vs
Ameris Bancorp（ABCB）与道富集团（STT）财务数据对比。点击上方公司名可切换其他公司
道富集团的季度营收约是Ameris Bancorp的11.7倍（$3.7B vs $314.4M）。Ameris Bancorp净利率更高（35.1% vs 20.4%，领先14.8%）。Ameris Bancorp同比增速更快（10.0% vs 7.5%）。过去两年Ameris Bancorp的营收复合增速更高（21.8% vs 8.1%）
Ameris Bancorp是总部位于美国佐治亚州亚特兰大的银行控股企业，旗下子公司Ameris Bank在佐治亚、阿拉巴马、佛罗里达、北卡罗来纳、南卡罗来纳五州运营全服务网点，另在多州设有抵押贷款专属站点，同时面向个人及企业客户提供便捷的线上及移动银行服务。
道富集团是总部位于美国波士顿的跨国金融服务及银行控股公司，历史可追溯至1792年成立的联合银行，是美国运营历史第二悠久的存续银行。作为全球顶尖的资产管理与托管机构，截至2025年第三季度，其管理资产规模约5.4万亿美元，托管及管理资产总规模达51.7万亿美元。
ABCB vs STT — 直观对比
营收规模更大
STT
是对方的11.7倍
$314.4M
营收增速更快
ABCB
高出2.5%
7.5%
净利率更高
ABCB
高出14.8%
20.4%
两年增速更快
ABCB
近两年复合增速
8.1%
损益表 — Q1 2026 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $314.4M | $3.7B |
| 净利润 | $110.5M | $747.0M |
| 毛利率 | — | — |
| 营业利润率 | — | 25.0% |
| 净利率 | 35.1% | 20.4% |
| 营收同比 | 10.0% | 7.5% |
| 净利润同比 | 2.0% | -4.6% |
| 每股收益（稀释后） | $1.63 | $2.41 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ABCBSTT
| Q1 26 | $314.4M | — | ||
| Q4 25 | $245.3M | $3.7B | ||
| Q3 25 | $238.0M | $3.5B | ||
| Q2 25 | $231.8M | $3.4B | ||
| Q1 25 | $221.8M | $3.3B | ||
| Q4 24 | $221.8M | $3.4B | ||
| Q3 24 | $214.1M | $3.3B | ||
| Q2 24 | $211.9M | $3.2B |
净利润ABCBSTT
| Q1 26 | $110.5M | — | ||
| Q4 25 | $108.4M | $747.0M | ||
| Q3 25 | $106.0M | $861.0M | ||
| Q2 25 | $109.8M | $693.0M | ||
| Q1 25 | $87.9M | $644.0M | ||
| Q4 24 | $94.4M | $783.0M | ||
| Q3 24 | $99.2M | $730.0M | ||
| Q2 24 | $90.8M | $711.0M |
营业利润率ABCBSTT
| Q1 26 | — | — | ||
| Q4 25 | 57.5% | 25.0% | ||
| Q3 25 | 57.6% | 31.1% | ||
| Q2 25 | 61.6% | 25.8% | ||
| Q1 25 | 50.9% | 25.0% | ||
| Q4 24 | 56.8% | 28.1% | ||
| Q3 24 | 58.8% | 28.4% | ||
| Q2 24 | 59.7% | 28.6% |
净利率ABCBSTT
| Q1 26 | 35.1% | — | ||
| Q4 25 | 44.2% | 20.4% | ||
| Q3 25 | 44.6% | 24.3% | ||
| Q2 25 | 47.4% | 20.1% | ||
| Q1 25 | 39.6% | 19.6% | ||
| Q4 24 | 42.5% | 22.9% | ||
| Q3 24 | 46.3% | 22.4% | ||
| Q2 24 | 42.8% | 22.3% |
每股收益（稀释后）ABCBSTT
| Q1 26 | $1.63 | — | ||
| Q4 25 | $1.59 | $2.41 | ||
| Q3 25 | $1.54 | $2.78 | ||
| Q2 25 | $1.60 | $2.17 | ||
| Q1 25 | $1.27 | $2.04 | ||
| Q4 24 | $1.35 | $2.43 | ||
| Q3 24 | $1.44 | $2.26 | ||
| Q2 24 | $1.32 | $2.15 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $4.1B | $27.8B |
| 总资产 | $28.1B | $366.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
