vs
Ameris Bancorp（ABCB）与FIRST CITIZENS BANCSHARES INC（FCNCA）财务数据对比。点击上方公司名可切换其他公司
FIRST CITIZENS BANCSHARES INC的季度营收约是Ameris Bancorp的3.5倍（$1.1B vs $314.4M）。FIRST CITIZENS BANCSHARES INC净利率更高（49.1% vs 35.1%，领先14.0%）。Ameris Bancorp同比增速更快（10.0% vs 3.5%）。过去两年Ameris Bancorp的营收复合增速更高（21.8% vs -33.5%）
Ameris Bancorp是总部位于美国佐治亚州亚特兰大的银行控股企业，旗下子公司Ameris Bank在佐治亚、阿拉巴马、佛罗里达、北卡罗来纳、南卡罗来纳五州运营全服务网点，另在多州设有抵押贷款专属站点，同时面向个人及企业客户提供便捷的线上及移动银行服务。
第一公民银行控股公司是美国本土银行控股企业，总部位于罗德岛州普罗维登斯，旗下拥有国民公民银行，业务覆盖美国康涅狄格、特拉华、佛罗里达、马里兰、马萨诸塞、密歇根、新罕布什尔、新泽西、纽约、俄亥俄、宾夕法尼亚、罗德岛、佛蒙特、弗吉尼亚等14个州及华盛顿哥伦比亚特区。
ABCB vs FCNCA — 直观对比
营收规模更大
FCNCA
是对方的3.5倍
$314.4M
营收增速更快
ABCB
高出6.5%
3.5%
净利率更高
FCNCA
高出14.0%
35.1%
两年增速更快
ABCB
近两年复合增速
-33.5%
损益表 — Q1 2026 vs Q1 2026
| 指标 | | |
|---|---|---|
| 营收 | $314.4M | $1.1B |
| 净利润 | $110.5M | $534.0M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 35.1% | 49.1% |
| 营收同比 | 10.0% | 3.5% |
| 净利润同比 | 2.0% | 10.6% |
| 每股收益（稀释后） | $1.63 | $42.63 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ABCBFCNCA
| Q1 26 | $314.4M | $1.1B | ||
| Q4 25 | $245.3M | $2.4B | ||
| Q3 25 | $238.0M | $2.4B | ||
| Q2 25 | $231.8M | $2.4B | ||
| Q1 25 | $221.8M | $2.3B | ||
| Q4 24 | $221.8M | $2.4B | ||
| Q3 24 | $214.1M | $2.4B | ||
| Q2 24 | $211.9M | $2.5B |
净利润ABCBFCNCA
| Q1 26 | $110.5M | $534.0M | ||
| Q4 25 | $108.4M | $580.0M | ||
| Q3 25 | $106.0M | $568.0M | ||
| Q2 25 | $109.8M | $575.0M | ||
| Q1 25 | $87.9M | $483.0M | ||
| Q4 24 | $94.4M | $700.0M | ||
| Q3 24 | $99.2M | $639.0M | ||
| Q2 24 | $90.8M | $707.0M |
营业利润率ABCBFCNCA
| Q1 26 | — | — | ||
| Q4 25 | 57.5% | 33.3% | ||
| Q3 25 | 57.6% | 30.9% | ||
| Q2 25 | 61.6% | 31.9% | ||
| Q1 25 | 50.9% | 28.3% | ||
| Q4 24 | 56.8% | 30.6% | ||
| Q3 24 | 58.8% | 35.7% | ||
| Q2 24 | 59.7% | 39.8% |
净利率ABCBFCNCA
| Q1 26 | 35.1% | 49.1% | ||
| Q4 25 | 44.2% | 23.8% | ||
| Q3 25 | 44.6% | 23.3% | ||
| Q2 25 | 47.4% | 24.2% | ||
| Q1 25 | 39.6% | 21.0% | ||
| Q4 24 | 42.5% | 29.1% | ||
| Q3 24 | 46.3% | 26.1% | ||
| Q2 24 | 42.8% | 28.7% |
每股收益（稀释后）ABCBFCNCA
| Q1 26 | $1.63 | $42.63 | ||
| Q4 25 | $1.59 | $45.33 | ||
| Q3 25 | $1.54 | $43.08 | ||
| Q2 25 | $1.60 | $42.36 | ||
| Q1 25 | $1.27 | $34.47 | ||
| Q4 24 | $1.35 | $49.19 | ||
| Q3 24 | $1.44 | $43.42 | ||
| Q2 24 | $1.32 | $47.54 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | $34.0B |
| 股东权益账面价值 | $4.1B | $22.0B |
| 总资产 | $28.1B | $236.0B |
| 负债/权益比越低杠杆越低 | — | 1.54× |
8季度趋势，按日历期对齐
总债务ABCBFCNCA
| Q1 26 | — | $34.0B | ||
| Q4 25 | — | $35.8B | ||
| Q3 25 | — | $38.3B | ||
| Q2 25 | — | $37.6B | ||
| Q1 25 | — | $38.0B | ||
| Q4 24 | — | $36.7B | ||
| Q3 24 | — | $36.8B | ||
| Q2 24 | — | $37.1B |
股东权益ABCBFCNCA
| Q1 26 | $4.1B | $22.0B | ||
| Q4 25 | $4.1B | $22.2B | ||
| Q3 25 | $4.0B | $22.0B | ||
| Q2 25 | $3.9B | $22.3B | ||
| Q1 25 | $3.8B | $22.3B | ||
| Q4 24 | $3.8B | $22.2B | ||
| Q3 24 | $3.7B | $22.8B | ||
| Q2 24 | $3.6B | $22.5B |
总资产ABCBFCNCA
| Q1 26 | $28.1B | $236.0B | ||
| Q4 25 | $27.5B | $229.7B | ||
| Q3 25 | $27.1B | $233.5B | ||
| Q2 25 | $26.7B | $229.7B | ||
| Q1 25 | $26.5B | $228.8B | ||
| Q4 24 | $26.3B | $223.7B | ||
| Q3 24 | $26.4B | $220.6B | ||
| Q2 24 | $26.5B | $219.8B |
负债/权益比ABCBFCNCA
| Q1 26 | — | 1.54× | ||
| Q4 25 | — | 1.61× | ||
| Q3 25 | — | 1.74× | ||
| Q2 25 | — | 1.69× | ||
| Q1 25 | — | 1.70× | ||
| Q4 24 | — | 1.65× | ||
| Q3 24 | — | 1.61× | ||
| Q2 24 | — | 1.65× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
