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Ameris Bancorp（ABCB）与ONESPAWORLD HOLDINGS Ltd（OSW）财务数据对比。点击上方公司名可切换其他公司
Ameris Bancorp的季度营收约是ONESPAWORLD HOLDINGS Ltd的1.3倍（$314.4M vs $242.1M），Ameris Bancorp净利率更高（35.1% vs 5.0%，领先30.2%），ONESPAWORLD HOLDINGS Ltd同比增速更快（11.5% vs 10.0%），过去两年ONESPAWORLD HOLDINGS Ltd的营收复合增速更高（7.1% vs 2.3%）
Ameris Bancorp是总部位于美国佐治亚州亚特兰大的银行控股企业，旗下子公司Ameris Bank在佐治亚、阿拉巴马、佛罗里达、北卡罗来纳、南卡罗来纳五州运营全服务网点，另在多州设有抵押贷款专属站点，同时面向个人及企业客户提供便捷的线上及移动银行服务。
ABCB vs OSW — 直观对比
营收规模更大
ABCB
是对方的1.3倍
$242.1M
营收增速更快
OSW
高出1.5%
10.0%
净利率更高
ABCB
高出30.2%
5.0%
两年增速更快
OSW
近两年复合增速
2.3%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $314.4M | $242.1M |
| 净利润 | $110.5M | $12.1M |
| 毛利率 | — | — |
| 营业利润率 | — | 6.8% |
| 净利率 | 35.1% | 5.0% |
| 营收同比 | 10.0% | 11.5% |
| 净利润同比 | — | -16.2% |
| 每股收益（稀释后） | $1.63 | $0.12 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ABCBOSW
| Q1 26 | $314.4M | — | ||
| Q4 25 | $307.1M | $242.1M | ||
| Q3 25 | $314.2M | $258.5M | ||
| Q2 25 | $300.7M | $240.7M | ||
| Q1 25 | $285.9M | $219.6M | ||
| Q4 24 | $290.8M | $217.2M | ||
| Q3 24 | $283.8M | $241.7M | ||
| Q2 24 | $300.6M | $224.9M |
净利润ABCBOSW
| Q1 26 | $110.5M | — | ||
| Q4 25 | $108.4M | $12.1M | ||
| Q3 25 | $106.0M | $24.3M | ||
| Q2 25 | $109.8M | $19.9M | ||
| Q1 25 | $87.9M | $15.3M | ||
| Q4 24 | $94.4M | $14.4M | ||
| Q3 24 | $99.2M | $21.6M | ||
| Q2 24 | $90.8M | $15.8M |
营业利润率ABCBOSW
| Q1 26 | — | — | ||
| Q4 25 | 45.9% | 6.8% | ||
| Q3 25 | 43.6% | 10.2% | ||
| Q2 25 | 47.4% | 9.2% | ||
| Q1 25 | 39.5% | 7.7% | ||
| Q4 24 | 43.3% | 7.9% | ||
| Q3 24 | 44.4% | 10.3% | ||
| Q2 24 | 42.1% | 8.4% |
净利率ABCBOSW
| Q1 26 | 35.1% | — | ||
| Q4 25 | 44.2% | 5.0% | ||
| Q3 25 | 33.7% | 9.4% | ||
| Q2 25 | 36.5% | 8.3% | ||
| Q1 25 | 30.8% | 7.0% | ||
| Q4 24 | 42.5% | 6.6% | ||
| Q3 24 | 35.0% | 8.9% | ||
| Q2 24 | 30.2% | 7.0% |
每股收益（稀释后）ABCBOSW
| Q1 26 | $1.63 | — | ||
| Q4 25 | $1.59 | $0.12 | ||
| Q3 25 | $1.54 | $0.23 | ||
| Q2 25 | $1.60 | $0.19 | ||
| Q1 25 | $1.27 | $0.15 | ||
| Q4 24 | $1.35 | $0.13 | ||
| Q3 24 | $1.44 | $0.20 | ||
| Q2 24 | $1.32 | $0.15 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $16.3M |
| 总债务越低越好 | — | $84.0M |
| 股东权益账面价值 | $4.1B | $542.6M |
| 总资产 | $28.1B | $707.1M |
| 负债/权益比越低杠杆越低 | — | 0.15× |
8季度趋势，按日历期对齐
现金及短期投资ABCBOSW
| Q1 26 | — | — | ||
| Q4 25 | — | $16.3M | ||
| Q3 25 | — | $29.6M | ||
| Q2 25 | — | $35.0M | ||
| Q1 25 | — | $22.6M | ||
| Q4 24 | — | $57.4M | ||
| Q3 24 | — | $48.8M | ||
| Q2 24 | — | $62.5M |
