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Jack Henry & Associates（JKHY）与Virtu Financial, Inc.（VIRT）财务数据对比。点击上方公司名可切换其他公司
Virtu Financial, Inc.的季度营收约是Jack Henry & Associates的1.6倍（$969.9M vs $619.3M），Jack Henry & Associates净利率更高（20.1% vs 14.4%，领先5.7%），Virtu Financial, Inc.同比增速更快（16.3% vs 7.9%），Virtu Financial, Inc.自由现金流更多（$495.6M vs $131.4M），过去两年Virtu Financial, Inc.的营收复合增速更高（22.8% vs 7.2%）
Jack Henry & Associates是1976年成立的美国专业金融科技企业，主要面向社区银行、信用合作社等中小型金融机构提供金融科技及支付处理解决方案，同时帮助区域银行与信用合作社管控风险、完成合规申报，优化升级线上银行业务相关服务。
Virtu Financial, Inc.是一家总部位于美国的高频交易企业，专注于金融市场的自动化交易业务，拥有行业领先的交易技术研发与落地能力，于2015年在纳斯达克证券交易所正式挂牌上市。
JKHY vs VIRT — 直观对比
营收规模更大
VIRT
是对方的1.6倍
$619.3M
营收增速更快
VIRT
高出8.3%
7.9%
净利率更高
JKHY
高出5.7%
14.4%
自由现金流更多
VIRT
多$364.1M
$131.4M
两年增速更快
VIRT
近两年复合增速
7.2%
损益表 — Q2 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $619.3M | $969.9M |
| 净利润 | $124.7M | $139.9M |
| 毛利率 | 43.3% | — |
| 营业利润率 | 25.7% | 35.4% |
| 净利率 | 20.1% | 14.4% |
| 营收同比 | 7.9% | 16.3% |
| 净利润同比 | 27.4% | 48.7% |
| 每股收益（稀释后） | $1.72 | $1.54 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收JKHYVIRT
| Q4 25 | $619.3M | $969.9M | ||
| Q3 25 | $644.7M | $824.8M | ||
| Q2 25 | $615.4M | $999.6M | ||
| Q1 25 | $585.1M | $837.9M | ||
| Q4 24 | $573.8M | $834.3M | ||
| Q3 24 | $601.0M | $706.8M | ||
| Q2 24 | $559.9M | $693.0M | ||
| Q1 24 | $538.6M | $642.8M |
净利润JKHYVIRT
| Q4 25 | $124.7M | $139.9M | ||
| Q3 25 | $144.0M | $77.6M | ||
| Q2 25 | $127.6M | $151.2M | ||
| Q1 25 | $111.1M | $99.7M | ||
| Q4 24 | $97.8M | $94.1M | ||
| Q3 24 | $119.2M | $60.0M | ||
| Q2 24 | $101.1M | $66.6M | ||
| Q1 24 | $87.1M | $55.8M |
毛利率JKHYVIRT
| Q4 25 | 43.3% | — | ||
| Q3 25 | 45.9% | — | ||
| Q2 25 | 44.1% | — | ||
| Q1 25 | 41.8% | — | ||
| Q4 24 | 42.0% | — | ||
| Q3 24 | 42.9% | — | ||
| Q2 24 | 41.5% | — | ||
| Q1 24 | 39.1% | — |
营业利润率JKHYVIRT
| Q4 25 | 25.7% | 35.4% | ||
| Q3 25 | 28.5% | 21.8% | ||
| Q2 25 | 25.3% | 34.7% | ||
| Q1 25 | 23.7% | 26.7% | ||
| Q4 24 | 21.4% | 24.3% | ||
| Q3 24 | 25.2% | 20.8% | ||
| Q2 24 | 22.4% | 22.4% | ||
| Q1 24 | 20.8% | 21.8% |
净利率JKHYVIRT
| Q4 25 | 20.1% | 14.4% | ||
| Q3 25 | 22.3% | 9.4% | ||
| Q2 25 | 20.7% | 15.1% | ||
| Q1 25 | 19.0% | 11.9% | ||
| Q4 24 | 17.1% | 11.3% | ||
| Q3 24 | 19.8% | 8.5% | ||
| Q2 24 | 18.1% | 9.6% | ||
| Q1 24 | 16.2% | 8.7% |
每股收益（稀释后）JKHYVIRT
| Q4 25 | $1.72 | $1.54 | ||
| Q3 25 | $1.97 | $0.86 | ||
| Q2 25 | $1.75 | $1.65 | ||
| Q1 25 | $1.52 | $1.08 | ||
| Q4 24 | $1.34 | $1.03 | ||
| Q3 24 | $1.63 | $0.64 | ||
| Q2 24 | $1.39 | $0.71 | ||
| Q1 24 | $1.19 | $0.59 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $28.2M | $1.1B |
| 总债务越低越好 | — | $2.0B |
| 股东权益账面价值 | $2.2B | $1.6B |
| 总资产 | $3.1B | $20.2B |
| 负债/权益比越低杠杆越低 | — | 1.29× |
8季度趋势，按日历期对齐
现金及短期投资JKHYVIRT
| Q4 25 | $28.2M | $1.1B | ||
| Q3 25 | $36.2M | $707.9M | ||
| Q2 25 | $102.0M | $752.1M | ||
