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ACI WORLDWIDE, INC.（ACIW）与Virtu Financial, Inc.（VIRT）财务数据对比。点击上方公司名可切换其他公司
Virtu Financial, Inc.的季度营收约是ACI WORLDWIDE, INC.的2.0倍（$969.9M vs $481.6M），Virtu Financial, Inc.净利率更高（14.4% vs 13.4%，领先1.1%），Virtu Financial, Inc.同比增速更快（16.3% vs 6.3%），Virtu Financial, Inc.自由现金流更多（$495.6M vs $116.6M），过去两年ACI WORLDWIDE, INC.的营收复合增速更高（23.4% vs 22.8%）
ACI Worldwide是全球领先的数字支付软件企业，总部位于美国内布拉斯加州埃尔克霍恩，为94个国家的客户提供服务，每日处理数十亿笔交易，总价值达数万亿美元。其智能解决方案服务于银行、金融机构、商户、账单服务商、收单机构、发卡机构及第三方支付服务商，支持全渠道搭建安全支付体系。
Virtu Financial, Inc.是一家总部位于美国的高频交易企业，专注于金融市场的自动化交易业务，拥有行业领先的交易技术研发与落地能力，于2015年在纳斯达克证券交易所正式挂牌上市。
ACIW vs VIRT — 直观对比
营收规模更大
VIRT
是对方的2.0倍
$481.6M
营收增速更快
VIRT
高出9.9%
6.3%
净利率更高
VIRT
高出1.1%
13.4%
自由现金流更多
VIRT
多$379.0M
$116.6M
两年增速更快
ACIW
近两年复合增速
22.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $481.6M | $969.9M |
| 净利润 | $64.3M | $139.9M |
| 毛利率 | 53.0% | — |
| 营业利润率 | 22.6% | 35.4% |
| 净利率 | 13.4% | 14.4% |
| 营收同比 | 6.3% | 16.3% |
| 净利润同比 | -34.7% | 48.7% |
| 每股收益（稀释后） | $0.61 | $1.54 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACIWVIRT
| Q4 25 | $481.6M | $969.9M | ||
| Q3 25 | $482.4M | $824.8M | ||
| Q2 25 | $401.3M | $999.6M | ||
| Q1 25 | $394.6M | $837.9M | ||
| Q4 24 | $453.0M | $834.3M | ||
| Q3 24 | $451.8M | $706.8M | ||
| Q2 24 | $373.5M | $693.0M | ||
| Q1 24 | $316.0M | $642.8M |
净利润ACIWVIRT
| Q4 25 | $64.3M | $139.9M | ||
| Q3 25 | $91.3M | $77.6M | ||
| Q2 25 | $12.2M | $151.2M | ||
| Q1 25 | $58.9M | $99.7M | ||
| Q4 24 | $98.6M | $94.1M | ||
| Q3 24 | $81.4M | $60.0M | ||
| Q2 24 | $30.9M | $66.6M | ||
| Q1 24 | $-7.8M | $55.8M |
毛利率ACIWVIRT
| Q4 25 | 53.0% | — | ||
| Q3 25 | 53.7% | — | ||
| Q2 25 | 41.5% | — | ||
| Q1 25 | 45.9% | — | ||
| Q4 24 | 55.8% | — | ||
| Q3 24 | 56.3% | — | ||
| Q2 24 | 45.6% | — | ||
| Q1 24 | 39.5% | — |
营业利润率ACIWVIRT
| Q4 25 | 22.6% | 35.4% | ||
| Q3 25 | 26.5% | 21.8% | ||
| Q2 25 | 8.7% | 34.7% | ||
| Q1 25 | 14.8% | 26.7% | ||
| Q4 24 | 27.0% | 24.3% | ||
| Q3 24 | 27.1% | 20.8% | ||
| Q2 24 | 14.4% | 22.4% | ||
| Q1 24 | 3.0% | 21.8% |
净利率ACIWVIRT
| Q4 25 | 13.4% | 14.4% | ||
| Q3 25 | 18.9% | 9.4% | ||
| Q2 25 | 3.0% | 15.1% | ||
| Q1 25 | 14.9% | 11.9% | ||
| Q4 24 | 21.8% | 11.3% | ||
| Q3 24 | 18.0% | 8.5% | ||
| Q2 24 | 8.3% | 9.6% | ||
| Q1 24 | -2.5% | 8.7% |
每股收益（稀释后）ACIWVIRT
| Q4 25 | $0.61 | $1.54 | ||
| Q3 25 | $0.88 | $0.86 | ||
| Q2 25 | $0.12 | $1.65 | ||
| Q1 25 | $0.55 | $1.08 | ||
| Q4 24 | $0.92 | $1.03 | ||
| Q3 24 | $0.77 | $0.64 | ||
| Q2 24 | $0.29 | $0.71 | ||
| Q1 24 | $-0.07 | $0.59 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $196.5M | $1.1B |
| 总债务越低越好 | $817.6M | $2.0B |
| 股东权益账面价值 | $1.5B | $1.6B |
| 总资产 | $3.1B | $20.2B |
| 负债/权益比越低杠杆越低 | 0.54× | 1.29× |
8季度趋势，按日历期对齐
现金及短期投资ACIWVIRT
| Q4 25 | $196.5M | $1.1B | ||
| Q3 25 | $199.3M | $707.9M | ||
| Q2 25 | $189.7M | $752.1M | ||
| Q1 25 | $230.1M | $723.6M | ||
