vs
Enact Holdings, Inc.（ACT）与Mativ Holdings, Inc.（MATV）财务数据对比。点击上方公司名可切换其他公司
Mativ Holdings, Inc.的季度营收约是Enact Holdings, Inc.的1.5倍（$463.1M vs $312.7M），Enact Holdings, Inc.同比增速更快（3.6% vs 1.0%），过去两年Enact Holdings, Inc.的营收复合增速更高（3.6% vs -3.8%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
Mativ Holdings是一家全球特种材料制造商，主要生产高性能先进聚合物、无纺布、过滤解决方案及功能性涂层材料，服务医疗、工业、消费品、航空航天、能源等领域，业务遍及北美、欧洲及亚太地区。
ACT vs MATV — 直观对比
营收规模更大
MATV
是对方的1.5倍
$312.7M
营收增速更快
ACT
高出2.6%
1.0%
两年增速更快
ACT
近两年复合增速
-3.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $463.1M |
| 净利润 | — | $100.8M |
| 毛利率 | — | 18.8% |
| 营业利润率 | 71.3% | 2.2% |
| 净利率 | — | 21.8% |
| 营收同比 | 3.6% | 1.0% |
| 净利润同比 | — | 6620.0% |
| 每股收益（稀释后） | $1.23 | $1.87 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTMATV
| Q4 25 | $312.7M | $463.1M | ||
| Q3 25 | $311.5M | $513.7M | ||
| Q2 25 | $304.9M | $525.4M | ||
| Q1 25 | $306.8M | $484.8M | ||
| Q4 24 | $301.8M | $458.6M | ||
| Q3 24 | $309.6M | $498.5M | ||
| Q2 24 | $298.8M | $523.8M | ||
| Q1 24 | $291.6M | $500.2M |
净利润ACTMATV
| Q4 25 | — | $100.8M | ||
| Q3 25 | — | $-3.2M | ||
| Q2 25 | — | $-9.5M | ||
| Q1 25 | — | $-425.5M | ||
| Q4 24 | — | $1.5M | ||
| Q3 24 | — | $-20.8M | ||
| Q2 24 | — | $-1.4M | ||
| Q1 24 | — | $-28.0M |
毛利率ACTMATV
| Q4 25 | — | 18.8% | ||
| Q3 25 | — | 19.3% | ||
| Q2 25 | — | 19.7% | ||
| Q1 25 | — | 15.0% | ||
| Q4 24 | — | 16.9% | ||
| Q3 24 | — | 18.8% | ||
| Q2 24 | — | 20.8% | ||
| Q1 24 | — | 16.8% |
营业利润率ACTMATV
| Q4 25 | 71.3% | 2.2% | ||
| Q3 25 | 67.4% | 3.1% | ||
| Q2 25 | 70.4% | 3.8% | ||
| Q1 25 | 68.9% | -88.8% | ||
| Q4 24 | 68.9% | 0.6% | ||
| Q3 24 | 74.1% | 1.4% | ||
| Q2 24 | 78.6% | 2.0% | ||
| Q1 24 | 70.6% | -2.8% |
净利率ACTMATV
| Q4 25 | — | 21.8% | ||
| Q3 25 | — | -0.6% | ||
| Q2 25 | — | -1.8% | ||
| Q1 25 | — | -87.8% | ||
| Q4 24 | — | 0.3% | ||
| Q3 24 | — | -4.2% | ||
| Q2 24 | — | -0.3% | ||
| Q1 24 | — | -5.6% |
每股收益（稀释后）ACTMATV
| Q4 25 | $1.23 | $1.87 | ||
| Q3 25 | $1.10 | $-0.06 | ||
| Q2 25 | $1.11 | $-0.18 | ||
| Q1 25 | $1.08 | $-7.82 | ||
| Q4 24 | $1.05 | $0.03 | ||
| Q3 24 | $1.15 | $-0.38 | ||
| Q2 24 | $1.16 | $-0.03 | ||
| Q1 24 | $1.01 | $-0.52 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $84.2M |
| 总债务越低越好 | $744.5M | $1.0B |
| 股东权益账面价值 | $5.4B | $498.7M |
| 总资产 | $6.9B | $2.1B |
| 负债/权益比越低杠杆越低 | 0.14× | 2.07× |
8季度趋势，按日历期对齐
现金及短期投资ACTMATV
| Q4 25 | $582.5M | $84.2M | ||
| Q3 25 | $545.6M | $97.1M | ||
| Q2 25 | $616.0M | $95.6M | ||
| Q1 25 | $639.0M | $84.0M | ||
