vs
AMERICAN COASTAL INSURANCE Corp（ACIC）与AXIS CAPITAL HOLDINGS LTD（AXS）财务数据对比。点击上方公司名可切换其他公司
AXIS CAPITAL HOLDINGS LTD的季度营收约是AMERICAN COASTAL INSURANCE Corp的20.1倍（$1.7B vs $86.4M）。AMERICAN COASTAL INSURANCE Corp净利率更高（30.8% vs 16.7%，领先14.1%）。AXIS CAPITAL HOLDINGS LTD同比增速更快（17.8% vs 9.0%）。过去两年AMERICAN COASTAL INSURANCE Corp的营收复合增速更高（13.9% vs 10.3%）
美国海岸保险集团旗下的联合财产伤亡保险公司是一家总部位于美国佛罗里达州的财产伤亡保险公司，业务覆盖多个沿海州，可为客户提供商业地产、住宅、屋主以及洪水相关的各类保险产品。
AXIS资本控股有限公司是AXIS集团的控股主体，通过百慕大、美国、加拿大、欧洲及新加坡的子公司与分支机构网络，提供各类风险转移产品及服务。保险业务覆盖财产、职业责任、恐怖主义、航运、能源、环境等领域，再保险业务包含财产、职业责任、信用债券等品类。
ACIC vs AXS — 直观对比
营收规模更大
AXS
是对方的20.1倍
$86.4M
营收增速更快
AXS
高出8.9%
9.0%
净利率更高
ACIC
高出14.1%
16.7%
两年增速更快
ACIC
近两年复合增速
10.3%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $86.4M | $1.7B |
| 净利润 | $26.6M | $289.6M |
| 毛利率 | — | — |
| 营业利润率 | 43.2% | 19.0% |
| 净利率 | 30.8% | 16.7% |
| 营收同比 | 9.0% | 17.8% |
| 净利润同比 | 437.1% | -1.4% |
| 每股收益（稀释后） | $0.54 | $3.63 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACICAXS
| Q4 25 | $86.4M | $1.7B | ||
| Q3 25 | $90.4M | $1.7B | ||
| Q2 25 | $86.5M | $1.6B | ||
| Q1 25 | $72.2M | $1.5B | ||
| Q4 24 | $79.3M | $1.5B | ||
| Q3 24 | $82.1M | $1.6B | ||
| Q2 24 | $68.7M | $1.5B | ||
| Q1 24 | $66.6M | $1.4B |
净利润ACICAXS
| Q4 25 | $26.6M | $289.6M | ||
| Q3 25 | $32.5M | $301.9M | ||
| Q2 25 | $26.4M | $223.4M | ||
| Q1 25 | $21.3M | $194.1M | ||
| Q4 24 | $4.9M | $293.6M | ||
| Q3 24 | $28.1M | $180.7M | ||
| Q2 24 | $19.1M | $212.0M | ||
| Q1 24 | $23.6M | $395.5M |
营业利润率ACICAXS
| Q4 25 | 43.2% | 19.0% | ||
| Q3 25 | 46.1% | 22.1% | ||
| Q2 25 | 41.8% | 17.2% | ||
| Q1 25 | 34.8% | 15.5% | ||
| Q4 24 | 11.2% | 18.6% | ||
| Q3 24 | 43.9% | 14.2% | ||
| Q2 24 | 35.1% | 17.4% | ||
| Q1 24 | 45.9% | 19.0% |
净利率ACICAXS
| Q4 25 | 30.8% | 16.7% | ||
| Q3 25 | 35.9% | 18.0% | ||
| Q2 25 | 30.6% | 13.7% | ||
| Q1 25 | 29.6% | 12.8% | ||
| Q4 24 | 6.2% | 20.0% | ||
| Q3 24 | 34.2% | 11.2% | ||
| Q2 24 | 27.8% | 14.6% | ||
| Q1 24 | 35.4% | 27.8% |
每股收益（稀释后）ACICAXS
| Q4 25 | $0.54 | $3.63 | ||
| Q3 25 | $0.65 | $3.74 | ||
| Q2 25 | $0.53 | $2.72 | ||
| Q1 25 | $0.43 | $2.26 | ||
| Q4 24 | $0.10 | $3.38 | ||
| Q3 24 | $0.57 | $2.04 | ||
| Q2 24 | $0.39 | $2.40 | ||
| Q1 24 | $0.48 | $4.53 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $198.8M | $820.3M |
| 总债务越低越好 | $150.0M | — |
| 股东权益账面价值 | $317.6M | $6.4B |
| 总资产 | $1.1B | $34.5B |
| 负债/权益比越低杠杆越低 | 0.47× | — |
8季度趋势，按日历期对齐
