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Ameris Bancorp（ABCB）与IBEX Ltd（IBEX）财务数据对比。点击上方公司名可切换其他公司
Ameris Bancorp的季度营收约是IBEX Ltd的1.9倍（$314.4M vs $164.2M），Ameris Bancorp净利率更高（35.1% vs 7.4%，领先27.7%），IBEX Ltd同比增速更快（16.7% vs 10.0%），过去两年IBEX Ltd的营收复合增速更高（13.8% vs 2.3%）
Ameris Bancorp是总部位于美国佐治亚州亚特兰大的银行控股企业，旗下子公司Ameris Bank在佐治亚、阿拉巴马、佛罗里达、北卡罗来纳、南卡罗来纳五州运营全服务网点，另在多州设有抵押贷款专属站点，同时面向个人及企业客户提供便捷的线上及移动银行服务。
IBEX 35是西班牙主要交易所马德里证券交易所的基准股票指数，该指数始创于1992年，由西班牙证券市场集团BME旗下的交易所公司负责计算与管理。它以市值加权编制，涵盖马德里证券交易所流动性最高的35只西班牙股票，每年进行两次成分股调整。
ABCB vs IBEX — 直观对比
营收规模更大
ABCB
是对方的1.9倍
$164.2M
营收增速更快
IBEX
高出6.8%
10.0%
净利率更高
ABCB
高出27.7%
7.4%
两年增速更快
IBEX
近两年复合增速
2.3%
损益表 — Q1 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $314.4M | $164.2M |
| 净利润 | $110.5M | $12.2M |
| 毛利率 | — | — |
| 营业利润率 | — | 9.3% |
| 净利率 | 35.1% | 7.4% |
| 营收同比 | 10.0% | 16.7% |
| 净利润同比 | — | 31.8% |
| 每股收益（稀释后） | $1.63 | $0.83 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ABCBIBEX
| Q1 26 | $314.4M | — | ||
| Q4 25 | $307.1M | $164.2M | ||
| Q3 25 | $314.2M | $151.2M | ||
| Q2 25 | $300.7M | $147.1M | ||
| Q1 25 | $285.9M | $140.7M | ||
| Q4 24 | $290.8M | $140.7M | ||
| Q3 24 | $283.8M | $129.7M | ||
| Q2 24 | $300.6M | $124.5M |
净利润ABCBIBEX
| Q1 26 | $110.5M | — | ||
| Q4 25 | $108.4M | $12.2M | ||
| Q3 25 | $106.0M | $12.0M | ||
| Q2 25 | $109.8M | $9.6M | ||
| Q1 25 | $87.9M | $10.5M | ||
| Q4 24 | $94.4M | $9.3M | ||
| Q3 24 | $99.2M | $7.5M | ||
| Q2 24 | $90.8M | $9.8M |
营业利润率ABCBIBEX
| Q1 26 | — | — | ||
| Q4 25 | 45.9% | 9.3% | ||
| Q3 25 | 43.6% | 9.1% | ||
| Q2 25 | 47.4% | 8.3% | ||
| Q1 25 | 39.5% | 9.5% | ||
| Q4 24 | 43.3% | 8.5% | ||
| Q3 24 | 44.4% | 7.0% | ||
| Q2 24 | 42.1% | 10.3% |
净利率ABCBIBEX
| Q1 26 | 35.1% | — | ||
| Q4 25 | 44.2% | 7.4% | ||
| Q3 25 | 33.7% | 8.0% | ||
| Q2 25 | 36.5% | 6.5% | ||
| Q1 25 | 30.8% | 7.4% | ||
| Q4 24 | 42.5% | 6.6% | ||
| Q3 24 | 35.0% | 5.8% | ||
| Q2 24 | 30.2% | 7.9% |
每股收益（稀释后）ABCBIBEX
| Q1 26 | $1.63 | — | ||
| Q4 25 | $1.59 | $0.83 | ||
| Q3 25 | $1.54 | $0.82 | ||
| Q2 25 | $1.60 | $0.63 | ||
| Q1 25 | $1.27 | $0.73 | ||
| Q4 24 | $1.35 | $0.57 | ||
| Q3 24 | $1.44 | $0.43 | ||
| Q2 24 | $1.32 | $0.55 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $15.5M |
| 总债务越低越好 | — | $594.0K |
| 股东权益账面价值 | $4.1B | $154.5M |
| 总资产 | $28.1B | $295.8M |
| 负债/权益比越低杠杆越低 | — | 0.00× |
8季度趋势，按日历期对齐
现金及短期投资ABCBIBEX
| Q1 26 | — | — | ||
| Q4 25 | — | $15.5M | ||
| Q3 25 | — | $22.7M | ||
| Q2 25 | — | $15.3M | ||
| Q1 25 | — | $13.0M | ||
| Q4 24 | — | $20.2M | ||
| Q3 24 | — | $62.3M | ||
