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ASSOCIATED BANC-CORP（ASB）与Custom Truck One Source, Inc.（CTOS）财务数据对比。点击上方公司名可切换其他公司
Custom Truck One Source, Inc.的季度营收约是ASSOCIATED BANC-CORP的1.1倍（$422.2M vs $383.0M），ASSOCIATED BANC-CORP净利率更高（31.2% vs -4.2%，领先35.4%），过去两年Custom Truck One Source, Inc.的营收复合增速更高（14.8% vs 9.1%）
联合银行集团（Associated Banc-Corp）是美国区域性银行控股公司，总部位于威斯康星州格林贝，深耕美国中西部地区，主营零售银行、商业银行、商业地产贷款、私人银行及特色金融服务，在威斯康星州、伊利诺伊州、明尼苏达州设有220多个营业网点，覆盖100多个社区，还在印第安纳、密歇根等多州设有贷款办事处。
Custom Truck One Source是北美领先的专用重型卡车及设备解决方案提供商，业务覆盖定制车辆制造、设备销售与租赁、售后配件供应及维保服务，主要服务基建、公用事业、建筑、能源等核心领域。
ASB vs CTOS — 直观对比
营收规模更大
CTOS
是对方的1.1倍
$383.0M
净利率更高
ASB
高出35.4%
-4.2%
两年增速更快
CTOS
近两年复合增速
9.1%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $383.0M | $422.2M |
| 净利润 | $119.6M | $-17.8M |
| 毛利率 | — | 20.3% |
| 营业利润率 | — | 2.9% |
| 净利率 | 31.2% | -4.2% |
| 营收同比 | — | -8.5% |
| 净利润同比 | 566.6% | -333.7% |
| 每股收益（稀释后） | $0.70 | $-0.08 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASBCTOS
| Q1 26 | $383.0M | $422.2M | ||
| Q4 25 | $310.0M | $387.3M | ||
| Q3 25 | $305.2M | $359.9M | ||
| Q2 25 | $300.0M | $392.2M | ||
| Q1 25 | $285.9M | $307.1M | ||
| Q4 24 | $270.3M | $398.3M | ||
| Q3 24 | $329.7M | $337.5M | ||
| Q2 24 | $321.8M | $320.6M |
净利润ASBCTOS
| Q1 26 | $119.6M | $-17.8M | ||
| Q4 25 | $137.1M | $20.9M | ||
| Q3 25 | $124.7M | $-5.8M | ||
| Q2 25 | $111.2M | $-28.4M | ||
| Q1 25 | $101.7M | $-17.8M | ||
| Q4 24 | $-161.6M | $27.6M | ||
| Q3 24 | $88.0M | $-17.4M | ||
| Q2 24 | $115.6M | $-24.5M |
毛利率ASBCTOS
| Q1 26 | — | 20.3% | ||
| Q4 25 | — | 31.8% | ||
| Q3 25 | — | 28.0% | ||
| Q2 25 | — | 26.1% | ||
| Q1 25 | — | 27.9% | ||
| Q4 24 | — | 29.7% | ||
| Q3 24 | — | 27.2% | ||
| Q2 24 | — | 27.8% |
营业利润率ASBCTOS
| Q1 26 | — | 2.9% | ||
| Q4 25 | 52.6% | 13.4% | ||
| Q3 25 | 50.5% | 9.1% | ||
| Q2 25 | 46.5% | 7.1% | ||
| Q1 25 | 42.3% | 4.0% | ||
| Q4 24 | -65.8% | 16.9% | ||
| Q3 24 | 32.8% | 6.8% | ||
| Q2 24 | 32.0% | 5.5% |
净利率ASBCTOS
| Q1 26 | 31.2% | -4.2% | ||
| Q4 25 | 44.2% | 5.4% | ||
| Q3 25 | 40.9% | -1.6% | ||
| Q2 25 | 37.1% | -7.2% | ||
| Q1 25 | 35.6% | -5.8% | ||
| Q4 24 | -59.8% | 6.9% | ||
| Q3 24 | 26.7% | -5.2% | ||
| Q2 24 | 35.9% | -7.6% |
每股收益（稀释后）ASBCTOS
| Q1 26 | $0.70 | $-0.08 | ||
| Q4 25 | $0.80 | $0.10 | ||
| Q3 25 | $0.73 | $-0.03 | ||
| Q2 25 | $0.65 | $-0.13 | ||
| Q1 25 | $0.59 | $-0.08 | ||
| Q4 24 | $-1.10 | $0.11 | ||
| Q3 24 | $0.56 | $-0.07 | ||
| Q2 24 | $0.74 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $6.3M |
| 总债务越低越好 | — | $25.9M |
| 股东权益账面价值 | $5.0B | $809.1M |
| 总资产 | $45.6B | $3.4B |
| 负债/权益比越低杠杆越低 | — | 0.03× |
8季度趋势，按日历期对齐
现金及短期投资ASBCTOS
| Q1 26 | — | $6.3M | ||
| Q4 25 | — | $6.3M | ||
| Q3 25 | — | $13.1M | ||
| Q2 25 | — | $5.3M | ||
| Q1 25 | — | $5.4M | ||
| Q4 24 | — | $3.8M | ||
| Q3 24 | — | $8.4M | ||
| Q2 24 | — | $8.1M |
总债务ASBCTOS
| Q1 26 | — | $25.9M | ||
| Q4 25 | $1.0B | $1.6B | ||
| Q3 25 | $594.1M | $1.6B | ||
| Q2 25 | $593.5M | $1.6B | ||
| Q1 25 | $591.4M | $1.6B | ||
| Q4 24 | $1.4B | $1.5B | ||
| Q3 24 | $844.3M | $1.6B | ||
| Q2 24 | $536.1M | $1.5B |
股东权益ASBCTOS
| Q1 26 | $5.0B | $809.1M | ||
| Q4 25 | $5.0B | $809.1M | ||
| Q3 25 | $4.9B | $784.7M | ||
| Q2 25 | $4.8B | $790.1M | ||
| Q1 25 | $4.7B | $813.4M | ||
| Q4 24 | $4.6B | $861.3M | ||
| Q3 24 | $4.4B | $837.5M | ||
| Q2 24 | $4.2B | $856.7M |
总资产ASBCTOS
| Q1 26 | $45.6B | $3.4B | ||
| Q4 25 | $45.2B | $3.4B | ||
| Q3 25 | $44.5B | $3.5B | ||
| Q2 25 | $44.0B | $3.6B | ||
| Q1 25 | $43.3B | $3.5B | ||
| Q4 24 | $43.0B | $3.5B | ||
| Q3 24 | $42.2B | $3.6B | ||
| Q2 24 | $41.6B | $3.5B |
负债/权益比ASBCTOS
| Q1 26 | — | 0.03× | ||
| Q4 25 | 0.20× | 2.03× | ||
| Q3 25 | 0.12× | 2.10× | ||
| Q2 25 | 0.12× | 2.04× | ||
| Q1 25 | 0.13× | 1.97× | ||
| Q4 24 | 0.31× | 1.77× | ||
| Q3 24 | 0.19× | 1.87× | ||
| Q2 24 | 0.13× | 1.79× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASB
| Net Interest Income | $307.2M | 80% |
| Noninterest Income | $75.9M | 20% |
CTOS
| Equipment sales | $273.9M | 65% |
| Rental revenue | $116.3M | 28% |
| Parts sales and services | $32.1M | 8% |