现金及短期投资ACICAXS
| Q4 25 | $198.8M | $820.3M | ||
| Q3 25 | $267.9M | $825.9M | ||
| Q2 25 | $315.5M | $852.1M | ||
| Q1 25 | $167.2M | $2.8B | ||
| Q4 24 | $137.0M | $2.1B | ||
| Q3 24 | $183.1M | $981.0M | ||
| Q2 24 | $229.4M | $1.1B | ||
| Q1 24 | $285.4M | $1.1B |
总债务ACICAXS
| Q4 25 | $150.0M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $150.0M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益ACICAXS
| Q4 25 | $317.6M | $6.4B | ||
| Q3 25 | $327.2M | $6.4B | ||
| Q2 25 | $292.3M | $6.2B | ||
| Q1 25 | $260.9M | $5.9B | ||
| Q4 24 | $235.7M | $6.1B | ||
| Q3 24 | $259.6M | $6.1B | ||
| Q2 24 | $223.1M | $5.7B | ||
| Q1 24 | $204.0M | $5.5B |
总资产ACICAXS
| Q4 25 | $1.1B | $34.5B | ||
| Q3 25 | $1.2B | $34.3B | ||
| Q2 25 | $1.3B | $34.2B | ||
| Q1 25 | $1.2B | $33.2B | ||
| Q4 24 | $1.2B | $32.5B | ||
| Q3 24 | $1.1B | $32.7B | ||
| Q2 24 | $1.3B | $32.1B | ||
| Q1 24 | $1.1B | $31.8B |
负债/权益比ACICAXS
| Q4 25 | 0.47× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.64× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-47.8M | $630.4M |
| 自由现金流经营现金流 - 资本支出 | $-47.8M | — |
| 自由现金流率自由现金流/营收 | -55.4% | — |
| 资本支出强度资本支出/营收 | 0.1% | — |
| 现金转化率经营现金流/净利润 | -1.80× | 2.18× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ACICAXS
| Q4 25 | $-47.8M | $630.4M | ||
| Q3 25 | $-35.6M | $673.8M | ||
| Q2 25 | $127.9M | $-1.7B | ||
| Q1 25 | $26.4M | $309.1M | ||
| Q4 24 | $1.6M | $355.5M | ||
| Q3 24 | $-9.0M | $587.0M | ||
| Q2 24 | $126.4M | $518.1M | ||
| Q1 24 | $124.5M | $384.1M |
自由现金流ACICAXS
| Q4 25 | $-47.8M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | $26.3M | — | ||
| Q4 24 | $1.6M | — | ||
| Q3 24 | $-9.0M | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
自由现金流率ACICAXS
| Q4 25 | -55.4% | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 36.5% | — | ||
| Q4 24 | 2.0% | — | ||
| Q3 24 | -10.9% | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
资本支出强度ACICAXS
| Q4 25 | 0.1% | — | ||
| Q3 25 | 0.0% | — | ||
| Q2 25 | 0.0% | — | ||
| Q1 25 | 0.1% | — | ||
| Q4 24 | 0.0% | — | ||
| Q3 24 | 0.0% | — | ||
| Q2 24 | 0.0% | — | ||
| Q1 24 | 0.0% | — |
现金转化率ACICAXS
| Q4 25 | -1.80× | 2.18× | ||
| Q3 25 | -1.10× | 2.23× | ||
| Q2 25 | 4.84× | -7.41× | ||
| Q1 25 | 1.24× | 1.59× | ||
| Q4 24 | 0.32× | 1.21× | ||
| Q3 24 | -0.32× | 3.25× | ||
| Q2 24 | 6.63× | 2.44× | ||
| Q1 24 | 5.27× | 0.97× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