总债务ABCBOSW
| Q1 26 | — | — | ||
| Q4 25 | — | $84.0M | ||
| Q3 25 | — | $85.2M | ||
| Q2 25 | — | $96.2M | ||
| Q1 25 | — | $97.4M | ||
| Q4 24 | — | $98.6M | ||
| Q3 24 | — | $98.7M | ||
| Q2 24 | — | $123.8M |
股东权益ABCBOSW
| Q1 26 | $4.1B | — | ||
| Q4 25 | $4.1B | $542.6M | ||
| Q3 25 | $4.0B | $552.8M | ||
| Q2 25 | $3.9B | $548.3M | ||
| Q1 25 | $3.8B | $530.6M | ||
| Q4 24 | $3.8B | $554.5M | ||
| Q3 24 | $3.7B | $540.1M | ||
| Q2 24 | $3.6B | $532.7M |
总资产ABCBOSW
| Q1 26 | $28.1B | — | ||
| Q4 25 | $27.5B | $707.1M | ||
| Q3 25 | $27.1B | $732.6M | ||
| Q2 25 | $26.7B | $731.8M | ||
| Q1 25 | $26.5B | $708.7M | ||
| Q4 24 | $26.3B | $746.4M | ||
| Q3 24 | $26.4B | $734.0M | ||
| Q2 24 | $26.5B | $756.8M |
负债/权益比ABCBOSW
| Q1 26 | — | — | ||
| Q4 25 | — | 0.15× | ||
| Q3 25 | — | 0.15× | ||
| Q2 25 | — | 0.18× | ||
| Q1 25 | — | 0.18× | ||
| Q4 24 | — | 0.18× | ||
| Q3 24 | — | 0.18× | ||
| Q2 24 | — | 0.23× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $20.0M |
| 自由现金流经营现金流 - 资本支出 | — | $14.9M |
| 自由现金流率自由现金流/营收 | — | 6.2% |
| 资本支出强度资本支出/营收 | — | 2.1% |
| 现金转化率经营现金流/净利润 | — | 1.65× |
| 过去12个月自由现金流最近4个季度 | — | $68.4M |
8季度趋势，按日历期对齐
经营现金流ABCBOSW
| Q1 26 | — | — | ||
| Q4 25 | $390.2M | $20.0M | ||
| Q3 25 | $104.9M | $33.2M | ||
| Q2 25 | $61.4M | $20.3M | ||
| Q1 25 | $116.9M | $10.1M | ||
| Q4 24 | $154.2M | $16.6M | ||
| Q3 24 | $102.2M | $28.6M | ||
| Q2 24 | $-97.1M | $18.7M |
自由现金流ABCBOSW
| Q1 26 | — | — | ||
| Q4 25 | $369.6M | $14.9M | ||
| Q3 25 | $100.5M | $27.6M | ||
| Q2 25 | $53.7M | $17.6M | ||
| Q1 25 | $114.2M | $8.4M | ||
| Q4 24 | $140.7M | $13.2M | ||
| Q3 24 | $99.8M | $27.5M | ||
| Q2 24 | $-100.3M | $17.6M |
自由现金流率ABCBOSW
| Q1 26 | — | — | ||
| Q4 25 | 120.4% | 6.2% | ||
| Q3 25 | 32.0% | 10.7% | ||
| Q2 25 | 17.9% | 7.3% | ||
| Q1 25 | 39.9% | 3.8% | ||
| Q4 24 | 48.4% | 6.1% | ||
| Q3 24 | 35.2% | 11.4% | ||
| Q2 24 | -33.4% | 7.8% |
资本支出强度ABCBOSW
| Q1 26 | — | — | ||
| Q4 25 | 6.7% | 2.1% | ||
| Q3 25 | 1.4% | 2.2% | ||
| Q2 25 | 2.5% | 1.1% | ||
| Q1 25 | 0.9% | 0.8% | ||
| Q4 24 | 4.6% | 1.5% | ||
| Q3 24 | 0.8% | 0.5% | ||
| Q2 24 | 1.1% | 0.5% |
现金转化率ABCBOSW
| Q1 26 | — | — | ||
| Q4 25 | 3.60× | 1.65× | ||
| Q3 25 | 0.99× | 1.36× | ||
| Q2 25 | 0.56× | 1.02× | ||
| Q1 25 | 1.33× | 0.66× | ||
| Q4 24 | 1.63× | 1.15× | ||
| Q3 24 | 1.03× | 1.33× | ||
| Q2 24 | -1.07× | 1.19× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ABCB
暂无分部数据
OSW
| Services | $197.3M | 82% |
| Products | $44.8M | 18% |
