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Enact Holdings, Inc.（ACT）与Ecovyst Inc.（ECVT）财务数据对比。点击上方公司名可切换其他公司
Enact Holdings, Inc.的季度营收约是Ecovyst Inc.的1.6倍（$312.7M vs $199.4M），Ecovyst Inc.同比增速更快（34.0% vs 3.6%），过去两年Ecovyst Inc.的营收复合增速更高（18.7% vs 3.6%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
Ecovyst Inc.是一家全球可持续特种材料供应商，主营高性能催化剂与功能性添加剂的研发、生产，产品服务覆盖工业制造、消费品、环保等核心领域，助力全球客户提升运营效率、降低碳排放。
ACT vs ECVT — 直观对比
营收规模更大
ACT
是对方的1.6倍
$199.4M
营收增速更快
ECVT
高出30.3%
3.6%
两年增速更快
ECVT
近两年复合增速
3.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $199.4M |
| 净利润 | — | — |
| 毛利率 | — | 23.4% |
| 营业利润率 | 71.3% | 10.9% |
| 净利率 | — | — |
| 营收同比 | 3.6% | 34.0% |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $1.23 | $0.06 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTECVT
| Q4 25 | $312.7M | $199.4M | ||
| Q3 25 | $311.5M | $204.9M | ||
| Q2 25 | $304.9M | $176.1M | ||
| Q1 25 | $306.8M | $143.1M | ||
| Q4 24 | $301.8M | $148.9M | ||
| Q3 24 | $309.6M | $153.9M | ||
| Q2 24 | $298.8M | $154.0M | ||
| Q1 24 | $291.6M | $141.6M |
净利润ACTECVT
| Q4 25 | — | — | ||
| Q3 25 | — | $-79.3M | ||
| Q2 25 | — | $6.0M | ||
| Q1 25 | — | $-3.6M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $14.3M | ||
| Q2 24 | — | $8.3M | ||
| Q1 24 | — | $1.2M |
毛利率ACTECVT
| Q4 25 | — | 23.4% | ||
| Q3 25 | — | 25.4% | ||
| Q2 25 | — | 22.8% | ||
| Q1 25 | — | 13.3% | ||
| Q4 24 | — | 28.9% | ||
| Q3 24 | — | 29.3% | ||
| Q2 24 | — | 27.3% | ||
| Q1 24 | — | 23.5% |
营业利润率ACTECVT
| Q4 25 | 71.3% | 10.9% | ||
| Q3 25 | 67.4% | 13.8% | ||
| Q2 25 | 70.4% | 9.0% | ||
| Q1 25 | 68.9% | -0.7% | ||
| Q4 24 | 68.9% | 15.1% | ||
| Q3 24 | 74.1% | 17.9% | ||
| Q2 24 | 78.6% | 14.1% | ||
| Q1 24 | 70.6% | 9.5% |
净利率ACTECVT
| Q4 25 | — | — | ||
| Q3 25 | — | -38.7% | ||
| Q2 25 | — | 3.4% | ||
| Q1 25 | — | -2.5% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 9.3% | ||
| Q2 24 | — | 5.4% | ||
| Q1 24 | — | 0.9% |
每股收益（稀释后）ACTECVT
| Q4 25 | $1.23 | $0.06 | ||
| Q3 25 | $1.10 | $-0.69 | ||
| Q2 25 | $1.11 | $0.05 | ||
| Q1 25 | $1.08 | $-0.03 | ||
| Q4 24 | $1.05 | $-0.26 | ||
| Q3 24 | $1.15 | $0.12 | ||
| Q2 24 | $1.16 | $0.07 | ||
| Q1 24 | $1.01 | $0.01 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $197.2M |
| 总债务越低越好 | $744.5M | $392.6M |
| 股东权益账面价值 | $5.4B | $603.4M |
| 总资产 | $6.9B | $1.3B |
| 负债/权益比越低杠杆越低 | 0.14× | 0.65× |
8季度趋势，按日历期对齐
现金及短期投资ACTECVT
| Q4 25 | $582.5M | $197.2M | ||
| Q3 25 | $545.6M | $82.0M | ||
| Q2 25 | $616.0M | $69.6M | ||
| Q1 25 | $639.0M | $127.5M | ||
| Q4 24 | $602.8M | $131.4M | ||
| Q3 24 | $674.9M | $123.5M | ||
