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Enact Holdings, Inc.（ACT）与GORMAN RUPP CO（GRC）财务数据对比。点击上方公司名可切换其他公司
Enact Holdings, Inc.的季度营收约是GORMAN RUPP CO的1.9倍（$312.1M vs $166.6M），Enact Holdings, Inc.净利率更高（53.8% vs 8.3%，领先45.6%），GORMAN RUPP CO同比增速更快（2.4% vs 1.7%），过去两年GORMAN RUPP CO的营收复合增速更高（2.3% vs 2.2%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
戈尔曼-拉普是一家总部位于俄亥俄州曼斯菲尔德的泵类制造商，产品面向市政供水、污水处理、工业、建筑、石油、消防及原始设备制造等多个领域提供配套水泵，公司在纽约证券交易所上市，现任首席执行官为斯科特·金。
ACT vs GRC — 直观对比
营收规模更大
ACT
是对方的1.9倍
$166.6M
营收增速更快
GRC
高出0.7%
1.7%
净利率更高
ACT
高出45.6%
8.3%
两年增速更快
GRC
近两年复合增速
2.2%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.1M | $166.6M |
| 净利润 | $168.0M | $13.7M |
| 毛利率 | — | 31.4% |
| 营业利润率 | — | 14.9% |
| 净利率 | 53.8% | 8.3% |
| 营收同比 | 1.7% | 2.4% |
| 净利润同比 | 1.2% | 25.2% |
| 每股收益（稀释后） | $1.18 | $0.53 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTGRC
| Q1 26 | $312.1M | — | ||
| Q4 25 | $312.7M | $166.6M | ||
| Q3 25 | $311.5M | $172.8M | ||
| Q2 25 | $304.9M | $179.0M | ||
| Q1 25 | $306.8M | $163.9M | ||
| Q4 24 | $301.8M | $162.7M | ||
| Q3 24 | $309.6M | $168.2M | ||
| Q2 24 | $298.8M | $169.5M |
净利润ACTGRC
| Q1 26 | $168.0M | — | ||
| Q4 25 | — | $13.7M | ||
| Q3 25 | — | $11.3M | ||
| Q2 25 | — | $15.8M | ||
| Q1 25 | — | $12.1M | ||
| Q4 24 | — | $11.0M | ||
| Q3 24 | — | $12.9M | ||
| Q2 24 | — | $8.3M |
毛利率ACTGRC
| Q1 26 | — | — | ||
| Q4 25 | — | 31.4% | ||
| Q3 25 | — | 29.2% | ||
| Q2 25 | — | 31.3% | ||
| Q1 25 | — | 30.7% | ||
| Q4 24 | — | 30.2% | ||
| Q3 24 | — | 31.3% | ||
| Q2 24 | — | 31.9% |
营业利润率ACTGRC
| Q1 26 | — | — | ||
| Q4 25 | 71.3% | 14.9% | ||
| Q3 25 | 67.4% | 12.4% | ||
| Q2 25 | 70.4% | 15.0% | ||
| Q1 25 | 68.9% | 13.5% | ||
| Q4 24 | 68.9% | 13.0% | ||
| Q3 24 | 74.1% | 14.2% | ||
| Q2 24 | 78.6% | 15.4% |
净利率ACTGRC
| Q1 26 | 53.8% | — | ||
| Q4 25 | — | 8.3% | ||
| Q3 25 | — | 6.6% | ||
| Q2 25 | — | 8.8% | ||
| Q1 25 | — | 7.4% | ||
| Q4 24 | — | 6.7% | ||
| Q3 24 | — | 7.7% | ||
| Q2 24 | — | 4.9% |
每股收益（稀释后）ACTGRC
| Q1 26 | $1.18 | — | ||
| Q4 25 | $1.23 | $0.53 | ||
| Q3 25 | $1.10 | $0.43 | ||
| Q2 25 | $1.11 | $0.60 | ||
| Q1 25 | $1.08 | $0.46 | ||
| Q4 24 | $1.05 | $0.42 | ||
| Q3 24 | $1.15 | $0.49 | ||
| Q2 24 | $1.16 | $0.32 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $549.0M | $35.1M |