| Q1 25 | $39.9M | $723.6M | ||
| Q4 24 | $25.7M | $872.5M | ||
| Q3 24 | $43.2M | $701.4M | ||
| Q2 24 | $38.3M | $684.8M | ||
| Q1 24 | $27.3M | $399.6M |
总债务JKHYVIRT
| Q4 25 | — | $2.0B | ||
| Q3 25 | — | $2.0B | ||
| Q2 25 | $0 | $1.7B | ||
| Q1 25 | — | $1.7B | ||
| Q4 24 | — | $1.7B | ||
| Q3 24 | — | $1.7B | ||
| Q2 24 | $60.0M | $1.7B | ||
| Q1 24 | $250.0M | $1.7B |
股东权益JKHYVIRT
| Q4 25 | $2.2B | $1.6B | ||
| Q3 25 | $2.2B | $1.5B | ||
| Q2 25 | $2.1B | $1.4B | ||
| Q1 25 | $2.0B | $1.3B | ||
| Q4 24 | $2.0B | $1.3B | ||
| Q3 24 | $1.9B | $1.2B | ||
| Q2 24 | $1.8B | $1.2B | ||
| Q1 24 | $1.8B | $1.2B |
总资产JKHYVIRT
| Q4 25 | $3.1B | $20.2B | ||
| Q3 25 | $3.0B | $21.3B | ||
| Q2 25 | $3.0B | $19.3B | ||
| Q1 25 | $2.9B | $17.5B | ||
| Q4 24 | $2.9B | $15.4B | ||
| Q3 24 | $2.9B | $14.4B | ||
| Q2 24 | $2.9B | $13.9B | ||
| Q1 24 | $2.8B | $12.8B |
负债/权益比JKHYVIRT
| Q4 25 | — | 1.29× | ||
| Q3 25 | — | 1.40× | ||
| Q2 25 | 0.00× | 1.24× | ||
| Q1 25 | — | 1.33× | ||
| Q4 24 | — | 1.39× | ||
| Q3 24 | — | 1.41× | ||
| Q2 24 | 0.03× | 1.41× | ||
| Q1 24 | 0.14× | 1.42× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $152.7M | $518.4M |
| 自由现金流经营现金流 - 资本支出 | $131.4M | $495.6M |
| 自由现金流率自由现金流/营收 | 21.2% | 51.1% |
| 资本支出强度资本支出/营收 | 3.4% | 2.4% |
| 现金转化率经营现金流/净利润 | 1.22× | 3.71× |
| 过去12个月自由现金流最近4个季度 | $654.2M | $485.6M |
8季度趋势，按日历期对齐
经营现金流JKHYVIRT
| Q4 25 | $152.7M | $518.4M | ||
| Q3 25 | $120.6M | $-68.7M | ||
| Q2 25 | $327.1M | $62.8M | ||
| Q1 25 | $107.8M | $15.0M | ||
| Q4 24 | $89.6M | $599.0M | ||
| Q3 24 | $116.9M | $112.1M | ||
| Q2 24 | $231.8M | $490.8M | ||
| Q1 24 | $97.6M | $-395.4M |
自由现金流JKHYVIRT
| Q4 25 | $131.4M | $495.6M | ||
| Q3 25 | $111.7M | $-76.7M | ||
| Q2 25 | $314.9M | $57.6M | ||
| Q1 25 | $96.1M | $9.2M | ||
| Q4 24 | $73.0M | $586.6M | ||
| Q3 24 | $104.1M | $106.2M | ||
| Q2 24 | $208.0M | $486.9M | ||
| Q1 24 | $87.7M | $-398.2M |
自由现金流率JKHYVIRT
| Q4 25 | 21.2% | 51.1% | ||
| Q3 25 | 17.3% | -9.3% | ||
| Q2 25 | 51.2% | 5.8% | ||
| Q1 25 | 16.4% | 1.1% | ||
| Q4 24 | 12.7% | 70.3% | ||
| Q3 24 | 17.3% | 15.0% | ||
| Q2 24 | 37.2% | 70.3% | ||
| Q1 24 | 16.3% | -61.9% |
资本支出强度JKHYVIRT
| Q4 25 | 3.4% | 2.4% | ||
| Q3 25 | 1.4% | 1.0% | ||
| Q2 25 | 2.0% | 0.5% | ||
| Q1 25 | 2.0% | 0.7% | ||
| Q4 24 | 2.9% | 1.5% | ||
| Q3 24 | 2.1% | 0.8% | ||
| Q2 24 | 4.2% | 0.6% | ||
| Q1 24 | 1.8% | 0.4% |
现金转化率JKHYVIRT
| Q4 25 | 1.22× | 3.71× | ||
| Q3 25 | 0.84× | -0.89× | ||
| Q2 25 | 2.56× | 0.42× | ||
| Q1 25 | 0.97× | 0.15× | ||
| Q4 24 | 0.92× | 6.37× | ||
| Q3 24 | 0.98× | 1.87× | ||
| Q2 24 | 2.29× | 7.37× | ||
| Q1 24 | 1.12× | -7.08× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
JKHY
| Processing | $273.5M | 44% |
| Private Public Cloud | $202.7M | 33% |
| On Premise Support | $79.0M | 13% |
| Product Deliveryand Service | $64.1M | 10% |
VIRT
暂无分部数据
