | $26.4B | $1.7B | ||
| Q2 24 | $26.5B | $1.6B |
负债/权益比
ABCB
FA
| Q1 26 | — | — | ||
| Q4 25 | — | 1.61× | ||
| Q3 25 | — | 1.64× | ||
| Q2 25 | — | 1.65× | ||
| Q1 25 | — | 1.69× | ||
| Q4 24 | — | 1.66× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | ||
|---|---|---|
| 经营现金流最新季度 | — | $65.9M |
| 自由现金流经营现金流 - 资本支出 | — | $62.2M |
| 自由现金流率自由现金流/营收 | — | 14.8% |
| 资本支出强度资本支出/营收 | — | 0.9% |
| 现金转化率经营现金流/净利润 | — | 19.01× |
| 过去12个月自由现金流最近4个季度 | — | $188.5M |
8季度趋势,按日历期对齐
经营现金流
ABCB
FA
| Q1 26 | — | — | ||
| Q4 25 | $390.2M | $65.9M | ||
| Q3 25 | $104.9M | $72.4M | ||
| Q2 25 | $61.4M | $37.3M | ||
| Q1 25 | $116.9M | $19.5M | ||
| Q4 24 | $154.2M | $-85.7M | ||
| Q3 24 | $102.2M | $43.5M | ||
| Q2 24 | $-97.1M | $32.0M |
自由现金流
ABCB
FA
| Q1 26 | — | — | ||
| Q4 25 | $369.6M | $62.2M | ||
| Q3 25 | $100.5M | $71.2M | ||
| Q2 25 | $53.7M | $36.1M | ||
| Q1 25 | $114.2M | $19.0M | ||
| Q4 24 | $140.7M | $-86.0M | ||
| Q3 24 | $99.8M | $43.1M | ||
| Q2 24 | $-100.3M | $31.4M |
自由现金流率
ABCB
FA
| Q1 26 | — | — | ||
| Q4 25 | 120.4% | 14.8% | ||
| Q3 25 | 32.0% | 17.4% | ||
| Q2 25 | 17.9% | 9.2% | ||
| Q1 25 | 39.9% | 5.4% | ||
| Q4 24 | 48.4% | -28.0% | ||
| Q3 24 | 35.2% | 21.6% | ||
| Q2 24 | -33.4% | 17.0% |
资本支出强度
ABCB
FA
| Q1 26 | — | — | ||
| Q4 25 | 6.7% | 0.9% | ||
| Q3 25 | 1.4% | 0.3% | ||
| Q2 25 | 2.5% | 0.3% | ||
| Q1 25 | 0.9% | 0.1% | ||
| Q4 24 | 4.6% | 0.1% | ||
| Q3 24 | 0.8% | 0.2% | ||
| Q2 24 | 1.1% | 0.4% |
现金转化率
ABCB
FA
| Q1 26 | — | — | ||
| Q4 25 | 3.60× | 19.01× | ||
| Q3 25 | 0.99× | 27.91× | ||
| Q2 25 | 0.56× | 121.25× | ||
| Q1 25 | 1.33× | — | ||
| Q4 24 | 1.63× | — | ||
| Q3 24 | 1.03× | — | ||
| Q2 24 | -1.07× | 17.22× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ABCB
暂无分部数据
FA
| First Advantage Americas | $209.9M | 50% |
| Sterling | $185.9M | 44% |
| First Advantage International | $24.2M | 6% |