vs
Enact Holdings, Inc.（ACT）与Alarm.com Holdings, Inc.（ALRM）财务数据对比。点击上方公司名可切换其他公司
Enact Holdings, Inc.的季度营收约是Alarm.com Holdings, Inc.的1.2倍（$312.7M vs $261.7M），Alarm.com Holdings, Inc.同比增速更快（8.0% vs 3.6%），过去两年Alarm.com Holdings, Inc.的营收复合增速更高（8.3% vs 3.6%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
Alarm.com Holdings, Inc.是一家美国科技企业，成立于2000年，由微策略公司分拆而来，总部位于弗吉尼亚州泰森斯。公司主营云服务，为用户提供远程控制、智能家居及报警监测相关解决方案，是家庭智能安防领域的重要服务商。
ACT vs ALRM — 直观对比
营收规模更大
ACT
是对方的1.2倍
$261.7M
营收增速更快
ALRM
高出4.4%
3.6%
两年增速更快
ALRM
近两年复合增速
3.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $261.7M |
| 净利润 | — | $34.6M |
| 毛利率 | — | 66.0% |
| 营业利润率 | 71.3% | 13.4% |
| 净利率 | — | 13.2% |
| 营收同比 | 3.6% | 8.0% |
| 净利润同比 | — | 14.8% |
| 每股收益（稀释后） | $1.23 | $0.66 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTALRM
| Q4 25 | $312.7M | $261.7M | ||
| Q3 25 | $311.5M | $256.4M | ||
| Q2 25 | $304.9M | $254.3M | ||
| Q1 25 | $306.8M | $238.8M | ||
| Q4 24 | $301.8M | $242.2M | ||
| Q3 24 | $309.6M | $240.5M | ||
| Q2 24 | $298.8M | $233.8M | ||
| Q1 24 | $291.6M | $223.3M |
净利润ACTALRM
| Q4 25 | — | $34.6M | ||
| Q3 25 | — | $35.1M | ||
| Q2 25 | — | $34.2M | ||
| Q1 25 | — | $27.7M | ||
| Q4 24 | — | $30.1M | ||
| Q3 24 | — | $36.7M | ||
| Q2 24 | — | $33.5M | ||
| Q1 24 | — | $23.6M |
毛利率ACTALRM
| Q4 25 | — | 66.0% | ||
| Q3 25 | — | 65.8% | ||
| Q2 25 | — | 65.6% | ||
| Q1 25 | — | 67.2% | ||
| Q4 24 | — | 65.5% | ||
| Q3 24 | — | 64.8% | ||
| Q2 24 | — | 65.2% | ||
| Q1 24 | — | 65.7% |
营业利润率ACTALRM
| Q4 25 | 71.3% | 13.4% | ||
| Q3 25 | 67.4% | 14.4% | ||
| Q2 25 | 70.4% | 12.6% | ||
| Q1 25 | 68.9% | 12.4% | ||
| Q4 24 | 68.9% | 12.7% | ||
| Q3 24 | 74.1% | 13.8% | ||
| Q2 24 | 78.6% | 11.0% | ||
| Q1 24 | 70.6% | 8.4% |
净利率ACTALRM
| Q4 25 | — | 13.2% | ||
| Q3 25 | — | 13.7% | ||
| Q2 25 | — | 13.5% | ||
| Q1 25 | — | 11.6% | ||
| Q4 24 | — | 12.4% | ||
| Q3 24 | — | 15.3% | ||
| Q2 24 | — | 14.3% | ||
| Q1 24 | — | 10.6% |
每股收益（稀释后）ACTALRM
| Q4 25 | $1.23 | $0.66 | ||
| Q3 25 | $1.10 | $0.65 | ||
| Q2 25 | $1.11 | $0.63 | ||
| Q1 25 | $1.08 | $0.52 | ||
| Q4 24 | $1.05 | $0.56 | ||
| Q3 24 | $1.15 | $0.67 | ||
| Q2 24 | $1.16 | $0.62 | ||
| Q1 24 | $1.01 | $0.44 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $960.6M |
| 总债务越低越好 | $744.5M | — |
| 股东权益账面价值 | $5.4B | $848.2M |
| 总资产 | $6.9B | $2.1B |
| 负债/权益比越低杠杆越低 | 0.14× | — |
8季度趋势，按日历期对齐
现金及短期投资ACTALRM
| Q4 25 | $582.5M | $960.6M | ||
| Q3 25 | $545.6M | $1.1B | ||
| Q2 25 | $616.0M | $1.0B | ||
| Q1 25 | $639.0M | $1.2B | ||
| Q4 24 | $602.8M | $1.2B | ||
