vs
Enact Holdings, Inc.（ACT）与INTERPARFUMS INC（IPAR）财务数据对比。点击上方公司名可切换其他公司
INTERPARFUMS INC的季度营收约是Enact Holdings, Inc.的1.2倍（$386.2M vs $312.7M），INTERPARFUMS INC同比增速更快（6.8% vs 3.6%），过去两年INTERPARFUMS INC的营收复合增速更高（9.2% vs 3.6%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
Inter Parfums Inc是全球知名的高端香水企业，开发、生产并销售多款授权香水、身体护理及相关美妆产品，与多家顶级奢侈时尚生活方式品牌合作推出联名香氛系列，产品覆盖全球主要市场，通过百货、美妆专营店及官方电商渠道触达消费者。
ACT vs IPAR — 直观对比
营收规模更大
IPAR
是对方的1.2倍
$312.7M
营收增速更快
IPAR
高出3.2%
3.6%
两年增速更快
IPAR
近两年复合增速
3.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $386.2M |
| 净利润 | — | $28.1M |
| 毛利率 | — | 61.5% |
| 营业利润率 | 71.3% | 7.1% |
| 净利率 | — | 7.3% |
| 营收同比 | 3.6% | 6.8% |
| 净利润同比 | — | 16.0% |
| 每股收益（稀释后） | $1.23 | $0.88 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTIPAR
| Q4 25 | $312.7M | $386.2M | ||
| Q3 25 | $311.5M | $429.6M | ||
| Q2 25 | $304.9M | $333.9M | ||
| Q1 25 | $306.8M | $338.8M | ||
| Q4 24 | $301.8M | $361.5M | ||
| Q3 24 | $309.6M | $424.6M | ||
| Q2 24 | $298.8M | $342.2M | ||
| Q1 24 | $291.6M | $324.0M |
净利润ACTIPAR
| Q4 25 | — | $28.1M | ||
| Q3 25 | — | $65.8M | ||
| Q2 25 | — | $32.0M | ||
| Q1 25 | — | $42.5M | ||
| Q4 24 | — | $24.2M | ||
| Q3 24 | — | $62.3M | ||
| Q2 24 | — | $36.8M | ||
| Q1 24 | — | $41.0M |
毛利率ACTIPAR
| Q4 25 | — | 61.5% | ||
| Q3 25 | — | 63.5% | ||
| Q2 25 | — | 66.2% | ||
| Q1 25 | — | 63.7% | ||
| Q4 24 | — | 64.5% | ||
| Q3 24 | — | 63.9% | ||
| Q2 24 | — | 64.5% | ||
| Q1 24 | — | 62.5% |
营业利润率ACTIPAR
| Q4 25 | 71.3% | 7.1% | ||
| Q3 25 | 67.4% | 25.3% | ||
| Q2 25 | 70.4% | 17.7% | ||
| Q1 25 | 68.9% | 22.2% | ||
| Q4 24 | 68.9% | 10.0% | ||
| Q3 24 | 74.1% | 25.0% | ||
| Q2 24 | 78.6% | 18.9% | ||
| Q1 24 | 70.6% | 21.0% |
净利率ACTIPAR
| Q4 25 | — | 7.3% | ||
| Q3 25 | — | 15.3% | ||
| Q2 25 | — | 9.6% | ||
| Q1 25 | — | 12.5% | ||
| Q4 24 | — | 6.7% | ||
| Q3 24 | — | 14.7% | ||
| Q2 24 | — | 10.8% | ||
| Q1 24 | — | 12.7% |
每股收益（稀释后）ACTIPAR
| Q4 25 | $1.23 | $0.88 | ||
| Q3 25 | $1.10 | $2.05 | ||
| Q2 25 | $1.11 | $0.99 | ||
| Q1 25 | $1.08 | $1.32 | ||
| Q4 24 | $1.05 | $0.78 | ||
| Q3 24 | $1.15 | $1.93 | ||
| Q2 24 | $1.16 | $1.14 | ||
| Q1 24 | $1.01 | $1.27 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $137.1M |
| 总债务越低越好 | $744.5M | $176.0M |
| 股东权益账面价值 | $5.4B | $880.7M |
| 总资产 | $6.9B | $1.6B |
| 负债/权益比越低杠杆越低 | 0.14× | 0.20× |
8季度趋势，按日历期对齐
现金及短期投资ACTIPAR
| Q4 25 | $582.5M | $137.1M | ||
| Q3 25 | $545.6M | $77.5M | ||
| Q2 25 | $616.0M | $53.9M | ||
| Q1 25 | $639.0M | $75.3M | ||
| Q4 24 | $602.8M | $109.3M | ||
| Q3 24 | $674.9M | $78.8M | ||
