vs
Enact Holdings, Inc.（ACT）与Concentra Group Holdings Parent, Inc.（CON）财务数据对比。点击上方公司名可切换其他公司
Concentra Group Holdings Parent, Inc.的季度营收约是Enact Holdings, Inc.的1.7倍（$539.1M vs $312.7M）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
Concentra是美国的职业医疗服务商，1979年成立于得克萨斯州阿马里洛，总部位于得克萨斯州艾迪生。业务覆盖美国47个州，运营627家职业医疗中心和410个雇主驻地现场诊所，美国每7起职业伤害案例中就有1起由该机构提供诊疗服务。
ACT vs CON — 直观对比
营收规模更大
CON
是对方的1.7倍
$312.7M
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $539.1M |
| 净利润 | — | $34.7M |
| 毛利率 | — | — |
| 营业利润率 | 71.3% | 12.9% |
| 净利率 | — | 6.4% |
| 营收同比 | 3.6% | — |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $1.23 | $0.27 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTCON
| Q4 25 | $312.7M | $539.1M | ||
| Q3 25 | $311.5M | $572.8M | ||
| Q2 25 | $304.9M | $550.8M | ||
| Q1 25 | $306.8M | $500.8M | ||
| Q4 24 | $301.8M | — | ||
| Q3 24 | $309.6M | $489.6M | ||
| Q2 24 | $298.8M | $477.9M | ||
| Q1 24 | $291.6M | — |
净利润ACTCON
| Q4 25 | — | $34.7M | ||
| Q3 25 | — | $48.3M | ||
| Q2 25 | — | $44.6M | ||
| Q1 25 | — | $38.9M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $44.3M | ||
| Q2 24 | — | $51.7M | ||
| Q1 24 | — | — |
营业利润率ACTCON
| Q4 25 | 71.3% | 12.9% | ||
| Q3 25 | 67.4% | 16.5% | ||
| Q2 25 | 70.4% | 16.3% | ||
| Q1 25 | 68.9% | 16.0% | ||
| Q4 24 | 68.9% | — | ||
| Q3 24 | 74.1% | 17.6% | ||
| Q2 24 | 78.6% | 17.6% | ||
| Q1 24 | 70.6% | — |
净利率ACTCON
| Q4 25 | — | 6.4% | ||
| Q3 25 | — | 8.4% | ||
| Q2 25 | — | 8.1% | ||
| Q1 25 | — | 7.8% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 9.1% | ||
| Q2 24 | — | 10.8% | ||
| Q1 24 | — | — |
每股收益（稀释后）ACTCON
| Q4 25 | $1.23 | $0.27 | ||
| Q3 25 | $1.10 | $0.38 | ||
| Q2 25 | $1.11 | $0.35 | ||
| Q1 25 | $1.08 | $0.30 | ||
| Q4 24 | $1.05 | — | ||
| Q3 24 | $1.15 | $0.37 | ||
| Q2 24 | $1.16 | $0.50 | ||
| Q1 24 | $1.01 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $79.9M |
| 总债务越低越好 | $744.5M | $1.6B |
| 股东权益账面价值 | $5.4B | $393.3M |
| 总资产 | $6.9B | $2.9B |
| 负债/权益比越低杠杆越低 | 0.14× | 3.98× |
8季度趋势，按日历期对齐
现金及短期投资ACTCON
| Q4 25 | $582.5M | $79.9M | ||
| Q3 25 | $545.6M | $49.9M | ||
| Q2 25 | $616.0M | $73.9M | ||
| Q1 25 | $639.0M | $52.1M | ||
| Q4 24 | $602.8M | — | ||
| Q3 24 | $674.9M | $136.8M | ||
| Q2 24 | $711.3M | $50.7M | ||
| Q1 24 | $624.3M | — |
总债务ACTCON
| Q4 25 | $744.5M | $1.6B | ||
| Q3 25 | $744.1M | $1.6B | ||
| Q2 25 | $743.8M | $1.7B | ||
| Q1 25 | $743.4M | $1.6B | ||
| Q4 24 | $743.0M | — | ||
| Q3 24 | $742.7M | $1.5B | ||
