Enact Holdings, Inc.ACTEarnings & Financial Report
Enact Holdings, Inc. is a leading U.S.-based private mortgage insurance provider. It delivers risk mitigation solutions to residential mortgage lenders, banks, and credit unions, enabling borrowers with smaller down payments to access affordable home financing, and supports sustainable homeownership for diverse consumer groups across the United States.
ACT Q1 FY2026 Key Financial Metrics
Revenue
$312.1M
Gross Profit
N/A
Operating Profit
N/A
Net Profit
$168.0M
Gross Margin
N/A
Operating Margin
N/A
Net Margin
53.8%
YoY Growth
1.7%
EPS
$1.18
Enact Holdings, Inc. Q1 FY2026 Financial Summary
Enact Holdings, Inc. reported revenue of $312.1M (up 1.7% YoY) for Q1 FY2026, with a net profit of $168.0M (up 1.2% YoY) (53.8% margin).
Key Financial Metrics
| Total Revenue | $312.1M |
|---|---|
| Net Profit | $168.0M |
| Gross Margin | N/A |
| Operating Margin | N/A |
| Report Period | Q1 FY2026 |
Revenue Breakdown
Enact Holdings, Inc. Q1 FY2026 revenue of $312.1M breaks down across 2 segments, led by Premiums at $242.8M (77.8% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Premiums | $242.8M | 77.8% |
| Other | $69.2M | 22.2% |
Enact Holdings, Inc. Annual Revenue by Year
Enact Holdings, Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $1.2B).
Enact Holdings, Inc. Quarterly Revenue & Net Profit History
Enact Holdings, Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q1 FY2026 | $312.1M | +1.7% | $168.0M | 53.8% |
| Q4 FY2025 | $312.7M | +3.6% | N/A | N/A |
| Q3 FY2025 | $311.5M | +0.6% | N/A | N/A |
| Q2 FY2025 | $304.9M | +2.0% | N/A | N/A |
| Q1 FY2025 | $306.8M | +5.2% | N/A | N/A |
| Q4 FY2024 | $301.8M | +1.9% | N/A | N/A |
| Q3 FY2024 | $309.6M | +3.5% | N/A | N/A |
| Q2 FY2024 | $298.8M | +7.7% | N/A | N/A |
Income Statement
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $298.8M | $309.6M | $301.8M | $306.8M | $304.9M | $311.5M | $312.7M | $312.1M |
| YoY Growth | 7.7% | 3.5% | 1.9% | 5.2% | 2.0% | 0.6% | 3.6% | 1.7% |
Balance Sheet
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $6.35B | $6.60B | $6.52B | $6.72B | $6.77B | $6.88B | $6.89B | $6.96B |
| Liabilities | $1.52B | $1.56B | $1.53B | $1.60B | $1.55B | $1.56B | $1.54B | $1.62B |
| Equity | $4.83B | $5.04B | $5.00B | $5.12B | $5.22B | $5.32B | $5.36B | $5.34B |
Cash Flow
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|
| Operating CF | $144.7M | $188.1M | $686.3M | $226.7M | $119.5M | $192.0M | $724.5M |