| Q2 24 | $711.3M | $37.7M | ||
| Q1 24 | $624.3M | $76.1M |
总债务ACTIPAR
| Q4 25 | $744.5M | $176.0M | ||
| Q3 25 | $744.1M | — | ||
| Q2 25 | $743.8M | — | ||
| Q1 25 | $743.4M | — | ||
| Q4 24 | $743.0M | $157.3M | ||
| Q3 24 | $742.7M | — | ||
| Q2 24 | $742.4M | — | ||
| Q1 24 | $746.1M | — |
股东权益ACTIPAR
| Q4 25 | $5.4B | $880.7M | ||
| Q3 25 | $5.3B | $870.9M | ||
| Q2 25 | $5.2B | $839.4M | ||
| Q1 25 | $5.1B | $788.6M | ||
| Q4 24 | $5.0B | $744.9M | ||
| Q3 24 | $5.0B | $778.5M | ||
| Q2 24 | $4.8B | $717.1M | ||
| Q1 24 | $4.7B | $708.1M |
总资产ACTIPAR
| Q4 25 | $6.9B | $1.6B | ||
| Q3 25 | $6.9B | $1.6B | ||
| Q2 25 | $6.8B | $1.6B | ||
| Q1 25 | $6.7B | $1.4B | ||
| Q4 24 | $6.5B | $1.4B | ||
| Q3 24 | $6.6B | $1.5B | ||
| Q2 24 | $6.3B | $1.4B | ||
| Q1 24 | $6.3B | $1.3B |
负债/权益比ACTIPAR
| Q4 25 | 0.14× | 0.20× | ||
| Q3 25 | 0.14× | — | ||
| Q2 25 | 0.14× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 0.15× | 0.21× | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — | ||
| Q1 24 | 0.16× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $146.5M |
| 自由现金流经营现金流 - 资本支出 | — | $145.0M |
| 自由现金流率自由现金流/营收 | — | 37.5% |
| 资本支出强度资本支出/营收 | — | 0.4% |
| 现金转化率经营现金流/净利润 | — | 5.21× |
| 过去12个月自由现金流最近4个季度 | — | $190.5M |
8季度趋势，按日历期对齐
经营现金流ACTIPAR
| Q4 25 | $724.5M | $146.5M | ||
| Q3 25 | $192.0M | $63.9M | ||
| Q2 25 | $119.5M | $11.9M | ||
| Q1 25 | $226.7M | $-7.4M | ||
| Q4 24 | $686.3M | $138.0M | ||
| Q3 24 | $188.1M | $76.1M | ||
| Q2 24 | $144.7M | $25.5M | ||
| Q1 24 | $187.3M | $-52.0M |
自由现金流ACTIPAR
| Q4 25 | — | $145.0M | ||
| Q3 25 | — | $57.6M | ||
| Q2 25 | — | $-3.3M | ||
| Q1 25 | — | $-8.8M | ||
| Q4 24 | — | $136.1M | ||
| Q3 24 | — | $75.4M | ||
| Q2 24 | — | $24.4M | ||
| Q1 24 | — | $-53.0M |
自由现金流率ACTIPAR
| Q4 25 | — | 37.5% | ||
| Q3 25 | — | 13.4% | ||
| Q2 25 | — | -1.0% | ||
| Q1 25 | — | -2.6% | ||
| Q4 24 | — | 37.7% | ||
| Q3 24 | — | 17.8% | ||
| Q2 24 | — | 7.1% | ||
| Q1 24 | — | -16.4% |
资本支出强度ACTIPAR
| Q4 25 | — | 0.4% | ||
| Q3 25 | — | 1.5% | ||
| Q2 25 | — | 4.5% | ||
| Q1 25 | — | 0.4% | ||
| Q4 24 | — | 0.5% | ||
| Q3 24 | — | 0.2% | ||
| Q2 24 | — | 0.3% | ||
| Q1 24 | — | 0.3% |
现金转化率ACTIPAR
| Q4 25 | — | 5.21× | ||
| Q3 25 | — | 0.97× | ||
| Q2 25 | — | 0.37× | ||
| Q1 25 | — | -0.17× | ||
| Q4 24 | — | 5.69× | ||
| Q3 24 | — | 1.22× | ||
| Q2 24 | — | 0.69× | ||
| Q1 24 | — | -1.27× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
暂无分部数据
IPAR
| European Based Operations | $232.7M | 60% |
| United States Based Operations | $155.2M | 40% |