| Q2 24 | $711.3M | $83.3M | ||
| Q1 24 | $624.3M | $103.1M |
总债务ACTECVT
| Q4 25 | $744.5M | $392.6M | ||
| Q3 25 | $744.1M | $854.8M | ||
| Q2 25 | $743.8M | $856.6M | ||
| Q1 25 | $743.4M | $859.0M | ||
| Q4 24 | $743.0M | $860.8M | ||
| Q3 24 | $742.7M | $862.7M | ||
| Q2 24 | $742.4M | $862.4M | ||
| Q1 24 | $746.1M | $866.2M |
股东权益ACTECVT
| Q4 25 | $5.4B | $603.4M | ||
| Q3 25 | $5.3B | $607.9M | ||
| Q2 25 | $5.2B | $692.4M | ||
| Q1 25 | $5.1B | $698.7M | ||
| Q4 24 | $5.0B | $700.5M | ||
| Q3 24 | $5.0B | $729.4M | ||
| Q2 24 | $4.8B | $717.3M | ||
| Q1 24 | $4.7B | $711.4M |
总资产ACTECVT
| Q4 25 | $6.9B | $1.3B | ||
| Q3 25 | $6.9B | $1.7B | ||
| Q2 25 | $6.8B | $1.8B | ||
| Q1 25 | $6.7B | $1.8B | ||
| Q4 24 | $6.5B | $1.8B | ||
| Q3 24 | $6.6B | $1.8B | ||
| Q2 24 | $6.3B | $1.8B | ||
| Q1 24 | $6.3B | $1.8B |
负债/权益比ACTECVT
| Q4 25 | 0.14× | 0.65× | ||
| Q3 25 | 0.14× | 1.41× | ||
| Q2 25 | 0.14× | 1.24× | ||
| Q1 25 | 0.15× | 1.23× | ||
| Q4 24 | 0.15× | 1.23× | ||
| Q3 24 | 0.15× | 1.18× | ||
| Q2 24 | 0.15× | 1.20× | ||
| Q1 24 | 0.16× | 1.22× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $41.8M |
| 自由现金流经营现金流 - 资本支出 | — | $22.9M |
| 自由现金流率自由现金流/营收 | — | 11.5% |
| 资本支出强度资本支出/营收 | — | 9.4% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $69.9M |
8季度趋势，按日历期对齐
经营现金流ACTECVT
| Q4 25 | $724.5M | $41.8M | ||
| Q3 25 | $192.0M | $55.3M | ||
| Q2 25 | $119.5M | $33.0M | ||
| Q1 25 | $226.7M | $10.3M | ||
| Q4 24 | $686.3M | $43.5M | ||
| Q3 24 | $188.1M | $59.9M | ||
| Q2 24 | $144.7M | $10.0M | ||
| Q1 24 | $187.3M | $36.5M |
自由现金流ACTECVT
| Q4 25 | — | $22.9M | ||
| Q3 25 | — | $53.2M | ||
| Q2 25 | — | $7.8M | ||
| Q1 25 | — | $-14.0M | ||
| Q4 24 | — | $30.9M | ||
| Q3 24 | — | $53.6M | ||
| Q2 24 | — | $-9.3M | ||
| Q1 24 | — | $19.1M |
自由现金流率ACTECVT
| Q4 25 | — | 11.5% | ||
| Q3 25 | — | 26.0% | ||
| Q2 25 | — | 4.4% | ||
| Q1 25 | — | -9.8% | ||
| Q4 24 | — | 20.7% | ||
| Q3 24 | — | 34.9% | ||
| Q2 24 | — | -6.1% | ||
| Q1 24 | — | 13.5% |
资本支出强度ACTECVT
| Q4 25 | — | 9.4% | ||
| Q3 25 | — | 1.0% | ||
| Q2 25 | — | 14.4% | ||
| Q1 25 | — | 16.9% | ||
| Q4 24 | — | 8.5% | ||
| Q3 24 | — | 4.1% | ||
| Q2 24 | — | 12.5% | ||
| Q1 24 | — | 12.3% |
现金转化率ACTECVT
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 5.52× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 4.21× | ||
| Q2 24 | — | 1.20× | ||
| Q1 24 | — | 29.90× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
暂无分部数据
ECVT
| Industrial Mining Automotive | $101.3M | 51% |
| Regeneration And Treatment Services | $90.0M | 45% |
| Other | $8.1M | 4% |
