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Arch Capital Group（ACGL）与DTE Energy（DTE）财务数据对比。点击上方公司名可切换其他公司
Arch Capital Group的季度营收约是DTE Energy的1.0倍（$4.5B vs $4.4B），Arch Capital Group净利率更高（23.2% vs 8.3%，领先14.8%），DTE Energy同比增速更快（28.9% vs -3.3%），过去两年DTE Energy的营收复合增速更高（16.9% vs 3.4%）
百慕大注册上市企业Arch Capital Group面向全球提供保险、再保险及按揭保险服务，专注于特种类保险业务，承保保险业内难度较高的特殊风险。公司总部位于百慕大，在北美、欧洲、亚洲及澳洲共设有60个办事处，实现全球布局运营。
DTE Energy是总部位于美国底特律的多元化能源企业，业务范围覆盖美国和加拿大，专注于能源相关业务及服务的开发与运营。旗下运营板块包括密歇根州的电力及天然气公用事业公司，分别服务220万和130万用户。
ACGL vs DTE — 直观对比
营收规模更大
ACGL
是对方的1.0倍
$4.4B
营收增速更快
DTE
高出32.1%
-3.3%
净利率更高
ACGL
高出14.8%
8.3%
两年增速更快
DTE
近两年复合增速
3.4%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $4.5B | $4.4B |
| 净利润 | $1.0B | $369.0M |
| 毛利率 | — | — |
| 营业利润率 | — | 15.9% |
| 净利率 | 23.2% | 8.3% |
| 营收同比 | -3.3% | 28.9% |
| 净利润同比 | 82.4% | 26.4% |
| 每股收益（稀释后） | $2.88 | $1.78 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACGLDTE
| Q1 26 | $4.5B | — | ||
| Q4 25 | $4.9B | $4.4B | ||
| Q3 25 | $5.1B | $3.5B | ||
| Q2 25 | $5.2B | $3.4B | ||
| Q1 25 | $4.7B | $4.4B | ||
| Q4 24 | $4.5B | $3.4B | ||
| Q3 24 | $4.7B | $2.9B | ||
| Q2 24 | $4.2B | $2.9B |
净利润ACGLDTE
| Q1 26 | $1.0B | — | ||
| Q4 25 | $1.2B | $369.0M | ||
| Q3 25 | $1.4B | $419.0M | ||
| Q2 25 | $1.2B | $229.0M | ||
| Q1 25 | $574.0M | $445.0M | ||
| Q4 24 | $935.0M | $292.0M | ||
| Q3 24 | $988.0M | $477.0M | ||
| Q2 24 | $1.3B | $322.0M |
营业利润率ACGLDTE
| Q1 26 | — | — | ||
| Q4 25 | — | 15.9% | ||
| Q3 25 | — | 17.6% | ||
| Q2 25 | — | 12.5% | ||
| Q1 25 | — | 14.1% | ||
| Q4 24 | — | 16.2% | ||
| Q3 24 | — | 17.8% | ||
| Q2 24 | — | 17.5% |
净利率ACGLDTE
| Q1 26 | 23.2% | — | ||
| Q4 25 | 25.1% | 8.3% | ||
| Q3 25 | 26.4% | 11.9% | ||
| Q2 25 | 23.7% | 6.7% | ||
| Q1 25 | 12.3% | 10.0% | ||
| Q4 24 | 20.6% | 8.5% | ||
| Q3 24 | 20.9% | 16.4% | ||
| Q2 24 | 30.0% | 11.2% |
每股收益（稀释后）ACGLDTE
| Q1 26 | $2.88 | — | ||
| Q4 25 | $3.33 | $1.78 | ||
| Q3 25 | $3.56 | $2.01 | ||
| Q2 25 | $3.23 | $1.10 | ||
| Q1 25 | $1.48 | $2.14 | ||
| Q4 24 | $2.41 | $1.41 | ||
| Q3 24 | $2.56 | $2.30 | ||
| Q2 24 | $3.30 | $1.55 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $24.0M | $208.0M |
| 总债务越低越好 | — | $23.8B |
| 股东权益账面价值 | $24.2B | $12.3B |
| 总资产 | $81.4B | $54.1B |
| 负债/权益比越低杠杆越低 | — | 1.93× |
8季度趋势，按日历期对齐
现金及短期投资ACGLDTE
| Q1 26 | $24.0M | — | ||
| Q4 25 | $993.0M | $208.0M | ||
| Q3 25 | $1.1B | $34.0M | ||
| Q2 25 | $983.0M | $32.0M | ||
| Q1 25 | $1.2B | $33.0M | ||
| Q4 24 | $979.0M | $24.0M | ||
| Q3 24 | $1.0B | $969.0M | ||
| Q2 24 | $1.0B | $20.0M |
总债务ACGLDTE
