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Enact Holdings, Inc.（ACT）与Alpha Metallurgical Resources, Inc.（AMR）财务数据对比。点击上方公司名可切换其他公司
Alpha Metallurgical Resources, Inc.的季度营收约是Enact Holdings, Inc.的1.7倍（$519.1M vs $312.7M），Enact Holdings, Inc.同比增速更快（3.6% vs -15.7%），过去两年Enact Holdings, Inc.的营收复合增速更高（3.6% vs -22.4%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
阿尔法冶金资源（前身为康图拉能源）是行业领先的煤炭供应商，在阿巴拉契亚北部和中部拥有地下及露天煤矿综合体，在宾夕法尼亚州、弗吉尼亚州和西弗吉尼亚州坐拥大型煤田，生产用于炼钢的冶金煤和用于发电的动力煤，供应全球下游客户。
ACT vs AMR — 直观对比
营收规模更大
AMR
是对方的1.7倍
$312.7M
营收增速更快
ACT
高出19.3%
-15.7%
两年增速更快
ACT
近两年复合增速
-22.4%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $519.1M |
| 净利润 | — | $-17.3M |
| 毛利率 | — | — |
| 营业利润率 | 71.3% | -4.1% |
| 净利率 | — | -3.3% |
| 营收同比 | 3.6% | -15.7% |
| 净利润同比 | — | -711.2% |
| 每股收益（稀释后） | $1.23 | $-1.35 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTAMR
| Q4 25 | $312.7M | $519.1M | ||
| Q3 25 | $311.5M | $525.2M | ||
| Q2 25 | $304.9M | $548.7M | ||
| Q1 25 | $306.8M | $529.7M | ||
| Q4 24 | $301.8M | $615.4M | ||
| Q3 24 | $309.6M | $669.8M | ||
| Q2 24 | $298.8M | $800.1M | ||
| Q1 24 | $291.6M | $861.3M |
净利润ACTAMR
| Q4 25 | — | $-17.3M | ||
| Q3 25 | — | $-5.5M | ||
| Q2 25 | — | $-5.0M | ||
| Q1 25 | — | $-33.9M | ||
| Q4 24 | — | $-2.1M | ||
| Q3 24 | — | $3.8M | ||
| Q2 24 | — | $58.9M | ||
| Q1 24 | — | $127.0M |
营业利润率ACTAMR
| Q4 25 | 71.3% | -4.1% | ||
| Q3 25 | 67.4% | -0.5% | ||
| Q2 25 | 70.4% | 0.5% | ||
| Q1 25 | 68.9% | -7.6% | ||
| Q4 24 | 68.9% | 1.6% | ||
| Q3 24 | 74.1% | 0.8% | ||
| Q2 24 | 78.6% | 8.8% | ||
| Q1 24 | 70.6% | 16.5% |
净利率ACTAMR
| Q4 25 | — | -3.3% | ||
| Q3 25 | — | -1.1% | ||
| Q2 25 | — | -0.9% | ||
| Q1 25 | — | -6.4% | ||
| Q4 24 | — | -0.3% | ||
| Q3 24 | — | 0.6% | ||
| Q2 24 | — | 7.4% | ||
| Q1 24 | — | 14.7% |
每股收益（稀释后）ACTAMR
| Q4 25 | $1.23 | $-1.35 | ||
| Q3 25 | $1.10 | $-0.42 | ||
| Q2 25 | $1.11 | $-0.38 | ||
| Q1 25 | $1.08 | $-2.60 | ||
| Q4 24 | $1.05 | $-0.09 | ||
| Q3 24 | $1.15 | $0.29 | ||
| Q2 24 | $1.16 | $4.49 | ||
| Q1 24 | $1.01 | $9.59 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $415.6M |
| 总债务越低越好 | $744.5M | $9.8M |
| 股东权益账面价值 | $5.4B | $1.5B |
| 总资产 | $6.9B | $2.3B |
| 负债/权益比越低杠杆越低 | 0.14× | 0.01× |
8季度趋势，按日历期对齐
现金及短期投资ACTAMR
| Q4 25 | $582.5M | $415.6M | ||
| Q3 25 | $545.6M | $457.9M | ||
| Q2 25 | $616.0M | $449.0M | ||
| Q1 25 | $639.0M | $448.0M | ||
| Q4 24 | $602.8M | $481.6M | ||
