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Enact Holdings, Inc.（ACT）与LANDS' END, INC.（LE）财务数据对比。点击上方公司名可切换其他公司
LANDS' END, INC.的季度营收约是Enact Holdings, Inc.的1.0倍（$317.5M vs $312.7M），Enact Holdings, Inc.同比增速更快（3.6% vs 0.1%），过去两年Enact Holdings, Inc.的营收复合增速更高（3.6% vs -0.9%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
Lands' End是1963年诞生于美国芝加哥的服饰零售品牌，最初以邮购游艇用品起家，目前业务拓展至服饰、箱包与家居用品领域。截至2024年2月，品牌在美国本土共开设26家门店，总部位于威斯康星州道奇维尔。品牌名源自地名兰兹角，因创立时印刷错了撇号位置又无力重印，错拼的名称便沿用至今。
ACT vs LE — 直观对比
营收规模更大
LE
是对方的1.0倍
$312.7M
营收增速更快
ACT
高出3.5%
0.1%
两年增速更快
ACT
近两年复合增速
-0.9%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $317.5M |
| 净利润 | — | $5.2M |
| 毛利率 | — | 51.8% |
| 营业利润率 | 71.3% | 5.3% |
| 净利率 | — | 1.6% |
| 营收同比 | 3.6% | 0.1% |
| 净利润同比 | — | 198.3% |
| 每股收益（稀释后） | $1.23 | $0.17 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTLE
| Q4 25 | $312.7M | $317.5M | ||
| Q3 25 | $311.5M | — | ||
| Q2 25 | $304.9M | $261.2M | ||
| Q1 25 | $306.8M | — | ||
| Q4 24 | $301.8M | $318.6M | ||
| Q3 24 | $309.6M | $317.2M | ||
| Q2 24 | $298.8M | $285.5M | ||
| Q1 24 | $291.6M | $514.9M |
净利润ACTLE
| Q4 25 | — | $5.2M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $-8.3M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $-593.0K | ||
| Q3 24 | — | $-5.3M | ||
| Q2 24 | — | $-6.4M | ||
| Q1 24 | — | $-8.6M |
毛利率ACTLE
| Q4 25 | — | 51.8% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 50.8% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 50.6% | ||
| Q3 24 | — | 47.9% | ||
| Q2 24 | — | 48.7% | ||
| Q1 24 | — | 38.0% |
营业利润率ACTLE
| Q4 25 | 71.3% | 5.3% | ||
| Q3 25 | 67.4% | — | ||
| Q2 25 | 70.4% | -0.9% | ||
| Q1 25 | 68.9% | — | ||
| Q4 24 | 68.9% | 2.9% | ||
| Q3 24 | 74.1% | 0.8% | ||
| Q2 24 | 78.6% | 0.8% | ||
| Q1 24 | 70.6% | 1.6% |
净利率ACTLE
| Q4 25 | — | 1.6% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | -3.2% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | -0.2% | ||
| Q3 24 | — | -1.7% | ||
| Q2 24 | — | -2.3% | ||
| Q1 24 | — | -1.7% |
每股收益（稀释后）ACTLE
| Q4 25 | $1.23 | $0.17 | ||
| Q3 25 | $1.10 | — | ||
| Q2 25 | $1.11 | $-0.27 | ||
| Q1 25 | $1.08 | — | ||
| Q4 24 | $1.05 | $-0.02 | ||
| Q3 24 | $1.15 | $-0.17 | ||
| Q2 24 | $1.16 | $-0.20 | ||
| Q1 24 | $1.01 | $-0.27 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $36.3M |
| 总债务越低越好 | $744.5M | — |
| 股东权益账面价值 | $5.4B | $231.0M |
| 总资产 | $6.9B | $852.7M |
| 负债/权益比越低杠杆越低 | 0.14× | — |
8季度趋势，按日历期对齐
现金及短期投资ACTLE
| Q4 25 | $582.5M | $36.3M | ||
| Q3 25 | $545.6M | — | ||
| Q2 25 | $616.0M | $18.1M | ||