| Q1 26 | — | — | ||
| Q4 25 | — | $23.8B | ||
| Q3 25 | — | $24.5B | ||
| Q2 25 | — | $22.9B | ||
| Q1 25 | — | $21.8B | ||
| Q4 24 | — | $20.7B | ||
| Q3 24 | — | $20.5B | ||
| Q2 24 | — | $19.3B |
股东权益ACGLDTE
| Q1 26 | $24.2B | — | ||
| Q4 25 | $24.2B | $12.3B | ||
| Q3 25 | $23.7B | $12.2B | ||
| Q2 25 | $23.0B | $11.7B | ||
| Q1 25 | $21.5B | $11.9B | ||
| Q4 24 | $20.8B | $11.7B | ||
| Q3 24 | $22.3B | $11.6B | ||
| Q2 24 | $20.7B | $11.1B |
总资产ACGLDTE
| Q1 26 | $81.4B | — | ||
| Q4 25 | $79.2B | $54.1B | ||
| Q3 25 | $79.2B | $52.0B | ||
| Q2 25 | $78.8B | $50.2B | ||
| Q1 25 | $75.2B | $49.6B | ||
| Q4 24 | $70.9B | $48.8B | ||
| Q3 24 | $73.7B | $49.8B | ||
| Q2 24 | $65.5B | $47.8B |
负债/权益比ACGLDTE
| Q1 26 | — | — | ||
| Q4 25 | — | 1.93× | ||
| Q3 25 | — | 2.01× | ||
| Q2 25 | — | 1.96× | ||
| Q1 25 | — | 1.83× | ||
| Q4 24 | — | 1.77× | ||
| Q3 24 | — | 1.76× | ||
| Q2 24 | — | 1.74× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.2B | $1.0B |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 1.13× | 2.84× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ACGLDTE
| Q1 26 | $1.2B | — | ||
| Q4 25 | $1.4B | $1.0B | ||
| Q3 25 | $2.2B | $632.0M | ||
| Q2 25 | $1.1B | $709.0M | ||
| Q1 25 | $1.5B | $1.0B | ||
| Q4 24 | $1.6B | $1.1B | ||
| Q3 24 | $2.0B | $758.0M | ||
| Q2 24 | $1.5B | $759.0M |
自由现金流ACGLDTE
| Q1 26 | — | — | ||
| Q4 25 | $1.4B | — | ||
| Q3 25 | $2.2B | — | ||
| Q2 25 | $1.1B | — | ||
| Q1 25 | $1.4B | — | ||
| Q4 24 | $1.6B | — | ||
| Q3 24 | $2.0B | — | ||
| Q2 24 | $1.5B | — |
自由现金流率ACGLDTE
| Q1 26 | — | — | ||
| Q4 25 | 28.2% | — | ||
| Q3 25 | 42.6% | — | ||
| Q2 25 | 21.3% | — | ||
| Q1 25 | 31.0% | — | ||
| Q4 24 | 34.3% | — | ||
| Q3 24 | 42.5% | — | ||
| Q2 24 | 35.6% | — |
资本支出强度ACGLDTE
| Q1 26 | — | — | ||
| Q4 25 | 0.2% | — | ||
| Q3 25 | 0.2% | — | ||
| Q2 25 | 0.2% | — | ||
| Q1 25 | 0.2% | — | ||
| Q4 24 | 0.3% | — | ||
| Q3 24 | 0.3% | — | ||
| Q2 24 | 0.3% | — |
现金转化率ACGLDTE
| Q1 26 | 1.13× | — | ||
| Q4 25 | 1.13× | 2.84× | ||
| Q3 25 | 1.62× | 1.51× | ||
| Q2 25 | 0.91× | 3.10× | ||
| Q1 25 | 2.54× | 2.29× | ||
| Q4 24 | 1.68× | 3.71× | ||
| Q3 24 | 2.04× | 1.59× | ||
| Q2 24 | 1.20× | 2.36× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACGL
暂无分部数据
DTE
| Electric Segment | $1.8B | 40% |
| Residential | $723.0M | 16% |
| Gas Segment | $651.0M | 15% |
| Commercial | $524.0M | 12% |
| Other | $333.0M | 8% |
| DTE Vantage Segment | $176.0M | 4% |
| Industrial | $159.0M | 4% |
| End User Transportation | $69.0M | 2% |
| Intermediate Transportation | $25.0M | 1% |
