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Arch Capital Group（ACGL）与美盛公司（MOS）财务数据对比。点击上方公司名可切换其他公司
Arch Capital Group的季度营收约是美盛公司的1.5倍（$4.5B vs $3.0B），Arch Capital Group净利率更高（23.2% vs -17.5%，领先40.6%），美盛公司同比增速更快（5.6% vs -3.3%），过去两年美盛公司的营收复合增速更高（5.3% vs 3.4%）
百慕大注册上市企业Arch Capital Group面向全球提供保险、再保险及按揭保险服务，专注于特种类保险业务，承保保险业内难度较高的特殊风险。公司总部位于百慕大，在北美、欧洲、亚洲及澳洲共设有60个办事处，实现全球布局运营。
美盛公司（The Mosaic Company）是总部位于美国佛罗里达州坦帕的化工企业，主营磷矿、钾矿开采及尿素采集，依托多元国际分销网络和旗下肥料业务板块生产销售农用肥料，是美国规模最大的钾肥、磷肥生产商。
ACGL vs MOS — 直观对比
营收规模更大
ACGL
是对方的1.5倍
$3.0B
营收增速更快
MOS
高出8.9%
-3.3%
净利率更高
ACGL
高出40.6%
-17.5%
两年增速更快
MOS
近两年复合增速
3.4%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $4.5B | $3.0B |
| 净利润 | $1.0B | $-519.5M |
| 毛利率 | — | 11.5% |
| 营业利润率 | — | -3.4% |
| 净利率 | 23.2% | -17.5% |
| 营收同比 | -3.3% | 5.6% |
| 净利润同比 | 82.4% | -407.4% |
| 每股收益（稀释后） | $2.88 | $-1.63 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACGLMOS
| Q1 26 | $4.5B | — | ||
| Q4 25 | $4.9B | $3.0B | ||
| Q3 25 | $5.1B | $3.5B | ||
| Q2 25 | $5.2B | $3.0B | ||
| Q1 25 | $4.7B | $2.6B | ||
| Q4 24 | $4.5B | $2.8B | ||
| Q3 24 | $4.7B | $2.8B | ||
| Q2 24 | $4.2B | $2.8B |
净利润ACGLMOS
| Q1 26 | $1.0B | — | ||
| Q4 25 | $1.2B | $-519.5M | ||
| Q3 25 | $1.4B | $411.4M | ||
| Q2 25 | $1.2B | $410.7M | ||
| Q1 25 | $574.0M | $238.1M | ||
| Q4 24 | $935.0M | $169.0M | ||
| Q3 24 | $988.0M | $122.2M | ||
| Q2 24 | $1.3B | $-161.5M |
毛利率ACGLMOS
| Q1 26 | — | — | ||
| Q4 25 | — | 11.5% | ||
| Q3 25 | — | 16.0% | ||
| Q2 25 | — | 17.3% | ||
| Q1 25 | — | 18.6% | ||
| Q4 24 | — | 10.7% | ||
| Q3 24 | — | 14.8% | ||
| Q2 24 | — | 14.0% |
营业利润率ACGLMOS
| Q1 26 | — | — | ||
| Q4 25 | — | -3.4% | ||
| Q3 25 | — | 9.8% | ||
| Q2 25 | — | 8.1% | ||
| Q1 25 | — | 12.9% | ||
| Q4 24 | — | 3.5% | ||
| Q3 24 | — | 4.1% | ||
| Q2 24 | — | 8.3% |
净利率ACGLMOS
| Q1 26 | 23.2% | — | ||
| Q4 25 | 25.1% | -17.5% | ||
| Q3 25 | 26.4% | 11.9% | ||
| Q2 25 | 23.7% | 13.7% | ||
| Q1 25 | 12.3% | 9.1% | ||
| Q4 24 | 20.6% | 6.0% | ||
| Q3 24 | 20.9% | 4.3% | ||
| Q2 24 | 30.0% | -5.7% |
每股收益（稀释后）ACGLMOS
| Q1 26 | $2.88 | — | ||
| Q4 25 | $3.33 | $-1.63 | ||
| Q3 25 | $3.56 | $1.29 | ||
| Q2 25 | $3.23 | $1.29 | ||
| Q1 25 | $1.48 | $0.75 | ||
| Q4 24 | $2.41 | $0.53 | ||
| Q3 24 | $2.56 | $0.38 | ||
| Q2 24 | $3.30 | $-0.50 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $24.0M | $276.6M |
| 总债务越低越好 | — | $4.3B |
| 股东权益账面价值 | $24.2B | $12.1B |
| 总资产 | $81.4B | $24.5B |
| 负债/权益比越低杠杆越低 | — | 0.35× |
8季度趋势，按日历期对齐
现金及短期投资ACGLMOS
| Q1 26 | $24.0M | — | ||
| Q4 25 | $993.0M | $276.6M | ||
| Q3 25 | $1.1B | $153.3M | ||