| Q3 24 | $674.9M | $484.6M | ||
| Q2 24 | $711.3M | $336.1M | ||
| Q1 24 | $624.3M | $269.4M |
总债务ACTAMR
| Q4 25 | $744.5M | $9.8M | ||
| Q3 25 | $744.1M | $2.9M | ||
| Q2 25 | $743.8M | $3.1M | ||
| Q1 25 | $743.4M | $2.4M | ||
| Q4 24 | $743.0M | $2.9M | ||
| Q3 24 | $742.7M | $3.6M | ||
| Q2 24 | $742.4M | $5.3M | ||
| Q1 24 | $746.1M | $6.0M |
股东权益ACTAMR
| Q4 25 | $5.4B | $1.5B | ||
| Q3 25 | $5.3B | $1.6B | ||
| Q2 25 | $5.2B | $1.6B | ||
| Q1 25 | $5.1B | $1.6B | ||
| Q4 24 | $5.0B | $1.6B | ||
| Q3 24 | $5.0B | $1.7B | ||
| Q2 24 | $4.8B | $1.6B | ||
| Q1 24 | $4.7B | $1.6B |
总资产ACTAMR
| Q4 25 | $6.9B | $2.3B | ||
| Q3 25 | $6.9B | $2.3B | ||
| Q2 25 | $6.8B | $2.4B | ||
| Q1 25 | $6.7B | $2.4B | ||
| Q4 24 | $6.5B | $2.4B | ||
| Q3 24 | $6.6B | $2.5B | ||
| Q2 24 | $6.3B | $2.5B | ||
| Q1 24 | $6.3B | $2.5B |
负债/权益比ACTAMR
| Q4 25 | 0.14× | 0.01× | ||
| Q3 25 | 0.14× | 0.00× | ||
| Q2 25 | 0.14× | 0.00× | ||
| Q1 25 | 0.15× | 0.00× | ||
| Q4 24 | 0.15× | 0.00× | ||
| Q3 24 | 0.15× | 0.00× | ||
| Q2 24 | 0.15× | 0.00× | ||
| Q1 24 | 0.16× | 0.00× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $19.0M |
| 自由现金流经营现金流 - 资本支出 | — | $-10.0M |
| 自由现金流率自由现金流/营收 | — | -1.9% |
| 资本支出强度资本支出/营收 | — | 5.6% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $17.8M |
8季度趋势，按日历期对齐
经营现金流ACTAMR
| Q4 25 | $724.5M | $19.0M | ||
| Q3 25 | $192.0M | $50.5M | ||
| Q2 25 | $119.5M | $53.2M | ||
| Q1 25 | $226.7M | $22.2M | ||
| Q4 24 | $686.3M | $56.3M | ||
| Q3 24 | $188.1M | $189.5M | ||
| Q2 24 | $144.7M | $138.1M | ||
| Q1 24 | $187.3M | $196.1M |
自由现金流ACTAMR
| Q4 25 | — | $-10.0M | ||
| Q3 25 | — | $25.4M | ||
| Q2 25 | — | $18.6M | ||
| Q1 25 | — | $-16.3M | ||
| Q4 24 | — | $13.6M | ||
| Q3 24 | — | $158.0M | ||
| Q2 24 | — | $77.0M | ||
| Q1 24 | — | $132.5M |
自由现金流率ACTAMR
| Q4 25 | — | -1.9% | ||
| Q3 25 | — | 4.8% | ||
| Q2 25 | — | 3.4% | ||
| Q1 25 | — | -3.1% | ||
| Q4 24 | — | 2.2% | ||
| Q3 24 | — | 23.6% | ||
| Q2 24 | — | 9.6% | ||
| Q1 24 | — | 15.4% |
资本支出强度ACTAMR
| Q4 25 | — | 5.6% | ||
| Q3 25 | — | 4.8% | ||
| Q2 25 | — | 6.3% | ||
| Q1 25 | — | 7.3% | ||
| Q4 24 | — | 6.9% | ||
| Q3 24 | — | 4.7% | ||
| Q2 24 | — | 7.6% | ||
| Q1 24 | — | 7.4% |
现金转化率ACTAMR
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 49.81× | ||
| Q2 24 | — | 2.34× | ||
| Q1 24 | — | 1.54× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