股东权益ABCBSTT
| Q1 26 | $4.1B | — | ||
| Q4 25 | $4.1B | $27.8B | ||
| Q3 25 | $4.0B | $27.6B | ||
| Q2 25 | $3.9B | $27.3B | ||
| Q1 25 | $3.8B | $26.7B | ||
| Q4 24 | $3.8B | $25.3B | ||
| Q3 24 | $3.7B | $25.8B | ||
| Q2 24 | $3.6B | $24.8B |
总资产ABCBSTT
| Q1 26 | $28.1B | — | ||
| Q4 25 | $27.5B | $366.0B | ||
| Q3 25 | $27.1B | $371.1B | ||
| Q2 25 | $26.7B | $376.7B | ||
| Q1 25 | $26.5B | $372.7B | ||
| Q4 24 | $26.3B | $353.2B | ||
| Q3 24 | $26.4B | $338.5B | ||
| Q2 24 | $26.5B | $325.6B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $10.0B |
| 自由现金流经营现金流 - 资本支出 | — | $9.8B |
| 自由现金流率自由现金流/营收 | — | 266.6% |
| 资本支出强度资本支出/营收 | — | 7.3% |
| 现金转化率经营现金流/净利润 | — | 13.44× |
| 过去12个月自由现金流最近4个季度 | — | $10.8B |
8季度趋势，按日历期对齐
经营现金流ABCBSTT
| Q1 26 | — | — | ||
| Q4 25 | $107.0M | $10.0B | ||
| Q3 25 | $104.9M | $7.9B | ||
| Q2 25 | $61.4M | $-8.4B | ||
| Q1 25 | $116.9M | $2.4B | ||
| Q4 24 | $130.5M | $-7.4B | ||
| Q3 24 | $102.2M | $2.7B | ||
| Q2 24 | $-97.1M | $-7.6B |
自由现金流ABCBSTT
| Q1 26 | — | — | ||
| Q4 25 | $101.2M | $9.8B | ||
| Q3 25 | $100.5M | $7.7B | ||
| Q2 25 | $53.7M | $-8.8B | ||
| Q1 25 | $114.2M | $2.2B | ||
| Q4 24 | $126.1M | $-7.7B | ||
| Q3 24 | $99.8M | $2.5B | ||
| Q2 24 | $-100.3M | $-7.9B |
自由现金流率ABCBSTT
| Q1 26 | — | — | ||
| Q4 25 | 41.3% | 266.6% | ||
| Q3 25 | 42.2% | 216.0% | ||
| Q2 25 | 23.2% | -254.1% | ||
| Q1 25 | 51.5% | 66.1% | ||
| Q4 24 | 56.9% | -225.1% | ||
| Q3 24 | 46.6% | 75.9% | ||
| Q2 24 | -47.3% | -246.2% |
资本支出强度ABCBSTT
| Q1 26 | — | — | ||
| Q4 25 | 2.4% | 7.3% | ||
| Q3 25 | 1.8% | 6.9% | ||
| Q2 25 | 3.3% | 9.3% | ||
| Q1 25 | 1.2% | 6.9% | ||
| Q4 24 | 2.0% | 7.3% | ||
| Q3 24 | 1.1% | 7.2% | ||
| Q2 24 | 1.5% | 6.7% |
现金转化率ABCBSTT
| Q1 26 | — | — | ||
| Q4 25 | 0.99× | 13.44× | ||
| Q3 25 | 0.99× | 9.18× | ||
| Q2 25 | 0.56× | -12.18× | ||
| Q1 25 | 1.33× | 3.72× | ||
| Q4 24 | 1.38× | -9.49× | ||
| Q3 24 | 1.03× | 3.71× | ||
| Q2 24 | -1.07× | -10.75× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ABCB
暂无分部数据
STT
| Other | $2.1B | 56% |
| Investment Management | $729.0M | 20% |
| Management Services | $662.0M | 18% |
| Foreign Exchange Trading Services | $102.0M | 3% |
| Other Fee Revenue | $56.0M | 2% |
| Securities Financing Services | $54.0M | 1% |