| Q1 25 | $639.0M | — | ||
| Q4 24 | $602.8M | $30.4M | ||
| Q3 24 | $674.9M | $25.6M | ||
| Q2 24 | $711.3M | $27.4M | ||
| Q1 24 | $624.3M | $25.3M |
总债务ACTLE
| Q4 25 | $744.5M | — | ||
| Q3 25 | $744.1M | — | ||
| Q2 25 | $743.8M | — | ||
| Q1 25 | $743.4M | — | ||
| Q4 24 | $743.0M | — | ||
| Q3 24 | $742.7M | — | ||
| Q2 24 | $742.4M | — | ||
| Q1 24 | $746.1M | — |
股东权益ACTLE
| Q4 25 | $5.4B | $231.0M | ||
| Q3 25 | $5.3B | — | ||
| Q2 25 | $5.2B | $230.1M | ||
| Q1 25 | $5.1B | — | ||
| Q4 24 | $5.0B | $223.6M | ||
| Q3 24 | $5.0B | $226.5M | ||
| Q2 24 | $4.8B | $234.6M | ||
| Q1 24 | $4.7B | $241.6M |
总资产ACTLE
| Q4 25 | $6.9B | $852.7M | ||
| Q3 25 | $6.9B | — | ||
| Q2 25 | $6.8B | $760.5M | ||
| Q1 25 | $6.7B | — | ||
| Q4 24 | $6.5B | $843.6M | ||
| Q3 24 | $6.6B | $802.5M | ||
| Q2 24 | $6.3B | $800.1M | ||
| Q1 24 | $6.3B | $811.5M |
负债/权益比ACTLE
| Q4 25 | 0.14× | — | ||
| Q3 25 | 0.14× | — | ||
| Q2 25 | 0.14× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 0.15× | — | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — | ||
| Q1 24 | 0.16× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $-15.7M |
| 自由现金流经营现金流 - 资本支出 | — | $-22.4M |
| 自由现金流率自由现金流/营收 | — | -7.1% |
| 资本支出强度资本支出/营收 | — | 2.1% |
| 现金转化率经营现金流/净利润 | — | -3.03× |
| 过去12个月自由现金流最近4个季度 | — | $-55.0M |
8季度趋势，按日历期对齐
经营现金流ACTLE
| Q4 25 | $724.5M | $-15.7M | ||
| Q3 25 | $192.0M | — | ||
| Q2 25 | $119.5M | $-22.5M | ||
| Q1 25 | $226.7M | — | ||
| Q4 24 | $686.3M | $-17.1M | ||
| Q3 24 | $188.1M | $30.7M | ||
| Q2 24 | $144.7M | $-25.8M | ||
| Q1 24 | $187.3M | $93.9M |
自由现金流ACTLE
| Q4 25 | — | $-22.4M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $-30.7M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $-27.8M | ||
| Q3 24 | — | $26.0M | ||
| Q2 24 | — | $-32.6M | ||
| Q1 24 | — | $87.5M |
自由现金流率ACTLE
| Q4 25 | — | -7.1% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | -11.8% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | -8.7% | ||
| Q3 24 | — | 8.2% | ||
| Q2 24 | — | -11.4% | ||
| Q1 24 | — | 17.0% |
资本支出强度ACTLE
| Q4 25 | — | 2.1% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 3.2% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 3.3% | ||
| Q3 24 | — | 1.5% | ||
| Q2 24 | — | 2.4% | ||
| Q1 24 | — | 1.2% |
现金转化率ACTLE
| Q4 25 | — | -3.03× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
暂无分部数据
LE
| U Se Commerce | $179.8M | 57% |
| Business Outfitters Revenue | $78.8M | 25% |
| Licensing And Retail | $20.2M | 6% |
| Other | $19.8M | 6% |
| Third Party | $18.9M | 6% |
