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Ameris Bancorp（ABCB）与Fifth Third Bancorp（FITB）财务数据对比。点击上方公司名可切换其他公司
Fifth Third Bancorp的季度营收约是Ameris Bancorp的4.9倍（$1.5B vs $314.4M）。Fifth Third Bancorp净利率更高（47.7% vs 35.1%，领先12.6%）。Ameris Bancorp同比增速更快（10.0% vs 6.4%）。过去两年Fifth Third Bancorp的营收复合增速更高（218.3% vs 21.8%）
Ameris Bancorp是总部位于美国佐治亚州亚特兰大的银行控股企业，旗下子公司Ameris Bank在佐治亚、阿拉巴马、佛罗里达、北卡罗来纳、南卡罗来纳五州运营全服务网点，另在多州设有抵押贷款专属站点，同时面向个人及企业客户提供便捷的线上及移动银行服务。
Fifth Third Bancorp是总部位于美国俄亥俄州辛辛那提的银行控股集团，为美国大型银行之一，位列《财富》美国500强第321位。旗下银行在全美12个州共运营1087家分行及2400台自动柜员机，服务覆盖多区域市场。
ABCB vs FITB — 直观对比
营收规模更大
FITB
是对方的4.9倍
$314.4M
营收增速更快
ABCB
高出3.6%
6.4%
净利率更高
FITB
高出12.6%
35.1%
两年增速更快
FITB
近两年复合增速
21.8%
损益表 — Q1 2026 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $314.4M | $1.5B |
| 净利润 | $110.5M | $730.0M |
| 毛利率 | — | — |
| 营业利润率 | — | 59.7% |
| 净利率 | 35.1% | 47.7% |
| 营收同比 | 10.0% | 6.4% |
| 净利润同比 | 2.0% | 17.7% |
| 每股收益（稀释后） | $1.63 | $1.03 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ABCBFITB
| Q1 26 | $314.4M | — | ||
| Q4 25 | $245.3M | $1.5B | ||
| Q3 25 | $238.0M | $1.5B | ||
| Q2 25 | $231.8M | $1.5B | ||
| Q1 25 | $221.8M | $1.4B | ||
| Q4 24 | $221.8M | $1.4B | ||
| Q3 24 | $214.1M | $161.0M | ||
| Q2 24 | $211.9M | $156.0M |
净利润ABCBFITB
| Q1 26 | $110.5M | — | ||
| Q4 25 | $108.4M | $730.0M | ||
| Q3 25 | $106.0M | $649.0M | ||
| Q2 25 | $109.8M | $628.0M | ||
| Q1 25 | $87.9M | $515.0M | ||
| Q4 24 | $94.4M | $620.0M | ||
| Q3 24 | $99.2M | $573.0M | ||
| Q2 24 | $90.8M | $601.0M |
营业利润率ABCBFITB
| Q1 26 | — | — | ||
| Q4 25 | 57.5% | 59.7% | ||
| Q3 25 | 57.6% | 55.1% | ||
| Q2 25 | 61.6% | 54.0% | ||
| Q1 25 | 50.9% | 45.4% | ||
| Q4 24 | 56.8% | 53.3% | ||
| Q3 24 | 58.8% | — | ||
| Q2 24 | 59.7% | — |
净利率ABCBFITB
| Q1 26 | 35.1% | — | ||
| Q4 25 | 44.2% | 47.7% | ||
| Q3 25 | 44.6% | 42.7% | ||
| Q2 25 | 47.4% | 42.0% | ||
| Q1 25 | 39.6% | 35.8% | ||
| Q4 24 | 42.5% | 43.1% | ||
| Q3 24 | 46.3% | 355.9% | ||
| Q2 24 | 42.8% | 385.3% |
每股收益（稀释后）ABCBFITB
| Q1 26 | $1.63 | — | ||
| Q4 25 | $1.59 | $1.03 | ||
| Q3 25 | $1.54 | $0.91 | ||
| Q2 25 | $1.60 | $0.88 | ||
| Q1 25 | $1.27 | $0.71 | ||
| Q4 24 | $1.35 | $0.85 | ||
| Q3 24 | $1.44 | $0.78 | ||
| Q2 24 | $1.32 | $0.81 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | $13.6B |
| 股东权益账面价值 | $4.1B | $21.7B |
| 总资产 | $28.1B | $214.4B |
| 负债/权益比越低杠杆越低 | — | 0.63× |
8季度趋势，按日历期对齐
总债务ABCBFITB
| Q1 26 | — | — | ||