| Q2 24 | $742.4M | $3.0M | ||
| Q1 24 | $746.1M | — |
股东权益ACTCON
| Q4 25 | $5.4B | $393.3M | ||
| Q3 25 | $5.3B | $385.5M | ||
| Q2 25 | $5.2B | $342.6M | ||
| Q1 25 | $5.1B | $307.1M | ||
| Q4 24 | $5.0B | — | ||
| Q3 24 | $5.0B | $277.8M | ||
| Q2 24 | $4.8B | $1.2B | ||
| Q1 24 | $4.7B | — |
总资产ACTCON
| Q4 25 | $6.9B | $2.9B | ||
| Q3 25 | $6.9B | $2.8B | ||
| Q2 25 | $6.8B | $2.8B | ||
| Q1 25 | $6.7B | $2.7B | ||
| Q4 24 | $6.5B | — | ||
| Q3 24 | $6.6B | $2.5B | ||
| Q2 24 | $6.3B | $2.4B | ||
| Q1 24 | $6.3B | — |
负债/权益比ACTCON
| Q4 25 | 0.14× | 3.98× | ||
| Q3 25 | 0.14× | 4.15× | ||
| Q2 25 | 0.14× | 4.82× | ||
| Q1 25 | 0.15× | 5.27× | ||
| Q4 24 | 0.15× | — | ||
| Q3 24 | 0.15× | 5.30× | ||
| Q2 24 | 0.15× | 0.00× | ||
| Q1 24 | 0.16× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $118.7M |
| 自由现金流经营现金流 - 资本支出 | — | $98.5M |
| 自由现金流率自由现金流/营收 | — | 18.3% |
| 资本支出强度资本支出/营收 | — | 3.7% |
| 现金转化率经营现金流/净利润 | — | 3.42× |
| 过去12个月自由现金流最近4个季度 | — | $197.1M |
8季度趋势，按日历期对齐
经营现金流ACTCON
| Q4 25 | $724.5M | $118.7M | ||
| Q3 25 | $192.0M | $60.6M | ||
| Q2 25 | $119.5M | $88.4M | ||
| Q1 25 | $226.7M | $11.7M | ||
| Q4 24 | $686.3M | — | ||
| Q3 24 | $188.1M | $65.9M | ||
| Q2 24 | $144.7M | — | ||
| Q1 24 | $187.3M | — |
自由现金流ACTCON
| Q4 25 | — | $98.5M | ||
| Q3 25 | — | $39.4M | ||
| Q2 25 | — | $63.2M | ||
| Q1 25 | — | $-4.0M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $50.8M | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
自由现金流率ACTCON
| Q4 25 | — | 18.3% | ||
| Q3 25 | — | 6.9% | ||
| Q2 25 | — | 11.5% | ||
| Q1 25 | — | -0.8% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 10.4% | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
资本支出强度ACTCON
| Q4 25 | — | 3.7% | ||
| Q3 25 | — | 3.7% | ||
| Q2 25 | — | 4.6% | ||
| Q1 25 | — | 3.1% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 3.1% | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金转化率ACTCON
| Q4 25 | — | 3.42× | ||
| Q3 25 | — | 1.26× | ||
| Q2 25 | — | 1.98× | ||
| Q1 25 | — | 0.30× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 1.49× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
暂无分部数据
CON
| Occupational Health Center Workers Compensation | $328.5M | 61% |
| Occupational Health Center Employer Services | $151.9M | 28% |
| Onsite Health Clinics | $36.2M | 7% |
| Other Businesses | $12.3M | 2% |
| Occupational Health Center Consumer Health | $8.1M | 2% |
| Occupational Health Center Other | $2.1M | 0% |
