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Ameris Bancorp（ABCB）与Forestar Group Inc.（FOR）财务数据对比。点击上方公司名可切换其他公司
Ameris Bancorp的季度营收约是Forestar Group Inc.的1.2倍（$314.4M vs $273.0M），Ameris Bancorp净利率更高（35.1% vs 5.6%，领先29.5%），Ameris Bancorp同比增速更快（10.0% vs 9.0%），过去两年Ameris Bancorp的营收复合增速更高（2.3% vs -9.6%）
Ameris Bancorp是总部位于美国佐治亚州亚特兰大的银行控股企业，旗下子公司Ameris Bank在佐治亚、阿拉巴马、佛罗里达、北卡罗来纳、南卡罗来纳五州运营全服务网点，另在多州设有抵押贷款专属站点，同时面向个人及企业客户提供便捷的线上及移动银行服务。
福雷斯特集团是一家住宅地块开发企业，总部位于得克萨斯州阿灵顿，业务覆盖美国21个州的51个市场。截至2020年12月31日的12个月内，该公司交付了11518块住宅地块，目前在纽约证券交易所上市，自2002年起就是美国规模最大的住宅建筑商D.R. Horton的控股子公司。
ABCB vs FOR — 直观对比
营收规模更大
ABCB
是对方的1.2倍
$273.0M
营收增速更快
ABCB
高出0.9%
9.0%
净利率更高
ABCB
高出29.5%
5.6%
两年增速更快
ABCB
近两年复合增速
-9.6%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $314.4M | $273.0M |
| 净利润 | $110.5M | $15.4M |
| 毛利率 | — | 20.1% |
| 营业利润率 | — | 7.6% |
| 净利率 | 35.1% | 5.6% |
| 营收同比 | 10.0% | 9.0% |
| 净利润同比 | — | -6.7% |
| 每股收益（稀释后） | $1.63 | $0.30 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ABCBFOR
| Q1 26 | $314.4M | — | ||
| Q4 25 | $307.1M | $273.0M | ||
| Q3 25 | $314.2M | $670.5M | ||
| Q2 25 | $300.7M | $390.5M | ||
| Q1 25 | $285.9M | $351.0M | ||
| Q4 24 | $290.8M | $250.4M | ||
| Q3 24 | $283.8M | $551.3M | ||
| Q2 24 | $300.6M | $318.4M |
净利润ABCBFOR
| Q1 26 | $110.5M | — | ||
| Q4 25 | $108.4M | $15.4M | ||
| Q3 25 | $106.0M | $86.9M | ||
| Q2 25 | $109.8M | $32.9M | ||
| Q1 25 | $87.9M | $31.6M | ||
| Q4 24 | $94.4M | $16.5M | ||
| Q3 24 | $99.2M | $81.5M | ||
| Q2 24 | $90.8M | $38.7M |
毛利率ABCBFOR
| Q1 26 | — | — | ||
| Q4 25 | — | 20.1% | ||
| Q3 25 | — | 22.3% | ||
| Q2 25 | — | 20.4% | ||
| Q1 25 | — | 22.6% | ||
| Q4 24 | — | 22.0% | ||
| Q3 24 | — | 23.9% | ||
| Q2 24 | — | 22.5% |
营业利润率ABCBFOR
| Q1 26 | — | — | ||
| Q4 25 | 45.9% | 7.6% | ||
| Q3 25 | 43.6% | 16.9% | ||
| Q2 25 | 47.4% | 11.2% | ||
| Q1 25 | 39.5% | 11.6% | ||
| Q4 24 | 43.3% | 8.7% | ||
| Q3 24 | 44.4% | 19.7% | ||
| Q2 24 | 42.1% | 16.2% |
净利率ABCBFOR
| Q1 26 | 35.1% | — | ||
| Q4 25 | 44.2% | 5.6% | ||
| Q3 25 | 33.7% | 13.0% | ||
| Q2 25 | 36.5% | 8.4% | ||
| Q1 25 | 30.8% | 9.0% | ||
| Q4 24 | 42.5% | 6.6% | ||
| Q3 24 | 35.0% | 14.8% | ||
| Q2 24 | 30.2% | 12.2% |
每股收益（稀释后）ABCBFOR
| Q1 26 | $1.63 | — | ||
| Q4 25 | $1.59 | $0.30 | ||
| Q3 25 | $1.54 | $1.70 | ||
| Q2 25 | $1.60 | $0.65 | ||
| Q1 25 | $1.27 | $0.62 | ||
| Q4 24 | $1.35 | $0.32 | ||
| Q3 24 | $1.44 | $1.59 | ||
| Q2 24 | $1.32 | $0.76 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $211.7M |
| 总债务越低越好 | — | $793.2M |
| 股东权益账面价值 | $4.1B | $1.8B |
| 总资产 | $28.1B | $3.2B |
| 负债/权益比越低杠杆越低 | — | 0.44× |
8季度趋势，按日历期对齐
现金及短期投资ABCBFOR
| Q1 26 | — | — | ||
| Q4 25 | — | $211.7M | ||
