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Enact Holdings, Inc.（ACT）与BALCHEM CORP（BCPC）财务数据对比。点击上方公司名可切换其他公司
Enact Holdings, Inc.的季度营收约是BALCHEM CORP的1.2倍（$312.7M vs $270.7M），BALCHEM CORP同比增速更快（8.1% vs 3.6%），过去两年BALCHEM CORP的营收复合增速更高（7.5% vs 3.6%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
Balchem Corp是一家全球特种化学品与营养原料供应商，核心业务覆盖人类营养、动物保健、制药、工业应用四大领域，为北美、欧洲、亚太等地区的客户提供定制化专用原料产品。
ACT vs BCPC — 直观对比
营收规模更大
ACT
是对方的1.2倍
$270.7M
营收增速更快
BCPC
高出4.4%
3.6%
两年增速更快
BCPC
近两年复合增速
3.6%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $270.7M |
| 净利润 | — | $40.3M |
| 毛利率 | — | — |
| 营业利润率 | 71.3% | 20.5% |
| 净利率 | — | 14.9% |
| 营收同比 | 3.6% | 8.1% |
| 净利润同比 | — | 8.7% |
| 每股收益（稀释后） | $1.23 | $1.25 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTBCPC
| Q1 26 | — | $270.7M | ||
| Q4 25 | $312.7M | $263.6M | ||
| Q3 25 | $311.5M | $267.6M | ||
| Q2 25 | $304.9M | $255.5M | ||
| Q1 25 | $306.8M | $250.5M | ||
| Q4 24 | $301.8M | $240.0M | ||
| Q3 24 | $309.6M | $239.9M | ||
| Q2 24 | $298.8M | $234.1M |
净利润ACTBCPC
| Q1 26 | — | $40.3M | ||
| Q4 25 | — | $39.2M | ||
| Q3 25 | — | $40.3M | ||
| Q2 25 | — | $38.3M | ||
| Q1 25 | — | $37.1M | ||
| Q4 24 | — | $33.6M | ||
| Q3 24 | — | $33.8M | ||
| Q2 24 | — | $32.1M |
毛利率ACTBCPC
| Q1 26 | — | — | ||
| Q4 25 | — | 35.6% | ||
| Q3 25 | — | 35.7% | ||
| Q2 25 | — | 36.4% | ||
| Q1 25 | — | 35.2% | ||
| Q4 24 | — | 36.0% | ||
| Q3 24 | — | 35.6% | ||
| Q2 24 | — | 35.5% |
营业利润率ACTBCPC
| Q1 26 | — | 20.5% | ||
| Q4 25 | 71.3% | 19.8% | ||
| Q3 25 | 67.4% | 20.4% | ||
| Q2 25 | 70.4% | 20.1% | ||
| Q1 25 | 68.9% | 20.4% | ||
| Q4 24 | 68.9% | 19.8% | ||
| Q3 24 | 74.1% | 20.0% | ||
| Q2 24 | 78.6% | 19.6% |
净利率ACTBCPC
| Q1 26 | — | 14.9% | ||
| Q4 25 | — | 14.9% | ||
| Q3 25 | — | 15.1% | ||
| Q2 25 | — | 15.0% | ||
| Q1 25 | — | 14.8% | ||
| Q4 24 | — | 14.0% | ||
| Q3 24 | — | 14.1% | ||
| Q2 24 | — | 13.7% |
每股收益（稀释后）ACTBCPC
| Q1 26 | — | $1.25 | ||
| Q4 25 | $1.23 | $1.21 | ||
| Q3 25 | $1.10 | $1.24 | ||
| Q2 25 | $1.11 | $1.17 | ||
| Q1 25 | $1.08 | $1.13 | ||
| Q4 24 | $1.05 | $1.03 | ||
| Q3 24 | $1.15 | $1.03 | ||
| Q2 24 | $1.16 | $0.98 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $72.9M |
| 总债务越低越好 | $744.5M | — |
| 股东权益账面价值 | $5.4B | $1.3B |
| 总资产 | $6.9B | $1.7B |
| 负债/权益比越低杠杆越低 | 0.14× | — |
8季度趋势，按日历期对齐
现金及短期投资ACTBCPC
| Q1 26 | — | $72.9M | ||
| Q4 25 | $582.5M | $74.6M | ||
| Q3 25 | $545.6M | $65.1M | ||
| Q2 25 | $616.0M | $65.4M | ||
| Q1 25 | $639.0M | $49.9M | ||
| Q4 24 | $602.8M | $49.5M | ||
| Q3 24 | $674.9M | $73.7M | ||
| Q2 24 | $711.3M | $63.7M |
总债务ACTBCPC
| Q1 26 | — | — | ||
| Q4 25 | $744.5M | — | ||
| Q3 25 | $744.1M | — | ||
| Q2 25 | $743.8M | — | ||
| Q1 25 | $743.4M | — | ||
| Q4 24 | $743.0M | — | ||
| Q3 24 | $742.7M | — | ||
| Q2 24 | $742.4M | — |
股东权益ACTBCPC
| Q1 26 | — | $1.3B | ||
| Q4 25 | $5.4B | $1.3B | ||
| Q3 25 | $5.3B | $1.3B | ||
| Q2 25 | $5.2B | $1.3B | ||
| Q1 25 | $5.1B | $1.2B | ||
| Q4 24 | $5.0B | $1.1B | ||
| Q3 24 | $5.0B | $1.2B | ||
| Q2 24 | $4.8B | $1.1B |
总资产ACTBCPC
| Q1 26 | — | $1.7B | ||
| Q4 25 | $6.9B | $1.7B | ||
| Q3 25 | $6.9B | $1.7B | ||
| Q2 25 | $6.8B | $1.7B | ||
| Q1 25 | $6.7B | $1.6B | ||
| Q4 24 | $6.5B | $1.6B | ||
| Q3 24 | $6.6B | $1.6B | ||
| Q2 24 | $6.3B | $1.6B |
负债/权益比ACTBCPC
| Q1 26 | — | — | ||
| Q4 25 | 0.14× | — | ||
| Q3 25 | 0.14× | — | ||
| Q2 25 | 0.14× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 0.15× | — | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $40.1M |
| 自由现金流经营现金流 - 资本支出 | — | $33.8M |
| 自由现金流率自由现金流/营收 | — | 12.5% |
| 资本支出强度资本支出/营收 | — | 2.3% |
| 现金转化率经营现金流/净利润 | — | 0.99× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ACTBCPC
| Q1 26 | — | $40.1M | ||
| Q4 25 | $724.5M | $67.3M | ||
| Q3 25 | $192.0M | $65.6M | ||
| Q2 25 | $119.5M | $47.3M | ||
| Q1 25 | $226.7M | $36.5M | ||
| Q4 24 | $686.3M | $52.3M | ||
| Q3 24 | $188.1M | $51.3M | ||
| Q2 24 | $144.7M | $45.0M |
自由现金流ACTBCPC
| Q1 26 | — | $33.8M | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
自由现金流率ACTBCPC
| Q1 26 | — | 12.5% | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
资本支出强度ACTBCPC
| Q1 26 | — | 2.3% | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金转化率ACTBCPC
| Q1 26 | — | 0.99× | ||
| Q4 25 | — | 1.72× | ||
| Q3 25 | — | 1.63× | ||
| Q2 25 | — | 1.23× | ||
| Q1 25 | — | 0.98× | ||
| Q4 24 | — | 1.56× | ||
| Q3 24 | — | 1.52× | ||
| Q2 24 | — | 1.40× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
