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Ameris Bancorp（ABCB）与OneStream, Inc.（OS）财务数据对比。点击上方公司名可切换其他公司
Ameris Bancorp的季度营收约是OneStream, Inc.的1.9倍（$314.4M vs $163.7M），Ameris Bancorp净利率更高（35.1% vs 0.6%，领先34.5%），OneStream, Inc.同比增速更快（23.6% vs 10.0%），过去两年OneStream, Inc.的营收复合增速更高（21.8% vs 2.3%）
Ameris Bancorp是总部位于美国佐治亚州亚特兰大的银行控股企业，旗下子公司Ameris Bank在佐治亚、阿拉巴马、佛罗里达、北卡罗来纳、南卡罗来纳五州运营全服务网点，另在多州设有抵押贷款专属站点，同时面向个人及企业客户提供便捷的线上及移动银行服务。
Blue Stream面向美国佛罗里达州科勒尔斯普林斯、韦斯顿两地的居民及商业客户，提供有线电视、有线固话、数字录像服务，以及最高速率达1G的宽带互联网接入服务，深耕当地通信市场，为用户提供稳定可靠的多元通信解决方案。
ABCB vs OS — 直观对比
营收规模更大
ABCB
是对方的1.9倍
$163.7M
营收增速更快
OS
高出13.6%
10.0%
净利率更高
ABCB
高出34.5%
0.6%
两年增速更快
OS
近两年复合增速
2.3%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $314.4M | $163.7M |
| 净利润 | $110.5M | $999.0K |
| 毛利率 | — | 69.8% |
| 营业利润率 | — | -3.2% |
| 净利率 | 35.1% | 0.6% |
| 营收同比 | 10.0% | 23.6% |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $1.63 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ABCBOS
| Q1 26 | $314.4M | — | ||
| Q4 25 | $307.1M | $163.7M | ||
| Q3 25 | $314.2M | $154.3M | ||
| Q2 25 | $300.7M | $147.6M | ||
| Q1 25 | $285.9M | $136.3M | ||
| Q4 24 | $290.8M | $132.5M | ||
| Q3 24 | $283.8M | $129.1M | ||
| Q2 24 | $300.6M | $117.5M |
净利润ABCBOS
| Q1 26 | $110.5M | — | ||
| Q4 25 | $108.4M | $999.0K | ||
| Q3 25 | $106.0M | $-8.8M | ||
| Q2 25 | $109.8M | $-18.4M | ||
| Q1 25 | $87.9M | $-24.0M | ||
| Q4 24 | $94.4M | — | ||
| Q3 24 | $99.2M | $-171.9M | ||
| Q2 24 | $90.8M | $-7.8M |
毛利率ABCBOS
| Q1 26 | — | — | ||
| Q4 25 | — | 69.8% | ||
| Q3 25 | — | 68.1% | ||
| Q2 25 | — | 68.6% | ||
| Q1 25 | — | 68.0% | ||
| Q4 24 | — | 66.8% | ||
| Q3 24 | — | 50.1% | ||
| Q2 24 | — | 68.5% |
营业利润率ABCBOS
| Q1 26 | — | — | ||
| Q4 25 | 45.9% | -3.2% | ||
| Q3 25 | 43.6% | -11.3% | ||
| Q2 25 | 47.4% | -21.8% | ||
| Q1 25 | 39.5% | -29.3% | ||
| Q4 24 | 43.3% | -35.8% | ||
| Q3 24 | 44.4% | -197.6% | ||
| Q2 24 | 42.1% | -9.8% |
净利率ABCBOS
| Q1 26 | 35.1% | — | ||
| Q4 25 | 44.2% | 0.6% | ||
| Q3 25 | 33.7% | -5.7% | ||
| Q2 25 | 36.5% | -12.5% | ||
| Q1 25 | 30.8% | -17.6% | ||
| Q4 24 | 42.5% | — | ||
| Q3 24 | 35.0% | -133.1% | ||
| Q2 24 | 30.2% | -6.7% |
每股收益（稀释后）ABCBOS
| Q1 26 | $1.63 | — | ||
| Q4 25 | $1.59 | — | ||
| Q3 25 | $1.54 | — | ||
| Q2 25 | $1.60 | — | ||
| Q1 25 | $1.27 | — | ||
| Q4 24 | $1.35 | — | ||
| Q3 24 | $1.44 | $-1.06 | ||
| Q2 24 | $1.32 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $693.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $4.1B | $504.7M |
