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Enact Holdings, Inc.（ACT）与Donnelley Financial Solutions, Inc.（DFIN）财务数据对比。点击上方公司名可切换其他公司
Enact Holdings, Inc.的季度营收约是Donnelley Financial Solutions, Inc.的1.8倍（$312.7M vs $172.5M），Donnelley Financial Solutions, Inc.同比增速更快（10.4% vs 3.6%），过去两年Enact Holdings, Inc.的营收复合增速更高（3.6% vs -7.9%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
唐nelley金融解决方案（DFIN）是一家总部位于美国伊利诺伊州芝加哥市的金融合规企业，面向资本市场与投资市场的各类企业，提供符合美国监管要求的软件即服务产品、软件赋能服务、印刷业务及合规相关服务，助力客户满足合规要求。
ACT vs DFIN — 直观对比
营收规模更大
ACT
是对方的1.8倍
$172.5M
营收增速更快
DFIN
高出6.7%
3.6%
两年增速更快
ACT
近两年复合增速
-7.9%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $172.5M |
| 净利润 | — | $6.2M |
| 毛利率 | — | — |
| 营业利润率 | 71.3% | 8.3% |
| 净利率 | — | 3.6% |
| 营收同比 | 3.6% | 10.4% |
| 净利润同比 | — | -1.6% |
| 每股收益（稀释后） | $1.23 | $0.31 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTDFIN
| Q4 25 | $312.7M | $172.5M | ||
| Q3 25 | $311.5M | $175.3M | ||
| Q2 25 | $304.9M | $218.1M | ||
| Q1 25 | $306.8M | $201.1M | ||
| Q4 24 | $301.8M | $156.3M | ||
| Q3 24 | $309.6M | $179.5M | ||
| Q2 24 | $298.8M | $242.7M | ||
| Q1 24 | $291.6M | $203.4M |
净利润ACTDFIN
| Q4 25 | — | $6.2M | ||
| Q3 25 | — | $-40.9M | ||
| Q2 25 | — | $36.1M | ||
| Q1 25 | — | $31.0M | ||
| Q4 24 | — | $6.3M | ||
| Q3 24 | — | $8.7M | ||
| Q2 24 | — | $44.1M | ||
| Q1 24 | — | $33.3M |
营业利润率ACTDFIN
| Q4 25 | 71.3% | 8.3% | ||
| Q3 25 | 67.4% | 16.1% | ||
| Q2 25 | 70.4% | 24.2% | ||
| Q1 25 | 68.9% | 22.8% | ||
| Q4 24 | 68.9% | 6.0% | ||
| Q3 24 | 74.1% | 10.1% | ||
| Q2 24 | 78.6% | 26.6% | ||
| Q1 24 | 70.6% | 21.9% |
净利率ACTDFIN
| Q4 25 | — | 3.6% | ||
| Q3 25 | — | -23.3% | ||
| Q2 25 | — | 16.6% | ||
| Q1 25 | — | 15.4% | ||
| Q4 24 | — | 4.0% | ||
| Q3 24 | — | 4.8% | ||
| Q2 24 | — | 18.2% | ||
| Q1 24 | — | 16.4% |
每股收益（稀释后）ACTDFIN
| Q4 25 | $1.23 | $0.31 | ||
| Q3 25 | $1.10 | $-1.49 | ||
| Q2 25 | $1.11 | $1.28 | ||
| Q1 25 | $1.08 | $1.05 | ||
| Q4 24 | $1.05 | $0.21 | ||
| Q3 24 | $1.15 | $0.29 | ||
| Q2 24 | $1.16 | $1.47 | ||
| Q1 24 | $1.01 | $1.09 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $24.5M |
| 总债务越低越好 | $744.5M | $171.3M |
| 股东权益账面价值 | $5.4B | $379.2M |
| 总资产 | $6.9B | $800.4M |
| 负债/权益比越低杠杆越低 | 0.14× | 0.45× |
8季度趋势，按日历期对齐
现金及短期投资ACTDFIN
| Q4 25 | $582.5M | $24.5M | ||
| Q3 25 | $545.6M | $22.7M | ||
| Q2 25 | $616.0M | $33.8M | ||
| Q1 25 | $639.0M | $16.2M | ||
| Q4 24 | $602.8M | $57.3M | ||
| Q3 24 | $674.9M | $33.6M | ||
| Q2 24 | $711.3M | $35.0M | ||
| Q1 24 | $624.3M | $43.7M |
总债务ACTDFIN
| Q4 25 | $744.5M | $171.3M | ||
| Q3 25 | $744.1M | $154.7M | ||