| Q2 25 | $983.0M | $286.2M | ||
| Q1 25 | $1.2B | $259.2M | ||
| Q4 24 | $979.0M | $272.8M | ||
| Q3 24 | $1.0B | $301.6M | ||
| Q2 24 | $1.0B | $322.0M |
总债务ACGLMOS
| Q1 26 | — | — | ||
| Q4 25 | — | $4.3B | ||
| Q3 25 | — | $3.4B | ||
| Q2 25 | — | $3.3B | ||
| Q1 25 | — | $3.3B | ||
| Q4 24 | — | $3.3B | ||
| Q3 24 | — | $3.2B | ||
| Q2 24 | — | $3.2B |
股东权益ACGLMOS
| Q1 26 | $24.2B | — | ||
| Q4 25 | $24.2B | $12.1B | ||
| Q3 25 | $23.7B | $12.8B | ||
| Q2 25 | $23.0B | $12.4B | ||
| Q1 25 | $21.5B | $11.8B | ||
| Q4 24 | $20.8B | $11.5B | ||
| Q3 24 | $22.3B | $11.8B | ||
| Q2 24 | $20.7B | $11.7B |
总资产ACGLMOS
| Q1 26 | $81.4B | — | ||
| Q4 25 | $79.2B | $24.5B | ||
| Q3 25 | $79.2B | $24.7B | ||
| Q2 25 | $78.8B | $24.3B | ||
| Q1 25 | $75.2B | $23.2B | ||
| Q4 24 | $70.9B | $22.9B | ||
| Q3 24 | $73.7B | $23.3B | ||
| Q2 24 | $65.5B | $22.6B |
负债/权益比ACGLMOS
| Q1 26 | — | — | ||
| Q4 25 | — | 0.35× | ||
| Q3 25 | — | 0.26× | ||
| Q2 25 | — | 0.27× | ||
| Q1 25 | — | 0.28× | ||
| Q4 24 | — | 0.29× | ||
| Q3 24 | — | 0.27× | ||
| Q2 24 | — | 0.27× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.2B | $-56.1M |
| 自由现金流经营现金流 - 资本支出 | — | $-405.7M |
| 自由现金流率自由现金流/营收 | — | -13.6% |
| 资本支出强度资本支出/营收 | — | 11.8% |
| 现金转化率经营现金流/净利润 | 1.13× | — |
| 过去12个月自由现金流最近4个季度 | — | $-534.6M |
8季度趋势，按日历期对齐
经营现金流ACGLMOS
| Q1 26 | $1.2B | — | ||
| Q4 25 | $1.4B | $-56.1M | ||
| Q3 25 | $2.2B | $228.5M | ||
| Q2 25 | $1.1B | $609.5M | ||
| Q1 25 | $1.5B | $42.9M | ||
| Q4 24 | $1.6B | $219.3M | ||
| Q3 24 | $2.0B | $312.9M | ||
| Q2 24 | $1.5B | $847.0M |
自由现金流ACGLMOS
| Q1 26 | — | — | ||
| Q4 25 | $1.4B | $-405.7M | ||
| Q3 25 | $2.2B | $-135.9M | ||
| Q2 25 | $1.1B | $304.9M | ||
| Q1 25 | $1.4B | $-297.9M | ||
| Q4 24 | $1.6B | $-74.8M | ||
| Q3 24 | $2.0B | $72.1M | ||
| Q2 24 | $1.5B | $513.1M |
自由现金流率ACGLMOS
| Q1 26 | — | — | ||
| Q4 25 | 28.2% | -13.6% | ||
| Q3 25 | 42.6% | -3.9% | ||
| Q2 25 | 21.3% | 10.1% | ||
| Q1 25 | 31.0% | -11.4% | ||
| Q4 24 | 34.3% | -2.7% | ||
| Q3 24 | 42.5% | 2.6% | ||
| Q2 24 | 35.6% | 18.2% |
资本支出强度ACGLMOS
| Q1 26 | — | — | ||
| Q4 25 | 0.2% | 11.8% | ||
| Q3 25 | 0.2% | 10.6% | ||
| Q2 25 | 0.2% | 10.1% | ||
| Q1 25 | 0.2% | 13.0% | ||
| Q4 24 | 0.3% | 10.4% | ||
| Q3 24 | 0.3% | 8.6% | ||
| Q2 24 | 0.3% | 11.9% |
现金转化率ACGLMOS
| Q1 26 | 1.13× | — | ||
| Q4 25 | 1.13× | — | ||
| Q3 25 | 1.62× | 0.56× | ||
| Q2 25 | 0.91× | 1.48× | ||
| Q1 25 | 2.54× | 0.18× | ||
| Q4 24 | 1.68× | 1.30× | ||
| Q3 24 | 2.04× | 2.56× | ||
| Q2 24 | 1.20× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
