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Ameris Bancorp（ABCB）与HAVERTY FURNITURE COMPANIES INC（HVT）财务数据对比。点击上方公司名可切换其他公司
Ameris Bancorp的季度营收约是HAVERTY FURNITURE COMPANIES INC的1.6倍（$314.4M vs $201.9M），Ameris Bancorp净利率更高（35.1% vs 4.2%，领先30.9%），Ameris Bancorp同比增速更快（10.0% vs 9.5%），过去两年HAVERTY FURNITURE COMPANIES INC的营收复合增速更高（4.8% vs 2.3%）
Ameris Bancorp是总部位于美国佐治亚州亚特兰大的银行控股企业，旗下子公司Ameris Bank在佐治亚、阿拉巴马、佛罗里达、北卡罗来纳、南卡罗来纳五州运营全服务网点，另在多州设有抵押贷款专属站点，同时面向个人及企业客户提供便捷的线上及移动银行服务。
该企业原名为国际鞋业公司，1911年由两家鞋企合并成立于美国密苏里州克莱顿，后开展多元化业务并逐步退出制鞋领域，最终更名为家具品牌国际，是美国家居行业知名企业，曾拥有布罗伊希尔等多个知名家具品牌。
ABCB vs HVT — 直观对比
营收规模更大
ABCB
是对方的1.6倍
$201.9M
营收增速更快
ABCB
高出0.4%
9.5%
净利率更高
ABCB
高出30.9%
4.2%
两年增速更快
HVT
近两年复合增速
2.3%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $314.4M | $201.9M |
| 净利润 | $110.5M | $8.5M |
| 毛利率 | — | 60.4% |
| 营业利润率 | — | 5.3% |
| 净利率 | 35.1% | 4.2% |
| 营收同比 | 10.0% | 9.5% |
| 净利润同比 | — | 4.1% |
| 每股收益（稀释后） | $1.63 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ABCBHVT
| Q1 26 | $314.4M | — | ||
| Q4 25 | $307.1M | $201.9M | ||
| Q3 25 | $314.2M | $194.5M | ||
| Q2 25 | $300.7M | $181.0M | ||
| Q1 25 | $285.9M | $181.6M | ||
| Q4 24 | $290.8M | $184.4M | ||
| Q3 24 | $283.8M | $175.9M | ||
| Q2 24 | $300.6M | $178.6M |
净利润ABCBHVT
| Q1 26 | $110.5M | — | ||
| Q4 25 | $108.4M | $8.5M | ||
| Q3 25 | $106.0M | $4.7M | ||
| Q2 25 | $109.8M | $2.7M | ||
| Q1 25 | $87.9M | $3.8M | ||
| Q4 24 | $94.4M | $8.2M | ||
| Q3 24 | $99.2M | $4.9M | ||
| Q2 24 | $90.8M | $4.4M |
毛利率ABCBHVT
| Q1 26 | — | — | ||
| Q4 25 | — | 60.4% | ||
| Q3 25 | — | 60.3% | ||
| Q2 25 | — | 60.8% | ||
| Q1 25 | — | 61.2% | ||
| Q4 24 | — | 61.9% | ||
| Q3 24 | — | 60.2% | ||
| Q2 24 | — | 60.4% |
营业利润率ABCBHVT
| Q1 26 | — | — | ||
| Q4 25 | 45.9% | 5.3% | ||
| Q3 25 | 43.6% | 3.3% | ||
| Q2 25 | 47.4% | 2.4% | ||
| Q1 25 | 39.5% | 2.9% | ||
| Q4 24 | 43.3% | 5.2% | ||
| Q3 24 | 44.4% | 3.9% | ||
| Q2 24 | 42.1% | 3.6% |
净利率ABCBHVT
| Q1 26 | 35.1% | — | ||
| Q4 25 | 44.2% | 4.2% | ||
| Q3 25 | 33.7% | 2.4% | ||
| Q2 25 | 36.5% | 1.5% | ||
| Q1 25 | 30.8% | 2.1% | ||
| Q4 24 | 42.5% | 4.4% | ||
| Q3 24 | 35.0% | 2.8% | ||
| Q2 24 | 30.2% | 2.5% |
每股收益（稀释后）ABCBHVT
| Q1 26 | $1.63 | — | ||
| Q4 25 | $1.59 | — | ||
| Q3 25 | $1.54 | — | ||
| Q2 25 | $1.60 | — | ||
| Q1 25 | $1.27 | — | ||
| Q4 24 | $1.35 | — | ||
| Q3 24 | $1.44 | — | ||
| Q2 24 | $1.32 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $125.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $4.1B | $307.9M |
