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Enact Holdings, Inc.（ACT）与Equitable Holdings, Inc.（EQH）财务数据对比。点击上方公司名可切换其他公司
Equitable Holdings, Inc.的季度营收约是Enact Holdings, Inc.的10.5倍（$3.3B vs $312.7M）。Enact Holdings, Inc.同比增速更快（3.6% vs -9.5%）。过去两年Equitable Holdings, Inc.的营收复合增速更高（21.2% vs 3.6%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
Equitable Holdings, Inc.是美国领先的金融服务与保险企业，1859年由亨利·鲍德温·海德创立，业务覆盖保险、财富管理等多元金融领域，拥有逾百年发展历史，在全球金融服务市场具备深厚的行业积淀与广泛的客户基础。
ACT vs EQH — 直观对比
营收规模更大
EQH
是对方的10.5倍
$312.7M
营收增速更快
ACT
高出13.1%
-9.5%
两年增速更快
EQH
近两年复合增速
3.6%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $3.3B |
| 净利润 | — | $215.0M |
| 毛利率 | — | — |
| 营业利润率 | 71.3% | 10.5% |
| 净利率 | — | 6.6% |
| 营收同比 | 3.6% | -9.5% |
| 净利润同比 | — | -76.1% |
| 每股收益（稀释后） | $1.23 | $0.69 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTEQH
| Q4 25 | $312.7M | $3.3B | ||
| Q3 25 | $311.5M | $1.4B | ||
| Q2 25 | $304.9M | $2.4B | ||
| Q1 25 | $306.8M | $4.6B | ||
| Q4 24 | $301.8M | $3.6B | ||
| Q3 24 | $309.6M | $3.1B | ||
| Q2 24 | $298.8M | $3.5B | ||
| Q1 24 | $291.6M | $2.2B |
净利润ACTEQH
| Q4 25 | — | $215.0M | ||
| Q3 25 | — | $-1.3B | ||
| Q2 25 | — | $-349.0M | ||
| Q1 25 | — | $63.0M | ||
| Q4 24 | — | $899.0M | ||
| Q3 24 | — | $-134.0M | ||
| Q2 24 | — | $428.0M | ||
| Q1 24 | — | $114.0M |
营业利润率ACTEQH
| Q4 25 | 71.3% | 10.5% | ||
| Q3 25 | 67.4% | -93.0% | ||
| Q2 25 | 70.4% | -15.4% | ||
| Q1 25 | 68.9% | 3.8% | ||
| Q4 24 | 68.9% | 33.1% | ||
| Q3 24 | 74.1% | -0.5% | ||
| Q2 24 | 78.6% | 19.4% | ||
| Q1 24 | 70.6% | 11.1% |
净利率ACTEQH
| Q4 25 | — | 6.6% | ||
| Q3 25 | — | -90.3% | ||
| Q2 25 | — | -14.8% | ||
| Q1 25 | — | 1.4% | ||
| Q4 24 | — | 24.8% | ||
| Q3 24 | — | -4.4% | ||
| Q2 24 | — | 12.2% | ||
| Q1 24 | — | 5.1% |
每股收益（稀释后）ACTEQH
| Q4 25 | $1.23 | $0.69 | ||
| Q3 25 | $1.10 | $-4.47 | ||
| Q2 25 | $1.11 | $-1.21 | ||
| Q1 25 | $1.08 | $0.16 | ||
| Q4 24 | $1.05 | $2.72 | ||
| Q3 24 | $1.15 | $-0.47 | ||
| Q2 24 | $1.16 | $1.23 | ||
| Q1 24 | $1.01 | $0.30 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $12.5B |
| 总债务越低越好 | $744.5M | — |
| 股东权益账面价值 | $5.4B | $-74.0M |
| 总资产 | $6.9B | $318.0B |
| 负债/权益比越低杠杆越低 | 0.14× | — |
8季度趋势，按日历期对齐
现金及短期投资ACTEQH
| Q4 25 | $582.5M | $12.5B | ||
| Q3 25 | $545.6M | $13.6B | ||
| Q2 25 | $616.0M | $15.0B | ||
| Q1 25 | $639.0M | $8.2B | ||
| Q4 24 | $602.8M | $7.0B | ||
| Q3 24 | $674.9M | $9.6B | ||
| Q2 24 | $711.3M | $9.7B | ||
| Q1 24 | $624.3M | $10.4B |
总债务ACTEQH
| Q4 25 | $744.5M | — | ||
| Q3 25 | $744.1M | — | ||
| Q2 25 | $743.8M | — | ||
| Q1 25 | $743.4M | — | ||
| Q4 24 | $743.0M | — | ||
| Q3 24 | $742.7M | — | ||
| Q2 24 | $742.4M | — | ||
| Q1 24 | $746.1M | — |
股东权益ACTEQH
| Q4 25 | $5.4B | $-74.0M | ||
| Q3 25 | $5.3B | $148.0M | ||
| Q2 25 | $5.2B | $1.1B | ||
| Q1 25 | $5.1B | $2.4B | ||
| Q4 24 | $5.0B | $1.6B | ||
| Q3 24 | $5.0B | $3.2B | ||
| Q2 24 | $4.8B | $1.6B | ||
| Q1 24 | $4.7B | $2.0B |
总资产ACTEQH
| Q4 25 | $6.9B | $318.0B | ||
| Q3 25 | $6.9B | $314.4B | ||
| Q2 25 | $6.8B | $303.1B | ||
| Q1 25 | $6.7B | $287.4B | ||
| Q4 24 | $6.5B | $295.9B | ||
| Q3 24 | $6.6B | $299.0B | ||
| Q2 24 | $6.3B | $287.8B | ||
| Q1 24 | $6.3B | $285.6B |
负债/权益比ACTEQH
| Q4 25 | 0.14× | — | ||
| Q3 25 | 0.14× | — | ||
| Q2 25 | 0.14× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 0.15× | — | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — | ||
| Q1 24 | 0.16× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $186.3M | $-154.0M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | -0.72× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ACTEQH
| Q4 25 | $186.3M | $-154.0M | ||
| Q3 25 | $192.0M | $369.0M | ||
| Q2 25 | $119.5M | $341.0M | ||
| Q1 25 | $226.7M | $158.0M | ||
| Q4 24 | $166.1M | $400.0M | ||
| Q3 24 | $188.1M | $683.0M | ||
| Q2 24 | $144.7M | $892.0M | ||
| Q1 24 | $187.3M | $31.0M |
现金转化率ACTEQH
| Q4 25 | — | -0.72× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 2.51× | ||
| Q4 24 | — | 0.44× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 2.08× | ||
| Q1 24 | — | 0.27× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
暂无分部数据
EQH
| Other | $1.5B | 46% |
| Asset Management | $1.2B | 37% |
| Wealth Management | $545.0M | 17% |