| 总资产 | $28.1B | $1.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ABCBOS
| Q1 26 | — | — | ||
| Q4 25 | — | $693.6M | ||
| Q3 25 | — | $653.9M | ||
| Q2 25 | — | $652.1M | ||
| Q1 25 | — | $593.9M | ||
| Q4 24 | — | $544.2M | ||
| Q3 24 | — | $495.5M | ||
| Q2 24 | — | $140.5M |
股东权益ABCBOS
| Q1 26 | $4.1B | — | ||
| Q4 25 | $4.1B | $504.7M | ||
| Q3 25 | $4.0B | $472.1M | ||
| Q2 25 | $3.9B | $458.2M | ||
| Q1 25 | $3.8B | $412.9M | ||
| Q4 24 | $3.8B | $386.2M | ||
| Q3 24 | $3.7B | $458.2M | ||
| Q2 24 | $3.6B | $97.5M |
总资产ABCBOS
| Q1 26 | $28.1B | — | ||
| Q4 25 | $27.5B | $1.0B | ||
| Q3 25 | $27.1B | $949.4M | ||
| Q2 25 | $26.7B | $910.5M | ||
| Q1 25 | $26.5B | $867.3M | ||
| Q4 24 | $26.3B | $823.2M | ||
| Q3 24 | $26.4B | $750.1M | ||
| Q2 24 | $26.5B | $379.7M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $25.8M |
| 自由现金流经营现金流 - 资本支出 | — | $25.6M |
| 自由现金流率自由现金流/营收 | — | 15.7% |
| 资本支出强度资本支出/营收 | — | 0.1% |
| 现金转化率经营现金流/净利润 | — | 25.79× |
| 过去12个月自由现金流最近4个季度 | — | $95.6M |
8季度趋势，按日历期对齐
经营现金流ABCBOS
| Q1 26 | — | — | ||
| Q4 25 | $390.2M | $25.8M | ||
| Q3 25 | $104.9M | $5.0M | ||
| Q2 25 | $61.4M | $29.7M | ||
| Q1 25 | $116.9M | $36.2M | ||
| Q4 24 | $154.2M | — | ||
| Q3 24 | $102.2M | $2.4M | ||
| Q2 24 | $-97.1M | $8.1M |
自由现金流ABCBOS
| Q1 26 | — | — | ||
| Q4 25 | $369.6M | $25.6M | ||
| Q3 25 | $100.5M | $4.8M | ||
| Q2 25 | $53.7M | $29.4M | ||
| Q1 25 | $114.2M | $35.8M | ||
| Q4 24 | $140.7M | — | ||
| Q3 24 | $99.8M | $1.3M | ||
| Q2 24 | $-100.3M | $7.7M |
自由现金流率ABCBOS
| Q1 26 | — | — | ||
| Q4 25 | 120.4% | 15.7% | ||
| Q3 25 | 32.0% | 3.1% | ||
| Q2 25 | 17.9% | 19.9% | ||
| Q1 25 | 39.9% | 26.3% | ||
| Q4 24 | 48.4% | — | ||
| Q3 24 | 35.2% | 1.0% | ||
| Q2 24 | -33.4% | 6.6% |
资本支出强度ABCBOS
| Q1 26 | — | — | ||
| Q4 25 | 6.7% | 0.1% | ||
| Q3 25 | 1.4% | 0.1% | ||
| Q2 25 | 2.5% | 0.2% | ||
| Q1 25 | 0.9% | 0.3% | ||
| Q4 24 | 4.6% | — | ||
| Q3 24 | 0.8% | 0.8% | ||
| Q2 24 | 1.1% | 0.3% |
现金转化率ABCBOS
| Q1 26 | — | — | ||
| Q4 25 | 3.60× | 25.79× | ||
| Q3 25 | 0.99× | — | ||
| Q2 25 | 0.56× | — | ||
| Q1 25 | 1.33× | — | ||
| Q4 24 | 1.63× | — | ||
| Q3 24 | 1.03× | — | ||
| Q2 24 | -1.07× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ABCB
暂无分部数据
OS
| Subscription And Circulation | $150.3M | 92% |
| Professional Services And Other | $9.4M | 6% |
| License | $4.0M | 2% |
