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Ares Commercial Real Estate Corp（ACRE）与美国国际集团（AIG）财务数据对比。点击上方公司名可切换其他公司
美国国际集团的季度营收约是Ares Commercial Real Estate Corp的495.6倍（$6.5B vs $13.2M）。美国国际集团净利率更高（11.2% vs -29.2%，领先40.5%）。美国国际集团同比增速更快（380.9% vs -24.5%）。过去两年Ares Commercial Real Estate Corp的营收复合增速更高（-15.9% vs -27.8%）
Ares Commercial Real Estate Corp是隶属于阿瑞斯管理集团的专业金融企业，专注于商业地产领域，提供优先抵押贷款、次级债务、优先股投资等各类定制化融资解决方案，主要服务覆盖美国全境的中型商业地产所有者及运营主体。
美国国际集团（AIG）是全球知名保险提供商，服务覆盖北美及全球其他地区，面向商业客户、机构客户及个人用户推出多元化保险产品，业务涵盖责任险、财产险、航空航天险、政治风险保险、贸易信用保险、农业保险、海事保险等多个领域，可满足不同客户的风险保障需求。
ACRE vs AIG — 直观对比
营收规模更大
AIG
是对方的495.6倍
$13.2M
营收增速更快
AIG
高出405.4%
-24.5%
净利率更高
AIG
高出40.5%
-29.2%
两年增速更快
ACRE
近两年复合增速
-27.8%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $13.2M | $6.5B |
| 净利润 | $-3.9M | $735.0M |
| 毛利率 | — | — |
| 营业利润率 | -29.2% | 10.1% |
| 净利率 | -29.2% | 11.2% |
| 营收同比 | -24.5% | 380.9% |
| 净利润同比 | 63.8% | -18.2% |
| 每股收益（稀释后） | — | $1.36 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACREAIG
| Q4 25 | $13.2M | $6.5B | ||
| Q3 25 | $14.1M | $6.4B | ||
| Q2 25 | $12.6M | $7.1B | ||
| Q1 25 | $14.9M | $6.8B | ||
| Q4 24 | $17.5M | $1.4B | ||
| Q3 24 | $16.7M | $6.8B | ||
| Q2 24 | $16.8M | $6.6B | ||
| Q1 24 | $18.7M | $12.6B |
净利润ACREAIG
| Q4 25 | $-3.9M | $735.0M | ||
| Q3 25 | $4.7M | $519.0M | ||
| Q2 25 | $-11.0M | $1.1B | ||
| Q1 25 | $9.3M | $698.0M | ||
| Q4 24 | $-10.7M | $898.0M | ||
| Q3 24 | $-5.9M | $459.0M | ||
| Q2 24 | $-6.1M | $-4.0B | ||
| Q1 24 | $-12.3M | $1.2B |
营业利润率ACREAIG
| Q4 25 | -29.2% | 10.1% | ||
| Q3 25 | 33.0% | 11.2% | ||
| Q2 25 | -87.8% | 21.8% | ||
| Q1 25 | 64.4% | 14.2% | ||
| Q4 24 | -61.0% | 40.6% | ||
| Q3 24 | -35.3% | 9.6% | ||
| Q2 24 | -36.5% | 9.4% | ||
| Q1 24 | -65.9% | 16.3% |
净利率ACREAIG
| Q4 25 | -29.2% | 11.2% | ||
| Q3 25 | 33.0% | 8.2% | ||
| Q2 25 | -87.8% | 16.1% | ||
| Q1 25 | 62.5% | 10.3% | ||
| Q4 24 | -60.9% | 65.9% | ||
| Q3 24 | -35.3% | 6.8% | ||
| Q2 24 | -36.5% | -60.6% | ||
| Q1 24 | -65.9% | 9.7% |
每股收益（稀释后）ACREAIG
| Q4 25 | — | $1.36 | ||
| Q3 25 | — | $0.93 | ||
| Q2 25 | — | $1.98 | ||
| Q1 25 | — | $1.16 | ||
| Q4 24 | — | $1.34 | ||
| Q3 24 | — | $0.71 | ||
| Q2 24 | — | $-5.96 | ||
| Q1 24 | — | $1.74 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $29.3M | — |
| 总债务越低越好 | $948.2M | $9.2B |
| 股东权益账面价值 | $509.6M | $41.1B |
| 总资产 | $1.6B | $161.3B |
| 负债/权益比越低杠杆越低 | 1.86× | 0.22× |
8季度趋势，按日历期对齐
现金及短期投资ACREAIG
| Q4 25 | $29.3M | — | ||
| Q3 25 | $84.9M | — | ||
| Q2 25 | $90.0M | — | ||
| Q1 25 | $125.5M | — | ||
| Q4 24 | $63.8M | — | ||
| Q3 24 | $68.9M | — | ||
| Q2 24 | $70.6M | — | ||
| Q1 24 | $99.5M | — |
总债务ACREAIG
| Q4 25 | $948.2M | $9.2B | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $718.5M | $8.9B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益ACREAIG
| Q4 25 | $509.6M | $41.1B | ||
| Q3 25 | $521.0M | $41.1B | ||
| Q2 25 | $523.7M | $41.5B | ||
| Q1 25 | $542.1M | $41.4B | ||
| Q4 24 | $540.1M | $42.5B | ||
| Q3 24 | $563.8M | $45.0B | ||
| Q2 24 | $582.3M | $44.4B | ||
| Q1 24 | $601.1M | $43.4B |
总资产ACREAIG
| Q4 25 | $1.6B | $161.3B | ||
| Q3 25 | $1.4B | $163.4B | ||
| Q2 25 | $1.4B | $166.0B | ||
| Q1 25 | $1.5B | $161.9B | ||
| Q4 24 | $1.8B | $161.3B | ||
| Q3 24 | $1.9B | $169.4B | ||
| Q2 24 | $2.1B | $167.9B | ||
| Q1 24 | $2.1B | $544.1B |
负债/权益比ACREAIG
| Q4 25 | 1.86× | 0.22× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 1.33× | 0.21× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $4.6M | $636.0M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 0.87× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ACREAIG
| Q4 25 | $4.6M | $636.0M | ||
| Q3 25 | $3.8M | $1.3B | ||
| Q2 25 | $4.9M | $1.4B | ||
| Q1 25 | $8.0M | $-56.0M | ||
| Q4 24 | $7.1M | $125.0M | ||
| Q3 24 | $8.4M | $1.7B | ||
| Q2 24 | $8.7M | $930.0M | ||
| Q1 24 | $11.4M | $519.0M |
现金转化率ACREAIG
| Q4 25 | — | 0.87× | ||
| Q3 25 | 0.82× | 2.59× | ||
| Q2 25 | — | 1.22× | ||
| Q1 25 | 0.86× | -0.08× | ||
| Q4 24 | — | 0.14× | ||
| Q3 24 | — | 3.70× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 0.43× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
