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Arch Capital Group（ACGL）与Kinsale Capital Group, Inc.（KNSL）财务数据对比。点击上方公司名可切换其他公司
Arch Capital Group的季度营收约是Kinsale Capital Group, Inc.的10.6倍（$4.9B vs $466.7M）。Arch Capital Group净利率更高（25.1% vs 24.1%，领先1.0%）。Kinsale Capital Group, Inc.同比增速更快（10.2% vs 8.5%）。过去两年Arch Capital Group的营收复合增速更高（11.9% vs 10.2%）
百慕大注册上市企业Arch Capital Group面向全球提供保险、再保险及按揭保险服务，专注于特种类保险业务，承保保险业内难度较高的特殊风险。公司总部位于百慕大，在北美、欧洲、亚洲及澳洲共设有60个办事处，实现全球布局运营。
旗星银行是一家总部位于纽约希克斯维尔的美国区域性金融服务公司，截至2023年共运营395家分支机构，并于2024年2月21日完成了全网点品牌统一，所有分支机构统一使用旗星品牌运营。
ACGL vs KNSL — 直观对比
营收规模更大
ACGL
是对方的10.6倍
$466.7M
营收增速更快
KNSL
高出1.7%
8.5%
净利率更高
ACGL
高出1.0%
24.1%
两年增速更快
ACGL
近两年复合增速
10.2%
损益表 — Q4 2025 vs Q1 2026
| 指标 | | |
|---|---|---|
| 营收 | $4.9B | $466.7M |
| 净利润 | $1.2B | $112.6M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 25.1% | 24.1% |
| 营收同比 | 8.5% | 10.2% |
| 净利润同比 | 32.4% | 26.1% |
| 每股收益（稀释后） | $3.33 | $4.88 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACGLKNSL
| Q1 26 | — | $466.7M | ||
| Q4 25 | $4.9B | $483.3M | ||
| Q3 25 | $5.1B | $497.5M | ||
| Q2 25 | $5.2B | $469.8M | ||
| Q1 25 | $4.7B | $423.4M | ||
| Q4 24 | $4.5B | $412.1M | ||
| Q3 24 | $4.7B | $418.1M | ||
| Q2 24 | $4.2B | $384.6M |
净利润ACGLKNSL
| Q1 26 | — | $112.6M | ||
| Q4 25 | $1.2B | $138.6M | ||
| Q3 25 | $1.4B | $141.6M | ||
| Q2 25 | $1.2B | $134.1M | ||
| Q1 25 | $574.0M | $89.2M | ||
| Q4 24 | $935.0M | $109.1M | ||
| Q3 24 | $988.0M | $114.2M | ||
| Q2 24 | $1.3B | $92.6M |
营业利润率ACGLKNSL
| Q1 26 | — | — | ||
| Q4 25 | — | 36.2% | ||
| Q3 25 | — | 36.0% | ||
| Q2 25 | — | 35.8% | ||
| Q1 25 | — | 26.5% | ||
| Q4 24 | — | 33.6% | ||
| Q3 24 | — | 34.5% | ||
| Q2 24 | — | 30.1% |
净利率ACGLKNSL
| Q1 26 | — | 24.1% | ||
| Q4 25 | 25.1% | 28.7% | ||
| Q3 25 | 26.4% | 28.5% | ||
| Q2 25 | 23.7% | 28.5% | ||
| Q1 25 | 12.3% | 21.1% | ||
| Q4 24 | 20.6% | 26.5% | ||
| Q3 24 | 20.9% | 27.3% | ||
| Q2 24 | 30.0% | 24.1% |
每股收益（稀释后）ACGLKNSL
| Q1 26 | — | $4.88 | ||
| Q4 25 | $3.33 | $5.97 | ||
| Q3 25 | $3.56 | $6.09 | ||
| Q2 25 | $3.23 | $5.76 | ||
| Q1 25 | $1.48 | $3.83 | ||
| Q4 24 | $2.41 | $4.67 | ||
| Q3 24 | $2.56 | $4.90 | ||
| Q2 24 | $3.30 | $3.97 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $993.0M | $223.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $24.2B | $2.0B |
| 总资产 | $79.2B | $6.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ACGLKNSL
| Q1 26 | — | $223.3M | ||
| Q4 25 | $993.0M | — | ||
| Q3 25 | $1.1B | $170.2M | ||
| Q2 25 | $983.0M | $138.1M | ||