| Q3 24 | $674.9M | $1.2B | ||
| Q2 24 | $711.3M | $1.1B | ||
| Q1 24 | $624.3M | $747.9M |
总债务ACTALRM
| Q4 25 | $744.5M | — | ||
| Q3 25 | $744.1M | — | ||
| Q2 25 | $743.8M | — | ||
| Q1 25 | $743.4M | — | ||
| Q4 24 | $743.0M | — | ||
| Q3 24 | $742.7M | — | ||
| Q2 24 | $742.4M | — | ||
| Q1 24 | $746.1M | — |
股东权益ACTALRM
| Q4 25 | $5.4B | $848.2M | ||
| Q3 25 | $5.3B | $827.2M | ||
| Q2 25 | $5.2B | $797.3M | ||
| Q1 25 | $5.1B | $759.6M | ||
| Q4 24 | $5.0B | $726.5M | ||
| Q3 24 | $5.0B | $690.3M | ||
| Q2 24 | $4.8B | $645.5M | ||
| Q1 24 | $4.7B | $728.1M |
总资产ACTALRM
| Q4 25 | $6.9B | $2.1B | ||
| Q3 25 | $6.9B | $2.1B | ||
| Q2 25 | $6.8B | $2.1B | ||
| Q1 25 | $6.7B | $2.1B | ||
| Q4 24 | $6.5B | $2.0B | ||
| Q3 24 | $6.6B | $2.0B | ||
| Q2 24 | $6.3B | $1.9B | ||
| Q1 24 | $6.3B | $1.5B |
负债/权益比ACTALRM
| Q4 25 | 0.14× | — | ||
| Q3 25 | 0.14× | — | ||
| Q2 25 | 0.14× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 0.15× | — | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — | ||
| Q1 24 | 0.16× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $35.9M |
| 自由现金流经营现金流 - 资本支出 | — | $35.1M |
| 自由现金流率自由现金流/营收 | — | 13.4% |
| 资本支出强度资本支出/营收 | — | 0.3% |
| 现金转化率经营现金流/净利润 | — | 1.04× |
| 过去12个月自由现金流最近4个季度 | — | $137.0M |
8季度趋势，按日历期对齐
经营现金流ACTALRM
| Q4 25 | $724.5M | $35.9M | ||
| Q3 25 | $192.0M | $70.6M | ||
| Q2 25 | $119.5M | $22.7M | ||
| Q1 25 | $226.7M | $24.1M | ||
| Q4 24 | $686.3M | $56.3M | ||
| Q3 24 | $188.1M | $77.3M | ||
| Q2 24 | $144.7M | $23.0M | ||
| Q1 24 | $187.3M | $49.9M |
自由现金流ACTALRM
| Q4 25 | — | $35.1M | ||
| Q3 25 | — | $65.9M | ||
| Q2 25 | — | $18.2M | ||
| Q1 25 | — | $17.9M | ||
| Q4 24 | — | $54.0M | ||
| Q3 24 | — | $74.5M | ||
| Q2 24 | — | $21.0M | ||
| Q1 24 | — | $46.8M |
自由现金流率ACTALRM
| Q4 25 | — | 13.4% | ||
| Q3 25 | — | 25.7% | ||
| Q2 25 | — | 7.1% | ||
| Q1 25 | — | 7.5% | ||
| Q4 24 | — | 22.3% | ||
| Q3 24 | — | 31.0% | ||
| Q2 24 | — | 9.0% | ||
| Q1 24 | — | 21.0% |
资本支出强度ACTALRM
| Q4 25 | — | 0.3% | ||
| Q3 25 | — | 1.9% | ||
| Q2 25 | — | 1.8% | ||
| Q1 25 | — | 2.6% | ||
| Q4 24 | — | 0.9% | ||
| Q3 24 | — | 1.2% | ||
| Q2 24 | — | 0.9% | ||
| Q1 24 | — | 1.4% |
现金转化率ACTALRM
| Q4 25 | — | 1.04× | ||
| Q3 25 | — | 2.01× | ||
| Q2 25 | — | 0.66× | ||
| Q1 25 | — | 0.87× | ||
| Q4 24 | — | 1.87× | ||
| Q3 24 | — | 2.11× | ||
| Q2 24 | — | 0.69× | ||
| Q1 24 | — | 2.11× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
暂无分部数据
ALRM
| License And Service | $180.2M | 69% |
| Hardwareand Other Revenue | $81.4M | 31% |
