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Enact Holdings, Inc.（ACT）与Custom Truck One Source, Inc.（CTOS）财务数据对比。点击上方公司名可切换其他公司
Custom Truck One Source, Inc.的季度营收约是Enact Holdings, Inc.的1.5倍（$461.6M vs $312.7M），Enact Holdings, Inc.同比增速更快（3.6% vs -12.6%），过去两年Custom Truck One Source, Inc.的营收复合增速更高（20.0% vs 3.6%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
Custom Truck One Source是北美领先的专用重型卡车及设备解决方案提供商，业务覆盖定制车辆制造、设备销售与租赁、售后配件供应及维保服务，主要服务基建、公用事业、建筑、能源等核心领域。
ACT vs CTOS — 直观对比
营收规模更大
CTOS
是对方的1.5倍
$312.7M
营收增速更快
ACT
高出16.2%
-12.6%
两年增速更快
CTOS
近两年复合增速
3.6%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $461.6M |
| 净利润 | — | $-4.1M |
| 毛利率 | — | 22.3% |
| 营业利润率 | 71.3% | 6.8% |
| 净利率 | — | -0.9% |
| 营收同比 | 3.6% | -12.6% |
| 净利润同比 | — | 76.9% |
| 每股收益（稀释后） | $1.23 | $-0.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTCTOS
| Q1 26 | — | $461.6M | ||
| Q4 25 | $312.7M | $387.3M | ||
| Q3 25 | $311.5M | $359.9M | ||
| Q2 25 | $304.9M | $392.2M | ||
| Q1 25 | $306.8M | $307.1M | ||
| Q4 24 | $301.8M | $398.3M | ||
| Q3 24 | $309.6M | $337.5M | ||
| Q2 24 | $298.8M | $320.6M |
净利润ACTCTOS
| Q1 26 | — | $-4.1M | ||
| Q4 25 | — | $20.9M | ||
| Q3 25 | — | $-5.8M | ||
| Q2 25 | — | $-28.4M | ||
| Q1 25 | — | $-17.8M | ||
| Q4 24 | — | $27.6M | ||
| Q3 24 | — | $-17.4M | ||
| Q2 24 | — | $-24.5M |
毛利率ACTCTOS
| Q1 26 | — | 22.3% | ||
| Q4 25 | — | 31.8% | ||
| Q3 25 | — | 28.0% | ||
| Q2 25 | — | 26.1% | ||
| Q1 25 | — | 27.9% | ||
| Q4 24 | — | 29.7% | ||
| Q3 24 | — | 27.2% | ||
| Q2 24 | — | 27.8% |
营业利润率ACTCTOS
| Q1 26 | — | 6.8% | ||
| Q4 25 | 71.3% | 13.4% | ||
| Q3 25 | 67.4% | 9.1% | ||
| Q2 25 | 70.4% | 7.1% | ||
| Q1 25 | 68.9% | 4.0% | ||
| Q4 24 | 68.9% | 16.9% | ||
| Q3 24 | 74.1% | 6.8% | ||
| Q2 24 | 78.6% | 5.5% |
净利率ACTCTOS
| Q1 26 | — | -0.9% | ||
| Q4 25 | — | 5.4% | ||
| Q3 25 | — | -1.6% | ||
| Q2 25 | — | -7.2% | ||
| Q1 25 | — | -5.8% | ||
| Q4 24 | — | 6.9% | ||
| Q3 24 | — | -5.2% | ||
| Q2 24 | — | -7.6% |
每股收益（稀释后）ACTCTOS
| Q1 26 | — | $-0.02 | ||
| Q4 25 | $1.23 | $0.10 | ||
| Q3 25 | $1.10 | $-0.03 | ||
| Q2 25 | $1.11 | $-0.13 | ||
| Q1 25 | $1.08 | $-0.08 | ||
| Q4 24 | $1.05 | $0.11 | ||
| Q3 24 | $1.15 | $-0.07 | ||
| Q2 24 | $1.16 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $9.6M |
| 总债务越低越好 | $744.5M | $5.1M |
| 股东权益账面价值 | $5.4B | $805.2M |
| 总资产 | $6.9B | $3.5B |
| 负债/权益比越低杠杆越低 | 0.14× | 0.01× |
8季度趋势，按日历期对齐
现金及短期投资ACTCTOS
| Q1 26 | — | $9.6M | ||
| Q4 25 | $582.5M | $6.3M | ||
| Q3 25 | $545.6M | $13.1M | ||
| Q2 25 | $616.0M | $5.3M | ||
| Q1 25 | $639.0M | $5.4M | ||
| Q4 24 | $602.8M | $3.8M | ||
| Q3 24 | $674.9M | $8.4M | ||
| Q2 24 | $711.3M | $8.1M |
总债务ACTCTOS
| Q1 26 | — | $5.1M | ||
| Q4 25 | $744.5M | $1.6B | ||
| Q3 25 | $744.1M | $1.6B | ||
| Q2 25 | $743.8M | $1.6B | ||
| Q1 25 | $743.4M | $1.6B | ||
| Q4 24 | $743.0M | $1.5B | ||
| Q3 24 | $742.7M | $1.6B | ||
| Q2 24 | $742.4M | $1.5B |
股东权益ACTCTOS
| Q1 26 | — | $805.2M | ||
| Q4 25 | $5.4B | $809.1M | ||
| Q3 25 | $5.3B | $784.7M | ||
| Q2 25 | $5.2B | $790.1M | ||
| Q1 25 | $5.1B | $813.4M | ||
| Q4 24 | $5.0B | $861.3M | ||
| Q3 24 | $5.0B | $837.5M | ||
| Q2 24 | $4.8B | $856.7M |
总资产ACTCTOS
| Q1 26 | — | $3.5B | ||
| Q4 25 | $6.9B | $3.4B | ||
| Q3 25 | $6.9B | $3.5B | ||
| Q2 25 | $6.8B | $3.6B | ||
| Q1 25 | $6.7B | $3.5B | ||
| Q4 24 | $6.5B | $3.5B | ||
| Q3 24 | $6.6B | $3.6B | ||
| Q2 24 | $6.3B | $3.5B |
负债/权益比ACTCTOS
| Q1 26 | — | 0.01× | ||
| Q4 25 | 0.14× | 2.03× | ||
| Q3 25 | 0.14× | 2.10× | ||
| Q2 25 | 0.14× | 2.04× | ||
| Q1 25 | 0.15× | 1.97× | ||
| Q4 24 | 0.15× | 1.77× | ||
| Q3 24 | 0.15× | 1.87× | ||
| Q2 24 | 0.15× | 1.79× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ACTCTOS
| Q1 26 | — | — | ||
| Q4 25 | $724.5M | $47.3M | ||
| Q3 25 | $192.0M | $81.5M | ||
| Q2 25 | $119.5M | $125.7M | ||
| Q1 25 | $226.7M | $55.6M | ||
| Q4 24 | $686.3M | $82.1M | ||
| Q3 24 | $188.1M | $16.5M | ||
| Q2 24 | $144.7M | $37.8M |
现金转化率ACTCTOS
| Q1 26 | — | — | ||
| Q4 25 | — | 2.27× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 2.98× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
暂无分部数据
CTOS
| Equipment sales | $292.6M | 63% |
| Rental revenue | $137.2M | 30% |
| Parts sales and services | $31.8M | 7% |