| Q4 24 | $216.4M | $872.5M | ||
| Q3 24 | $177.9M | $701.4M | ||
| Q2 24 | $157.0M | $684.8M | ||
| Q1 24 | $183.4M | $399.6M |
总债务ACIWVIRT
| Q4 25 | $817.6M | $2.0B | ||
| Q3 25 | $867.8M | $2.0B | ||
| Q2 25 | $898.0M | $1.7B | ||
| Q1 25 | $845.9M | $1.7B | ||
| Q4 24 | $924.6M | $1.7B | ||
| Q3 24 | $994.3M | $1.7B | ||
| Q2 24 | $1.0B | $1.7B | ||
| Q1 24 | $1.0B | $1.7B |
股东权益ACIWVIRT
| Q4 25 | $1.5B | $1.6B | ||
| Q3 25 | $1.5B | $1.5B | ||
| Q2 25 | $1.4B | $1.4B | ||
| Q1 25 | $1.5B | $1.3B | ||
| Q4 24 | $1.4B | $1.3B | ||
| Q3 24 | $1.3B | $1.2B | ||
| Q2 24 | $1.2B | $1.2B | ||
| Q1 24 | $1.3B | $1.2B |
总资产ACIWVIRT
| Q4 25 | $3.1B | $20.2B | ||
| Q3 25 | $3.2B | $21.3B | ||
| Q2 25 | $3.1B | $19.3B | ||
| Q1 25 | $3.2B | $17.5B | ||
| Q4 24 | $3.0B | $15.4B | ||
| Q3 24 | $3.1B | $14.4B | ||
| Q2 24 | $3.4B | $13.9B | ||
| Q1 24 | $3.3B | $12.8B |
负债/权益比ACIWVIRT
| Q4 25 | 0.54× | 1.29× | ||
| Q3 25 | 0.59× | 1.40× | ||
| Q2 25 | 0.64× | 1.24× | ||
| Q1 25 | 0.57× | 1.33× | ||
| Q4 24 | 0.65× | 1.39× | ||
| Q3 24 | 0.75× | 1.41× | ||
| Q2 24 | 0.82× | 1.41× | ||
| Q1 24 | 0.81× | 1.42× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $121.8M | $518.4M |
| 自由现金流经营现金流 - 资本支出 | $116.6M | $495.6M |
| 自由现金流率自由现金流/营收 | 24.2% | 51.1% |
| 资本支出强度资本支出/营收 | 1.1% | 2.4% |
| 现金转化率经营现金流/净利润 | 1.89× | 3.71× |
| 过去12个月自由现金流最近4个季度 | $309.9M | $485.6M |
8季度趋势，按日历期对齐
经营现金流ACIWVIRT
| Q4 25 | $121.8M | $518.4M | ||
| Q3 25 | $73.0M | $-68.7M | ||
| Q2 25 | $49.8M | $62.8M | ||
| Q1 25 | $78.2M | $15.0M | ||
| Q4 24 | $126.5M | $599.0M | ||
| Q3 24 | $54.0M | $112.1M | ||
| Q2 24 | $55.0M | $490.8M | ||
| Q1 24 | $123.2M | $-395.4M |
自由现金流ACIWVIRT
| Q4 25 | $116.6M | $495.6M | ||
| Q3 25 | $69.6M | $-76.7M | ||
| Q2 25 | $47.6M | $57.6M | ||
| Q1 25 | $76.1M | $9.2M | ||
| Q4 24 | $119.5M | $586.6M | ||
| Q3 24 | $50.5M | $106.2M | ||
| Q2 24 | $53.3M | $486.9M | ||
| Q1 24 | $120.0M | $-398.2M |
自由现金流率ACIWVIRT
| Q4 25 | 24.2% | 51.1% | ||
| Q3 25 | 14.4% | -9.3% | ||
| Q2 25 | 11.9% | 5.8% | ||
| Q1 25 | 19.3% | 1.1% | ||
| Q4 24 | 26.4% | 70.3% | ||
| Q3 24 | 11.2% | 15.0% | ||
| Q2 24 | 14.3% | 70.3% | ||
| Q1 24 | 38.0% | -61.9% |
资本支出强度ACIWVIRT
| Q4 25 | 1.1% | 2.4% | ||
| Q3 25 | 0.7% | 1.0% | ||
| Q2 25 | 0.5% | 0.5% | ||
| Q1 25 | 0.5% | 0.7% | ||
| Q4 24 | 1.5% | 1.5% | ||
| Q3 24 | 0.8% | 0.8% | ||
| Q2 24 | 0.5% | 0.6% | ||
| Q1 24 | 1.0% | 0.4% |
现金转化率ACIWVIRT
| Q4 25 | 1.89× | 3.71× | ||
| Q3 25 | 0.80× | -0.89× | ||
| Q2 25 | 4.08× | 0.42× | ||
| Q1 25 | 1.33× | 0.15× | ||
| Q4 24 | 1.28× | 6.37× | ||
| Q3 24 | 0.66× | 1.87× | ||
| Q2 24 | 1.78× | 7.37× | ||
| Q1 24 | — | -7.08× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACIW
| Issuing And Acquiring | $183.7M | 38% |
| License | $158.3M | 33% |
| Maintenance | $50.8M | 11% |
| Software And Platform Service | $49.6M | 10% |
| Merchant Payments | $42.4M | 9% |
VIRT
暂无分部数据