| Q2 24 | — | $62.7M |
总债务ABCBIBEX
| Q1 26 | — | — | ||
| Q4 25 | — | $594.0K | ||
| Q3 25 | — | $726.0K | ||
| Q2 25 | — | $796.0K | ||
| Q1 25 | — | $735.0K | ||
| Q4 24 | — | $695.0K | ||
| Q3 24 | — | $802.0K | ||
| Q2 24 | — | $867.0K |
股东权益ABCBIBEX
| Q1 26 | $4.1B | — | ||
| Q4 25 | $4.1B | $154.5M | ||
| Q3 25 | $4.0B | $143.6M | ||
| Q2 25 | $3.9B | $134.3M | ||
| Q1 25 | $3.8B | $124.2M | ||
| Q4 24 | $3.8B | $108.9M | ||
| Q3 24 | $3.7B | $171.1M | ||
| Q2 24 | $3.6B | $165.8M |
总资产ABCBIBEX
| Q1 26 | $28.1B | — | ||
| Q4 25 | $27.5B | $295.8M | ||
| Q3 25 | $27.1B | $283.9M | ||
| Q2 25 | $26.7B | $273.2M | ||
| Q1 25 | $26.5B | $274.7M | ||
| Q4 24 | $26.3B | $272.5M | ||
| Q3 24 | $26.4B | $306.3M | ||
| Q2 24 | $26.5B | $293.9M |
负债/权益比ABCBIBEX
| Q1 26 | — | — | ||
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | 0.01× | ||
| Q2 25 | — | 0.01× | ||
| Q1 25 | — | 0.01× | ||
| Q4 24 | — | 0.01× | ||
| Q3 24 | — | 0.00× | ||
| Q2 24 | — | 0.01× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $6.6M |
| 自由现金流经营现金流 - 资本支出 | — | $-5.1M |
| 自由现金流率自由现金流/营收 | — | -3.1% |
| 资本支出强度资本支出/营收 | — | 7.1% |
| 现金转化率经营现金流/净利润 | — | 0.54× |
| 过去12个月自由现金流最近4个季度 | — | $29.3M |
8季度趋势，按日历期对齐
经营现金流ABCBIBEX
| Q1 26 | — | — | ||
| Q4 25 | $390.2M | $6.6M | ||
| Q3 25 | $104.9M | $15.7M | ||
| Q2 25 | $61.4M | $27.9M | ||
| Q1 25 | $116.9M | $8.8M | ||
| Q4 24 | $154.2M | $1.1M | ||
| Q3 24 | $102.2M | $7.8M | ||
| Q2 24 | $-97.1M | $17.4M |
自由现金流ABCBIBEX
| Q1 26 | — | — | ||
| Q4 25 | $369.6M | $-5.1M | ||
| Q3 25 | $100.5M | $8.0M | ||
| Q2 25 | $53.7M | $22.8M | ||
| Q1 25 | $114.2M | $3.6M | ||
| Q4 24 | $140.7M | $-3.2M | ||
| Q3 24 | $99.8M | $4.1M | ||
| Q2 24 | $-100.3M | $15.2M |
自由现金流率ABCBIBEX
| Q1 26 | — | — | ||
| Q4 25 | 120.4% | -3.1% | ||
| Q3 25 | 32.0% | 5.3% | ||
| Q2 25 | 17.9% | 15.5% | ||
| Q1 25 | 39.9% | 2.5% | ||
| Q4 24 | 48.4% | -2.3% | ||
| Q3 24 | 35.2% | 3.2% | ||
| Q2 24 | -33.4% | 12.2% |
资本支出强度ABCBIBEX
| Q1 26 | — | — | ||
| Q4 25 | 6.7% | 7.1% | ||
| Q3 25 | 1.4% | 5.1% | ||
| Q2 25 | 2.5% | 3.5% | ||
| Q1 25 | 0.9% | 3.7% | ||
| Q4 24 | 4.6% | 3.1% | ||
| Q3 24 | 0.8% | 2.8% | ||
| Q2 24 | 1.1% | 1.8% |
现金转化率ABCBIBEX
| Q1 26 | — | — | ||
| Q4 25 | 3.60× | 0.54× | ||
| Q3 25 | 0.99× | 1.30× | ||
| Q2 25 | 0.56× | 2.91× | ||
| Q1 25 | 1.33× | 0.84× | ||
| Q4 24 | 1.63× | 0.12× | ||
| Q3 24 | 1.03× | 1.03× | ||
| Q2 24 | -1.07× | 1.77× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ABCB
暂无分部数据
IBEX
| Transferred Over Time | $147.1M | 90% |
| Transferred At Point In Time | $17.1M | 10% |
