vs
Enact Holdings, Inc.（ACT）与FOSTER L B CO（FSTR）财务数据对比。点击上方公司名可切换其他公司
Enact Holdings, Inc.的季度营收约是FOSTER L B CO的1.9倍（$312.7M vs $160.4M），FOSTER L B CO同比增速更快（25.1% vs 3.6%），过去两年FOSTER L B CO的营收复合增速更高（13.6% vs 3.6%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
Foster L B Co.是一家总部位于美国的专业工业制造企业，主要生产销售工程通道产品、建筑组件及铁路基础设施用品，服务覆盖北美及部分全球地区的商业建筑、交通和工业领域客户。
ACT vs FSTR — 直观对比
营收规模更大
ACT
是对方的1.9倍
$160.4M
营收增速更快
FSTR
高出21.5%
3.6%
两年增速更快
FSTR
近两年复合增速
3.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $160.4M |
| 净利润 | — | $2.4M |
| 毛利率 | — | 19.7% |
| 营业利润率 | 71.3% | 4.9% |
| 净利率 | — | 1.5% |
| 营收同比 | 3.6% | 25.1% |
| 净利润同比 | — | 1098.3% |
| 每股收益（稀释后） | $1.23 | $0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTFSTR
| Q4 25 | $312.7M | $160.4M | ||
| Q3 25 | $311.5M | $138.3M | ||
| Q2 25 | $304.9M | $143.6M | ||
| Q1 25 | $306.8M | $97.8M | ||
| Q4 24 | $301.8M | $128.2M | ||
| Q3 24 | $309.6M | $137.5M | ||
| Q2 24 | $298.8M | $140.8M | ||
| Q1 24 | $291.6M | $124.3M |
净利润ACTFSTR
| Q4 25 | — | $2.4M | ||
| Q3 25 | — | $4.4M | ||
| Q2 25 | — | $2.9M | ||
| Q1 25 | — | $-2.1M | ||
| Q4 24 | — | $-242.0K | ||
| Q3 24 | — | $35.9M | ||
| Q2 24 | — | $2.8M | ||
| Q1 24 | — | $4.4M |
毛利率ACTFSTR
| Q4 25 | — | 19.7% | ||
| Q3 25 | — | 22.5% | ||
| Q2 25 | — | 21.5% | ||
| Q1 25 | — | 20.6% | ||
| Q4 24 | — | 22.3% | ||
| Q3 24 | — | 23.8% | ||
| Q2 24 | — | 21.7% | ||
| Q1 24 | — | 21.1% |
营业利润率ACTFSTR
| Q4 25 | 71.3% | 4.9% | ||
| Q3 25 | 67.4% | 6.0% | ||
| Q2 25 | 70.4% | 5.3% | ||
| Q1 25 | 68.9% | -2.0% | ||
| Q4 24 | 68.9% | 2.4% | ||
| Q3 24 | 74.1% | 5.3% | ||
| Q2 24 | 78.6% | 3.2% | ||
| Q1 24 | 70.6% | 4.5% |
净利率ACTFSTR
| Q4 25 | — | 1.5% | ||
| Q3 25 | — | 3.1% | ||
| Q2 25 | — | 2.0% | ||
| Q1 25 | — | -2.2% | ||
| Q4 24 | — | -0.2% | ||
| Q3 24 | — | 26.1% | ||
| Q2 24 | — | 2.0% | ||
| Q1 24 | — | 3.6% |
每股收益（稀释后）ACTFSTR
| Q4 25 | $1.23 | $0.22 | ||
| Q3 25 | $1.10 | $0.40 | ||
| Q2 25 | $1.11 | $0.27 | ||
| Q1 25 | $1.08 | $-0.20 | ||
| Q4 24 | $1.05 | $-0.04 | ||
| Q3 24 | $1.15 | $3.27 | ||
| Q2 24 | $1.16 | $0.26 | ||
| Q1 24 | $1.01 | $0.40 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $4.3M |
| 总债务越低越好 | $744.5M | $42.6M |
| 股东权益账面价值 | $5.4B | $175.3M |
| 总资产 | $6.9B | $330.4M |
| 负债/权益比越低杠杆越低 | 0.14× | 0.24× |
8季度趋势，按日历期对齐
现金及短期投资ACTFSTR
| Q4 25 | $582.5M | $4.3M | ||
| Q3 25 | $545.6M | $3.4M | ||
| Q2 25 | $616.0M | $4.2M | ||
| Q1 25 | $639.0M | $2.6M | ||
| Q4 24 | $602.8M | $2.5M | ||
| Q3 24 | $674.9M | $3.1M | ||
| Q2 24 | $711.3M | $4.0M | ||
| Q1 24 | $624.3M | $3.1M |
总债务ACTFSTR
| Q4 25 | $744.5M | $42.6M | ||