| Q2 25 | $743.8M | $190.1M | ||
| Q1 25 | $743.4M | $189.5M | ||
| Q4 24 | $743.0M | $124.7M | ||
| Q3 24 | $742.7M | — | ||
| Q2 24 | $742.4M | — | ||
| Q1 24 | $746.1M | — |
股东权益ACTDFIN
| Q4 25 | $5.4B | $379.2M | ||
| Q3 25 | $5.3B | $423.1M | ||
| Q2 25 | $5.2B | $432.1M | ||
| Q1 25 | $5.1B | $419.9M | ||
| Q4 24 | $5.0B | $436.1M | ||
| Q3 24 | $5.0B | $444.5M | ||
| Q2 24 | $4.8B | $441.5M | ||
| Q1 24 | $4.7B | $408.9M |
总资产ACTDFIN
| Q4 25 | $6.9B | $800.4M | ||
| Q3 25 | $6.9B | $816.3M | ||
| Q2 25 | $6.8B | $874.7M | ||
| Q1 25 | $6.7B | $852.8M | ||
| Q4 24 | $6.5B | $841.6M | ||
| Q3 24 | $6.6B | $843.6M | ||
| Q2 24 | $6.3B | $882.9M | ||
| Q1 24 | $6.3B | $867.8M |
负债/权益比ACTDFIN
| Q4 25 | 0.14× | 0.45× | ||
| Q3 25 | 0.14× | 0.37× | ||
| Q2 25 | 0.14× | 0.44× | ||
| Q1 25 | 0.15× | 0.45× | ||
| Q4 24 | 0.15× | 0.29× | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — | ||
| Q1 24 | 0.16× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $59.8M |
| 自由现金流经营现金流 - 资本支出 | — | $47.9M |
| 自由现金流率自由现金流/营收 | — | 27.8% |
| 资本支出强度资本支出/营收 | — | 6.9% |
| 现金转化率经营现金流/净利润 | — | 9.65× |
| 过去12个月自由现金流最近4个季度 | — | $107.8M |
8季度趋势，按日历期对齐
经营现金流ACTDFIN
| Q4 25 | $724.5M | $59.8M | ||
| Q3 25 | $192.0M | $74.4M | ||
| Q2 25 | $119.5M | $68.4M | ||
| Q1 25 | $226.7M | $-37.7M | ||
| Q4 24 | $686.3M | $56.4M | ||
| Q3 24 | $188.1M | $86.4M | ||
| Q2 24 | $144.7M | $56.2M | ||
| Q1 24 | $187.3M | $-27.9M |
自由现金流ACTDFIN
| Q4 25 | — | $47.9M | ||
| Q3 25 | — | $59.2M | ||
| Q2 25 | — | $51.7M | ||
| Q1 25 | — | $-51.0M | ||
| Q4 24 | — | $41.3M | ||
| Q3 24 | — | $67.3M | ||
| Q2 24 | — | $36.8M | ||
| Q1 24 | — | $-40.2M |
自由现金流率ACTDFIN
| Q4 25 | — | 27.8% | ||
| Q3 25 | — | 33.8% | ||
| Q2 25 | — | 23.7% | ||
| Q1 25 | — | -25.4% | ||
| Q4 24 | — | 26.4% | ||
| Q3 24 | — | 37.5% | ||
| Q2 24 | — | 15.2% | ||
| Q1 24 | — | -19.8% |
资本支出强度ACTDFIN
| Q4 25 | — | 6.9% | ||
| Q3 25 | — | 8.7% | ||
| Q2 25 | — | 7.7% | ||
| Q1 25 | — | 6.6% | ||
| Q4 24 | — | 9.7% | ||
| Q3 24 | — | 10.6% | ||
| Q2 24 | — | 8.0% | ||
| Q1 24 | — | 6.0% |
现金转化率ACTDFIN
| Q4 25 | — | 9.65× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 1.89× | ||
| Q1 25 | — | -1.22× | ||
| Q4 24 | — | 8.95× | ||
| Q3 24 | — | 9.93× | ||
| Q2 24 | — | 1.27× | ||
| Q1 24 | — | -0.84× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
暂无分部数据
DFIN
| Technology Service | $68.0M | 39% |
| Capital Markets Compliance And Communications Management | $61.6M | 36% |
| Investment Companies Software Solutions | $30.9M | 18% |
| Print And Distribution Service | $13.6M | 8% |
