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Ameris Bancorp（ABCB）与PROGRESS SOFTWARE CORP（PRGS）财务数据对比。点击上方公司名可切换其他公司
Ameris Bancorp的季度营收约是PROGRESS SOFTWARE CORP的1.2倍（$314.4M vs $252.7M），Ameris Bancorp净利率更高（35.1% vs 10.2%，领先25.0%），PROGRESS SOFTWARE CORP同比增速更快（17.5% vs 10.0%），过去两年PROGRESS SOFTWARE CORP的营收复合增速更高（17.0% vs 2.3%）
Ameris Bancorp是总部位于美国佐治亚州亚特兰大的银行控股企业，旗下子公司Ameris Bank在佐治亚、阿拉巴马、佛罗里达、北卡罗来纳、南卡罗来纳五州运营全服务网点，另在多州设有抵押贷款专属站点，同时面向个人及企业客户提供便捷的线上及移动银行服务。
Progress Software是全球领先的企业级软件服务商，主营应用开发平台、数据连接工具、数字体验解决方案等产品，服务覆盖金融、医疗、制造、零售等多行业的全球企业客户，助力客户搭建高性能可扩展的业务应用，提升运营效率。
ABCB vs PRGS — 直观对比
营收规模更大
ABCB
是对方的1.2倍
$252.7M
营收增速更快
PRGS
高出7.6%
10.0%
净利率更高
ABCB
高出25.0%
10.2%
两年增速更快
PRGS
近两年复合增速
2.3%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $314.4M | $252.7M |
| 净利润 | $110.5M | $25.7M |
| 毛利率 | — | 81.6% |
| 营业利润率 | — | 15.2% |
| 净利率 | 35.1% | 10.2% |
| 营收同比 | 10.0% | 17.5% |
| 净利润同比 | — | 2144.6% |
| 每股收益（稀释后） | $1.63 | $0.59 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ABCBPRGS
| Q1 26 | $314.4M | — | ||
| Q4 25 | $307.1M | $252.7M | ||
| Q3 25 | $314.2M | $249.8M | ||
| Q2 25 | $300.7M | $237.4M | ||
| Q1 25 | $285.9M | $238.0M | ||
| Q4 24 | $290.8M | $215.0M | ||
| Q3 24 | $283.8M | $178.7M | ||
| Q2 24 | $300.6M | $175.1M |
净利润ABCBPRGS
| Q1 26 | $110.5M | — | ||
| Q4 25 | $108.4M | $25.7M | ||
| Q3 25 | $106.0M | $19.4M | ||
| Q2 25 | $109.8M | $17.0M | ||
| Q1 25 | $87.9M | $10.9M | ||
| Q4 24 | $94.4M | $1.1M | ||
| Q3 24 | $99.2M | $28.5M | ||
| Q2 24 | $90.8M | $16.2M |
毛利率ABCBPRGS
| Q1 26 | — | — | ||
| Q4 25 | — | 81.6% | ||
| Q3 25 | — | 81.0% | ||
| Q2 25 | — | 80.1% | ||
| Q1 25 | — | 80.6% | ||
| Q4 24 | — | 83.0% | ||
| Q3 24 | — | 83.7% | ||
| Q2 24 | — | 81.7% |
营业利润率ABCBPRGS
| Q1 26 | — | — | ||
| Q4 25 | 45.9% | 15.2% | ||
| Q3 25 | 43.6% | 17.6% | ||
| Q2 25 | 47.4% | 16.3% | ||
| Q1 25 | 39.5% | 13.6% | ||
| Q4 24 | 43.3% | 10.0% | ||
| Q3 24 | 44.4% | 22.6% | ||
| Q2 24 | 42.1% | 15.5% |
净利率ABCBPRGS
| Q1 26 | 35.1% | — | ||
| Q4 25 | 44.2% | 10.2% | ||
| Q3 25 | 33.7% | 7.8% | ||
| Q2 25 | 36.5% | 7.2% | ||
| Q1 25 | 30.8% | 4.6% | ||
| Q4 24 | 42.5% | 0.5% | ||
| Q3 24 | 35.0% | 15.9% | ||
| Q2 24 | 30.2% | 9.2% |
每股收益（稀释后）ABCBPRGS
| Q1 26 | $1.63 | — | ||
| Q4 25 | $1.59 | $0.59 | ||
| Q3 25 | $1.54 | $0.44 | ||
| Q2 25 | $1.60 | $0.39 | ||
| Q1 25 | $1.27 | $0.24 | ||
| Q4 24 | $1.35 | $0.01 | ||
| Q3 24 | $1.44 | $0.65 | ||
| Q2 24 | $1.32 | $0.37 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $94.8M |
| 总债务越低越好 | — | $1.4B |
| 股东权益账面价值 | $4.1B | $478.3M |
| 总资产 | $28.1B | $2.5B |
| 负债/权益比越低杠杆越低 | — | 2.93× |
8季度趋势，按日历期对齐
现金及短期投资ABCBPRGS
| Q1 26 | — | — | ||