| Q4 25 | — | $13.6B | ||
| Q3 25 | — | $13.7B | ||
| Q2 25 | — | $14.5B | ||
| Q1 25 | — | $14.5B | ||
| Q4 24 | — | $14.3B | ||
| Q3 24 | — | $17.1B | ||
| Q2 24 | — | $16.3B |
股东权益ABCBFITB
| Q1 26 | $4.1B | — | ||
| Q4 25 | $4.1B | $21.7B | ||
| Q3 25 | $4.0B | $21.1B | ||
| Q2 25 | $3.9B | $21.1B | ||
| Q1 25 | $3.8B | $20.4B | ||
| Q4 24 | $3.8B | $19.6B | ||
| Q3 24 | $3.7B | $20.8B | ||
| Q2 24 | $3.6B | $19.2B |
总资产ABCBFITB
| Q1 26 | $28.1B | — | ||
| Q4 25 | $27.5B | $214.4B | ||
| Q3 25 | $27.1B | $212.9B | ||
| Q2 25 | $26.7B | $210.0B | ||
| Q1 25 | $26.5B | $212.7B | ||
| Q4 24 | $26.3B | $212.9B | ||
| Q3 24 | $26.4B | $214.3B | ||
| Q2 24 | $26.5B | $213.3B |
负债/权益比ABCBFITB
| Q1 26 | — | — | ||
| Q4 25 | — | 0.63× | ||
| Q3 25 | — | 0.65× | ||
| Q2 25 | — | 0.69× | ||
| Q1 25 | — | 0.71× | ||
| Q4 24 | — | 0.73× | ||
| Q3 24 | — | 0.82× | ||
| Q2 24 | — | 0.85× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $929.0M |
| 自由现金流经营现金流 - 资本支出 | — | $765.0M |
| 自由现金流率自由现金流/营收 | — | 50.0% |
| 资本支出强度资本支出/营收 | — | 10.7% |
| 现金转化率经营现金流/净利润 | — | 1.27× |
| 过去12个月自由现金流最近4个季度 | — | $3.9B |
8季度趋势，按日历期对齐
经营现金流ABCBFITB
| Q1 26 | — | — | ||
| Q4 25 | $107.0M | $929.0M | ||
| Q3 25 | $104.9M | $1.0B | ||
| Q2 25 | $61.4M | $1.3B | ||
| Q1 25 | $116.9M | $1.2B | ||
| Q4 24 | $130.5M | $-101.0M | ||
| Q3 24 | $102.2M | $1.9B | ||
| Q2 24 | $-97.1M | $679.0M |
自由现金流ABCBFITB
| Q1 26 | — | — | ||
| Q4 25 | $101.2M | $765.0M | ||
| Q3 25 | $100.5M | $886.0M | ||
| Q2 25 | $53.7M | $1.2B | ||
| Q1 25 | $114.2M | $1.1B | ||
| Q4 24 | $126.1M | $-246.0M | ||
| Q3 24 | $99.8M | $1.7B | ||
| Q2 24 | $-100.3M | $588.0M |
自由现金流率ABCBFITB
| Q1 26 | — | — | ||
| Q4 25 | 41.3% | 50.0% | ||
| Q3 25 | 42.2% | 58.3% | ||
| Q2 25 | 23.2% | 77.8% | ||
| Q1 25 | 51.5% | 77.7% | ||
| Q4 24 | 56.9% | -17.1% | ||
| Q3 24 | 46.6% | 1085.1% | ||
| Q2 24 | -47.3% | 376.9% |
资本支出强度ABCBFITB
| Q1 26 | — | — | ||
| Q4 25 | 2.4% | 10.7% | ||
| Q3 25 | 1.8% | 10.5% | ||
| Q2 25 | 3.3% | 9.6% | ||
| Q1 25 | 1.2% | 8.1% | ||
| Q4 24 | 2.0% | 10.1% | ||
| Q3 24 | 1.1% | 70.2% | ||
| Q2 24 | 1.5% | 58.3% |
现金转化率ABCBFITB
| Q1 26 | — | — | ||
| Q4 25 | 0.99× | 1.27× | ||
| Q3 25 | 0.99× | 1.61× | ||
| Q2 25 | 0.56× | 2.08× | ||
| Q1 25 | 1.33× | 2.39× | ||
| Q4 24 | 1.38× | -0.16× | ||
| Q3 24 | 1.03× | 3.25× | ||
| Q2 24 | -1.07× | 1.13× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