| 总资产 | $28.1B | $649.1M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ABCBHVT
| Q1 26 | — | — | ||
| Q4 25 | — | $125.3M | ||
| Q3 25 | — | $130.5M | ||
| Q2 25 | — | $107.4M | ||
| Q1 25 | — | $111.9M | ||
| Q4 24 | — | $120.0M | ||
| Q3 24 | — | $121.2M | ||
| Q2 24 | — | $109.9M |
股东权益ABCBHVT
| Q1 26 | $4.1B | — | ||
| Q4 25 | $4.1B | $307.9M | ||
| Q3 25 | $4.0B | $306.0M | ||
| Q2 25 | $3.9B | $304.9M | ||
| Q1 25 | $3.8B | $305.4M | ||
| Q4 24 | $3.8B | $307.6M | ||
| Q3 24 | $3.7B | $307.8M | ||
| Q2 24 | $3.6B | $307.1M |
总资产ABCBHVT
| Q1 26 | $28.1B | — | ||
| Q4 25 | $27.5B | $649.1M | ||
| Q3 25 | $27.1B | $651.7M | ||
| Q2 25 | $26.7B | $642.7M | ||
| Q1 25 | $26.5B | $642.7M | ||
| Q4 24 | $26.3B | $648.7M | ||
| Q3 24 | $26.4B | $659.3M | ||
| Q2 24 | $26.5B | $642.1M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $7.4M |
| 自由现金流经营现金流 - 资本支出 | — | $3.0M |
| 自由现金流率自由现金流/营收 | — | 1.5% |
| 资本支出强度资本支出/营收 | — | 2.2% |
| 现金转化率经营现金流/净利润 | — | 0.86× |
| 过去12个月自由现金流最近4个季度 | — | $33.0M |
8季度趋势，按日历期对齐
经营现金流ABCBHVT
| Q1 26 | — | — | ||
| Q4 25 | $390.2M | $7.4M | ||
| Q3 25 | $104.9M | $31.9M | ||
| Q2 25 | $61.4M | $7.2M | ||
| Q1 25 | $116.9M | $6.2M | ||
| Q4 24 | $154.2M | $16.9M | ||
| Q3 24 | $102.2M | $24.4M | ||
| Q2 24 | $-97.1M | $14.4M |
自由现金流ABCBHVT
| Q1 26 | — | — | ||
| Q4 25 | $369.6M | $3.0M | ||
| Q3 25 | $100.5M | $28.3M | ||
| Q2 25 | $53.7M | $1.6M | ||
| Q1 25 | $114.2M | $27.0K | ||
| Q4 24 | $140.7M | $9.1M | ||
| Q3 24 | $99.8M | $16.1M | ||
| Q2 24 | $-100.3M | $4.9M |
自由现金流率ABCBHVT
| Q1 26 | — | — | ||
| Q4 25 | 120.4% | 1.5% | ||
| Q3 25 | 32.0% | 14.6% | ||
| Q2 25 | 17.9% | 0.9% | ||
| Q1 25 | 39.9% | 0.0% | ||
| Q4 24 | 48.4% | 4.9% | ||
| Q3 24 | 35.2% | 9.2% | ||
| Q2 24 | -33.4% | 2.7% |
资本支出强度ABCBHVT
| Q1 26 | — | — | ||
| Q4 25 | 6.7% | 2.2% | ||
| Q3 25 | 1.4% | 1.8% | ||
| Q2 25 | 2.5% | 3.1% | ||
| Q1 25 | 0.9% | 3.4% | ||
| Q4 24 | 4.6% | 4.2% | ||
| Q3 24 | 0.8% | 4.7% | ||
| Q2 24 | 1.1% | 5.3% |
现金转化率ABCBHVT
| Q1 26 | — | — | ||
| Q4 25 | 3.60× | 0.86× | ||
| Q3 25 | 0.99× | 6.75× | ||
| Q2 25 | 0.56× | 2.69× | ||
| Q1 25 | 1.33× | 1.63× | ||
| Q4 24 | 1.63× | 2.06× | ||
| Q3 24 | 1.03× | 4.96× | ||
| Q2 24 | -1.07× | 3.25× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ABCB
暂无分部数据
HVT
| Upholstery | $91.0M | 45% |
| Bedroom Furniture | $29.2M | 14% |
| Accessories And Other | $28.4M | 14% |
| Dining Room Furniture | $22.8M | 11% |
| Mattresses | $16.1M | 8% |
| Occasional | $14.4M | 7% |