| Q4 24 | $602.8M | $94.3M | ||
| Q3 24 | $674.9M | $162.2M | ||
| Q2 24 | $711.3M | $133.4M | ||
| Q1 24 | $624.3M | $128.9M |
总债务ACTMATV
| Q4 25 | $744.5M | $1.0B | ||
| Q3 25 | $744.1M | $1.0B | ||
| Q2 25 | $743.8M | $1.1B | ||
| Q1 25 | $743.4M | $1.1B | ||
| Q4 24 | $743.0M | $1.1B | ||
| Q3 24 | $742.7M | $1.2B | ||
| Q2 24 | $742.4M | $1.2B | ||
| Q1 24 | $746.1M | $1.2B |
股东权益ACTMATV
| Q4 25 | $5.4B | $498.7M | ||
| Q3 25 | $5.3B | $397.4M | ||
| Q2 25 | $5.2B | $416.6M | ||
| Q1 25 | $5.1B | $428.2M | ||
| Q4 24 | $5.0B | $858.5M | ||
| Q3 24 | $5.0B | $882.3M | ||
| Q2 24 | $4.8B | $898.0M | ||
| Q1 24 | $4.7B | $906.9M |
总资产ACTMATV
| Q4 25 | $6.9B | $2.1B | ||
| Q3 25 | $6.9B | $2.0B | ||
| Q2 25 | $6.8B | $2.1B | ||
| Q1 25 | $6.7B | $2.1B | ||
| Q4 24 | $6.5B | $2.4B | ||
| Q3 24 | $6.6B | $2.6B | ||
| Q2 24 | $6.3B | $2.6B | ||
| Q1 24 | $6.3B | $2.7B |
负债/权益比ACTMATV
| Q4 25 | 0.14× | 2.07× | ||
| Q3 25 | 0.14× | 2.63× | ||
| Q2 25 | 0.14× | 2.66× | ||
| Q1 25 | 0.15× | 2.67× | ||
| Q4 24 | 0.15× | 1.30× | ||
| Q3 24 | 0.15× | 1.32× | ||
| Q2 24 | 0.15× | 1.29× | ||
| Q1 24 | 0.16× | 1.30× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $19.3M |
| 自由现金流经营现金流 - 资本支出 | — | $8.0M |
| 自由现金流率自由现金流/营收 | — | 1.7% |
| 资本支出强度资本支出/营收 | — | 2.4% |
| 现金转化率经营现金流/净利润 | — | 0.19× |
| 过去12个月自由现金流最近4个季度 | — | $93.8M |
8季度趋势，按日历期对齐
经营现金流ACTMATV
| Q4 25 | $724.5M | $19.3M | ||
| Q3 25 | $192.0M | $72.8M | ||
| Q2 25 | $119.5M | $57.6M | ||
| Q1 25 | $226.7M | $-15.9M | ||
| Q4 24 | $686.3M | $24.1M | ||
| Q3 24 | $188.1M | $37.6M | ||
| Q2 24 | $144.7M | $46.1M | ||
| Q1 24 | $187.3M | $-13.0M |
自由现金流ACTMATV
| Q4 25 | — | $8.0M | ||
| Q3 25 | — | $66.7M | ||
| Q2 25 | — | $48.9M | ||
| Q1 25 | — | $-29.8M | ||
| Q4 24 | — | $2.0M | ||
| Q3 24 | — | $25.5M | ||
| Q2 24 | — | $37.4M | ||
| Q1 24 | — | $-25.1M |
自由现金流率ACTMATV
| Q4 25 | — | 1.7% | ||
| Q3 25 | — | 13.0% | ||
| Q2 25 | — | 9.3% | ||
| Q1 25 | — | -6.1% | ||
| Q4 24 | — | 0.4% | ||
| Q3 24 | — | 5.1% | ||
| Q2 24 | — | 7.1% | ||
| Q1 24 | — | -5.0% |
资本支出强度ACTMATV
| Q4 25 | — | 2.4% | ||
| Q3 25 | — | 1.2% | ||
| Q2 25 | — | 1.7% | ||
| Q1 25 | — | 2.9% | ||
| Q4 24 | — | 4.8% | ||
| Q3 24 | — | 2.4% | ||
| Q2 24 | — | 1.7% | ||
| Q1 24 | — | 2.4% |
现金转化率ACTMATV
| Q4 25 | — | 0.19× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 16.07× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
暂无分部数据
MATV
| Other | $208.7M | 45% |
| SAS Segment | $157.4M | 34% |
| FAM Segment | $97.0M | 21% |