| Q1 25 | $1.2B | $142.0M | ||
| Q4 24 | $979.0M | $113.2M | ||
| Q3 24 | $1.0B | $111.7M | ||
| Q2 24 | $1.0B | $171.0M |
总债务ACGLKNSL
| Q1 26 | — | — | ||
| Q4 25 | — | $224.4M | ||
| Q3 25 | — | $199.3M | ||
| Q2 25 | — | $184.3M | ||
| Q1 25 | — | $184.2M | ||
| Q4 24 | — | $184.1M | ||
| Q3 24 | — | $184.1M | ||
| Q2 24 | — | $184.0M |
股东权益ACGLKNSL
| Q1 26 | — | $2.0B | ||
| Q4 25 | $24.2B | $2.0B | ||
| Q3 25 | $23.7B | $1.9B | ||
| Q2 25 | $23.0B | $1.7B | ||
| Q1 25 | $21.5B | $1.6B | ||
| Q4 24 | $20.8B | $1.5B | ||
| Q3 24 | $22.3B | $1.4B | ||
| Q2 24 | $20.7B | $1.3B |
总资产ACGLKNSL
| Q1 26 | — | $6.2B | ||
| Q4 25 | $79.2B | $6.0B | ||
| Q3 25 | $79.2B | $5.8B | ||
| Q2 25 | $78.8B | $5.6B | ||
| Q1 25 | $75.2B | $5.2B | ||
| Q4 24 | $70.9B | $4.9B | ||
| Q3 24 | $73.7B | $4.7B | ||
| Q2 24 | $65.5B | $4.4B |
负债/权益比ACGLKNSL
| Q1 26 | — | — | ||
| Q4 25 | — | 0.11× | ||
| Q3 25 | — | 0.11× | ||
| Q2 25 | — | 0.11× | ||
| Q1 25 | — | 0.12× | ||
| Q4 24 | — | 0.12× | ||
| Q3 24 | — | 0.13× | ||
| Q2 24 | — | 0.15× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.4B | — |
| 自由现金流经营现金流 - 资本支出 | $1.4B | — |
| 自由现金流率自由现金流/营收 | 28.2% | — |
| 资本支出强度资本支出/营收 | 0.2% | — |
| 现金转化率经营现金流/净利润 | 1.13× | — |
| 过去12个月自由现金流最近4个季度 | $6.1B | — |
8季度趋势，按日历期对齐
经营现金流ACGLKNSL
| Q1 26 | — | — | ||
| Q4 25 | $1.4B | $241.4M | ||
| Q3 25 | $2.2B | $303.5M | ||
| Q2 25 | $1.1B | $269.1M | ||
| Q1 25 | $1.5B | $229.8M | ||
| Q4 24 | $1.6B | $213.0M | ||
| Q3 24 | $2.0B | $274.0M | ||
| Q2 24 | $1.5B | $278.9M |
自由现金流ACGLKNSL
| Q1 26 | — | — | ||
| Q4 25 | $1.4B | $230.8M | ||
| Q3 25 | $2.2B | $289.5M | ||
| Q2 25 | $1.1B | $252.1M | ||
| Q1 25 | $1.4B | $217.6M | ||
| Q4 24 | $1.6B | $202.2M | ||
| Q3 24 | $2.0B | $268.2M | ||
| Q2 24 | $1.5B | $275.1M |
自由现金流率ACGLKNSL
| Q1 26 | — | — | ||
| Q4 25 | 28.2% | 47.8% | ||
| Q3 25 | 42.6% | 58.2% | ||
| Q2 25 | 21.3% | 53.7% | ||
| Q1 25 | 31.0% | 51.4% | ||
| Q4 24 | 34.3% | 49.1% | ||
| Q3 24 | 42.5% | 64.2% | ||
| Q2 24 | 35.6% | 71.5% |
资本支出强度ACGLKNSL
| Q1 26 | — | — | ||
| Q4 25 | 0.2% | 2.2% | ||
| Q3 25 | 0.2% | 2.8% | ||
| Q2 25 | 0.2% | 3.6% | ||
| Q1 25 | 0.2% | 2.9% | ||
| Q4 24 | 0.3% | 2.6% | ||
| Q3 24 | 0.3% | 1.4% | ||
| Q2 24 | 0.3% | 1.0% |
现金转化率ACGLKNSL
| Q1 26 | — | — | ||
| Q4 25 | 1.13× | 1.74× | ||
| Q3 25 | 1.62× | 2.14× | ||
| Q2 25 | 0.91× | 2.01× | ||
| Q1 25 | 2.54× | 2.58× | ||
| Q4 24 | 1.68× | 1.95× | ||
| Q3 24 | 2.04× | 2.40× | ||
| Q2 24 | 1.20× | 3.01× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