| Q3 25 | $744.1M | $58.6M | ||
| Q2 25 | $743.8M | $81.4M | ||
| Q1 25 | $743.4M | $82.3M | ||
| Q4 24 | $743.0M | $46.8M | ||
| Q3 24 | $742.7M | $68.4M | ||
| Q2 24 | $742.4M | $87.0M | ||
| Q1 24 | $746.1M | $77.9M |
股东权益ACTFSTR
| Q4 25 | $5.4B | $175.3M | ||
| Q3 25 | $5.3B | $174.8M | ||
| Q2 25 | $5.2B | $174.4M | ||
| Q1 25 | $5.1B | $170.8M | ||
| Q4 24 | $5.0B | $178.3M | ||
| Q3 24 | $5.0B | $181.9M | ||
| Q2 24 | $4.8B | $147.1M | ||
| Q1 24 | $4.7B | $144.6M |
总资产ACTFSTR
| Q4 25 | $6.9B | $330.4M | ||
| Q3 25 | $6.9B | $333.9M | ||
| Q2 25 | $6.8B | $349.9M | ||
| Q1 25 | $6.7B | $342.8M | ||
| Q4 24 | $6.5B | $334.6M | ||
| Q3 24 | $6.6B | $344.5M | ||
| Q2 24 | $6.3B | $333.3M | ||
| Q1 24 | $6.3B | $326.4M |
负债/权益比ACTFSTR
| Q4 25 | 0.14× | 0.24× | ||
| Q3 25 | 0.14× | 0.33× | ||
| Q2 25 | 0.14× | 0.47× | ||
| Q1 25 | 0.15× | 0.48× | ||
| Q4 24 | 0.15× | 0.26× | ||
| Q3 24 | 0.15× | 0.38× | ||
| Q2 24 | 0.15× | 0.59× | ||
| Q1 24 | 0.16× | 0.54× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $22.2M |
| 自由现金流经营现金流 - 资本支出 | — | $19.8M |
| 自由现金流率自由现金流/营收 | — | 12.3% |
| 资本支出强度资本支出/营收 | — | 1.5% |
| 现金转化率经营现金流/净利润 | — | 9.18× |
| 过去12个月自由现金流最近4个季度 | — | $25.2M |
8季度趋势，按日历期对齐
经营现金流ACTFSTR
| Q4 25 | $724.5M | $22.2M | ||
| Q3 25 | $192.0M | $29.2M | ||
| Q2 25 | $119.5M | $10.4M | ||
| Q1 25 | $226.7M | $-26.1M | ||
| Q4 24 | $686.3M | $24.3M | ||
| Q3 24 | $188.1M | $24.7M | ||
| Q2 24 | $144.7M | $-5.0M | ||
| Q1 24 | $187.3M | $-21.4M |
自由现金流ACTFSTR
| Q4 25 | — | $19.8M | ||
| Q3 25 | — | $26.4M | ||
| Q2 25 | — | $7.7M | ||
| Q1 25 | — | $-28.7M | ||
| Q4 24 | — | $22.3M | ||
| Q3 24 | — | $21.7M | ||
| Q2 24 | — | $-7.0M | ||
| Q1 24 | — | $-24.2M |
自由现金流率ACTFSTR
| Q4 25 | — | 12.3% | ||
| Q3 25 | — | 19.1% | ||
| Q2 25 | — | 5.4% | ||
| Q1 25 | — | -29.4% | ||
| Q4 24 | — | 17.4% | ||
| Q3 24 | — | 15.8% | ||
| Q2 24 | — | -5.0% | ||
| Q1 24 | — | -19.4% |
资本支出强度ACTFSTR
| Q4 25 | — | 1.5% | ||
| Q3 25 | — | 2.0% | ||
| Q2 25 | — | 1.9% | ||
| Q1 25 | — | 2.6% | ||
| Q4 24 | — | 1.5% | ||
| Q3 24 | — | 2.2% | ||
| Q2 24 | — | 1.5% | ||
| Q1 24 | — | 2.2% |
现金转化率ACTFSTR
| Q4 25 | — | 9.18× | ||
| Q3 25 | — | 6.70× | ||
| Q2 25 | — | 3.61× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.69× | ||
| Q2 24 | — | -1.74× | ||
| Q1 24 | — | -4.83× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
暂无分部数据
FSTR
| Rail Technologies And Services Segment | $98.0M | 61% |
| Over Time Output Method | $26.3M | 16% |
| Services | $19.4M | 12% |
| Rail Technologies Products | $10.0M | 6% |
| Over Time Input Method | $8.3M | 5% |