| Q3 25 | — | $379.2M | ||
| Q2 25 | — | $189.2M | ||
| Q1 25 | — | $174.3M | ||
| Q4 24 | — | $132.0M | ||
| Q3 24 | — | $481.2M | ||
| Q2 24 | — | $359.2M |
总债务ABCBFOR
| Q1 26 | — | — | ||
| Q4 25 | — | $793.2M | ||
| Q3 25 | — | $802.7M | ||
| Q2 25 | — | $872.8M | ||
| Q1 25 | — | $872.5M | ||
| Q4 24 | — | $806.8M | ||
| Q3 24 | — | $706.4M | ||
| Q2 24 | — | $706.1M |
股东权益ABCBFOR
| Q1 26 | $4.1B | — | ||
| Q4 25 | $4.1B | $1.8B | ||
| Q3 25 | $4.0B | $1.8B | ||
| Q2 25 | $3.9B | $1.7B | ||
| Q1 25 | $3.8B | $1.6B | ||
| Q4 24 | $3.8B | $1.6B | ||
| Q3 24 | $3.7B | $1.6B | ||
| Q2 24 | $3.6B | $1.5B |
总资产ABCBFOR
| Q1 26 | $28.1B | — | ||
| Q4 25 | $27.5B | $3.2B | ||
| Q3 25 | $27.1B | $3.1B | ||
| Q2 25 | $26.7B | $3.1B | ||
| Q1 25 | $26.5B | $3.0B | ||
| Q4 24 | $26.3B | $3.0B | ||
| Q3 24 | $26.4B | $2.8B | ||
| Q2 24 | $26.5B | $2.7B |
负债/权益比ABCBFOR
| Q1 26 | — | — | ||
| Q4 25 | — | 0.44× | ||
| Q3 25 | — | 0.45× | ||
| Q2 25 | — | 0.52× | ||
| Q1 25 | — | 0.53× | ||
| Q4 24 | — | 0.50× | ||
| Q3 24 | — | 0.44× | ||
| Q2 24 | — | 0.47× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-157.0M |
| 自由现金流经营现金流 - 资本支出 | — | $-157.1M |
| 自由现金流率自由现金流/营收 | — | -57.5% |
| 资本支出强度资本支出/营收 | — | 0.0% |
| 现金转化率经营现金流/净利润 | — | -10.19× |
| 过去12个月自由现金流最近4个季度 | — | $93.0M |
8季度趋势，按日历期对齐
经营现金流ABCBFOR
| Q1 26 | — | — | ||
| Q4 25 | $390.2M | $-157.0M | ||
| Q3 25 | $104.9M | $256.3M | ||
| Q2 25 | $61.4M | $15.8M | ||
| Q1 25 | $116.9M | $-19.8M | ||
| Q4 24 | $154.2M | $-450.0M | ||
| Q3 24 | $102.2M | $119.2M | ||
| Q2 24 | $-97.1M | $-61.7M |
自由现金流ABCBFOR
| Q1 26 | — | — | ||
| Q4 25 | $369.6M | $-157.1M | ||
| Q3 25 | $100.5M | $255.6M | ||
| Q2 25 | $53.7M | $15.0M | ||
| Q1 25 | $114.2M | $-20.5M | ||
| Q4 24 | $140.7M | — | ||
| Q3 24 | $99.8M | $118.4M | ||
| Q2 24 | $-100.3M | $-62.3M |
自由现金流率ABCBFOR
| Q1 26 | — | — | ||
| Q4 25 | 120.4% | -57.5% | ||
| Q3 25 | 32.0% | 38.1% | ||
| Q2 25 | 17.9% | 3.8% | ||
| Q1 25 | 39.9% | -5.8% | ||
| Q4 24 | 48.4% | — | ||
| Q3 24 | 35.2% | 21.5% | ||
| Q2 24 | -33.4% | -19.6% |
资本支出强度ABCBFOR
| Q1 26 | — | — | ||
| Q4 25 | 6.7% | 0.0% | ||
| Q3 25 | 1.4% | 0.1% | ||
| Q2 25 | 2.5% | 0.2% | ||
| Q1 25 | 0.9% | 0.2% | ||
| Q4 24 | 4.6% | 0.0% | ||
| Q3 24 | 0.8% | 0.1% | ||
| Q2 24 | 1.1% | 0.2% |
现金转化率ABCBFOR
| Q1 26 | — | — | ||
| Q4 25 | 3.60× | -10.19× | ||
| Q3 25 | 0.99× | 2.95× | ||
| Q2 25 | 0.56× | 0.48× | ||
| Q1 25 | 1.33× | -0.63× | ||
| Q4 24 | 1.63× | -27.27× | ||
| Q3 24 | 1.03× | 1.46× | ||
| Q2 24 | -1.07× | -1.59× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ABCB
暂无分部数据
FOR
| D.R.Horton Inc. | $183.8M | 67% |
| Other | $89.2M | 33% |