| Q4 25 | — | $94.8M | ||
| Q3 25 | — | $99.0M | ||
| Q2 25 | — | $102.0M | ||
| Q1 25 | — | $124.2M | ||
| Q4 24 | — | $118.1M | ||
| Q3 24 | — | $232.7M | ||
| Q2 24 | — | $190.4M |
总债务ABCBPRGS
| Q1 26 | — | — | ||
| Q4 25 | — | $1.4B | ||
| Q3 25 | — | $1.4B | ||
| Q2 25 | — | $1.5B | ||
| Q1 25 | — | $1.5B | ||
| Q4 24 | — | $1.5B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益ABCBPRGS
| Q1 26 | $4.1B | — | ||
| Q4 25 | $4.1B | $478.3M | ||
| Q3 25 | $4.0B | $477.7M | ||
| Q2 25 | $3.9B | $452.7M | ||
| Q1 25 | $3.8B | $431.8M | ||
| Q4 24 | $3.8B | $438.8M | ||
| Q3 24 | $3.7B | $425.6M | ||
| Q2 24 | $3.6B | $401.7M |
总资产ABCBPRGS
| Q1 26 | $28.1B | — | ||
| Q4 25 | $27.5B | $2.5B | ||
| Q3 25 | $27.1B | $2.4B | ||
| Q2 25 | $26.7B | $2.4B | ||
| Q1 25 | $26.5B | $2.5B | ||
| Q4 24 | $26.3B | $2.5B | ||
| Q3 24 | $26.4B | $1.6B | ||
| Q2 24 | $26.5B | $1.6B |
负债/权益比ABCBPRGS
| Q1 26 | — | — | ||
| Q4 25 | — | 2.93× | ||
| Q3 25 | — | 2.97× | ||
| Q2 25 | — | 3.22× | ||
| Q1 25 | — | 3.50× | ||
| Q4 24 | — | 3.48× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $62.8M |
| 自由现金流经营现金流 - 资本支出 | — | $59.9M |
| 自由现金流率自由现金流/营收 | — | 23.7% |
| 资本支出强度资本支出/营收 | — | 1.1% |
| 现金转化率经营现金流/净利润 | — | 2.44× |
| 过去12个月自由现金流最近4个季度 | — | $229.5M |
8季度趋势，按日历期对齐
经营现金流ABCBPRGS
| Q1 26 | — | — | ||
| Q4 25 | $390.2M | $62.8M | ||
| Q3 25 | $104.9M | $73.4M | ||
| Q2 25 | $61.4M | $30.0M | ||
| Q1 25 | $116.9M | $68.9M | ||
| Q4 24 | $154.2M | $19.7M | ||
| Q3 24 | $102.2M | $57.7M | ||
| Q2 24 | $-97.1M | $63.7M |
自由现金流ABCBPRGS
| Q1 26 | — | — | ||
| Q4 25 | $369.6M | $59.9M | ||
| Q3 25 | $100.5M | $72.4M | ||
| Q2 25 | $53.7M | $29.5M | ||
| Q1 25 | $114.2M | $67.7M | ||
| Q4 24 | $140.7M | $16.8M | ||
| Q3 24 | $99.8M | $56.6M | ||
| Q2 24 | $-100.3M | $62.7M |
自由现金流率ABCBPRGS
| Q1 26 | — | — | ||
| Q4 25 | 120.4% | 23.7% | ||
| Q3 25 | 32.0% | 29.0% | ||
| Q2 25 | 17.9% | 12.4% | ||
| Q1 25 | 39.9% | 28.4% | ||
| Q4 24 | 48.4% | 7.8% | ||
| Q3 24 | 35.2% | 31.7% | ||
| Q2 24 | -33.4% | 35.8% |
资本支出强度ABCBPRGS
| Q1 26 | — | — | ||
| Q4 25 | 6.7% | 1.1% | ||
| Q3 25 | 1.4% | 0.4% | ||
| Q2 25 | 2.5% | 0.2% | ||
| Q1 25 | 0.9% | 0.5% | ||
| Q4 24 | 4.6% | 1.3% | ||
| Q3 24 | 0.8% | 0.6% | ||
| Q2 24 | 1.1% | 0.5% |
现金转化率ABCBPRGS
| Q1 26 | — | — | ||
| Q4 25 | 3.60× | 2.44× | ||
| Q3 25 | 0.99× | 3.78× | ||
| Q2 25 | 0.56× | 1.76× | ||
| Q1 25 | 1.33× | 6.30× | ||
| Q4 24 | 1.63× | 17.13× | ||
| Q3 24 | 1.03× | 2.03× | ||
| Q2 24 | -1.07× | 3.93× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ABCB
暂无分部数据
PRGS
| Maintenanceand Services | $187.5M | 74% |
| Share File Acquisition | $67.5M | 27% |