| 总债务越低越好 | $744.9M | $307.5M |
| 股东权益账面价值 | $5.3B | $414.7M |
| 总资产 | $7.0B | $860.1M |
| 负债/权益比越低杠杆越低 | 0.14× | 0.74× |
8季度趋势，按日历期对齐
现金及短期投资ACTGRC
| Q1 26 | $549.0M | — | ||
| Q4 25 | $582.5M | $35.1M | ||
| Q3 25 | $545.6M | $42.9M | ||
| Q2 25 | $616.0M | $27.0M | ||
| Q1 25 | $639.0M | $21.8M | ||
| Q4 24 | $602.8M | $24.2M | ||
| Q3 24 | $674.9M | $39.7M | ||
| Q2 24 | $711.3M | $34.2M |
总债务ACTGRC
| Q1 26 | $744.9M | — | ||
| Q4 25 | $744.5M | $307.5M | ||
| Q3 25 | $744.1M | $322.3M | ||
| Q2 25 | $743.8M | $337.1M | ||
| Q1 25 | $743.4M | $352.2M | ||
| Q4 24 | $743.0M | $366.6M | ||
| Q3 24 | $742.7M | $381.0M | ||
| Q2 24 | $742.4M | $395.4M |
股东权益ACTGRC
| Q1 26 | $5.3B | — | ||
| Q4 25 | $5.4B | $414.7M | ||
| Q3 25 | $5.3B | $405.2M | ||
| Q2 25 | $5.2B | $397.8M | ||
| Q1 25 | $5.1B | $382.1M | ||
| Q4 24 | $5.0B | $373.8M | ||
| Q3 24 | $5.0B | $367.3M | ||
| Q2 24 | $4.8B | $358.6M |
总资产ACTGRC
| Q1 26 | $7.0B | — | ||
| Q4 25 | $6.9B | $860.1M | ||
| Q3 25 | $6.9B | $869.9M | ||
| Q2 25 | $6.8B | $861.8M | ||
| Q1 25 | $6.7B | $857.8M | ||
| Q4 24 | $6.5B | $858.5M | ||
| Q3 24 | $6.6B | $883.5M | ||
| Q2 24 | $6.3B | $891.1M |
负债/权益比ACTGRC
| Q1 26 | 0.14× | — | ||
| Q4 25 | 0.14× | 0.74× | ||
| Q3 25 | 0.14× | 0.80× | ||
| Q2 25 | 0.14× | 0.85× | ||
| Q1 25 | 0.15× | 0.92× | ||
| Q4 24 | 0.15× | 0.98× | ||
| Q3 24 | 0.15× | 1.04× | ||
| Q2 24 | 0.15× | 1.10× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $15.0M |
| 自由现金流经营现金流 - 资本支出 | — | $10.2M |
| 自由现金流率自由现金流/营收 | — | 6.1% |
| 资本支出强度资本支出/营收 | — | 2.9% |
| 现金转化率经营现金流/净利润 | — | 1.09× |
| 过去12个月自由现金流最近4个季度 | — | $88.9M |
8季度趋势，按日历期对齐
经营现金流ACTGRC
| Q1 26 | — | — | ||
| Q4 25 | $724.5M | $15.0M | ||
| Q3 25 | $192.0M | $42.3M | ||
| Q2 25 | $119.5M | $27.8M | ||
| Q1 25 | $226.7M | $21.1M | ||
| Q4 24 | $686.3M | $9.3M | ||
| Q3 24 | $188.1M | $27.2M | ||
| Q2 24 | $144.7M | $22.7M |
自由现金流ACTGRC
| Q1 26 | — | — | ||
| Q4 25 | — | $10.2M | ||
| Q3 25 | — | $35.8M | ||
| Q2 25 | — | $24.8M | ||
| Q1 25 | — | $18.1M | ||
| Q4 24 | — | $5.2M | ||
| Q3 24 | — | $24.0M | ||
| Q2 24 | — | $19.4M |
自由现金流率ACTGRC
| Q1 26 | — | — | ||
| Q4 25 | — | 6.1% | ||
| Q3 25 | — | 20.7% | ||
| Q2 25 | — | 13.9% | ||
| Q1 25 | — | 11.0% | ||
| Q4 24 | — | 3.2% | ||
| Q3 24 | — | 14.3% | ||
| Q2 24 | — | 11.5% |
资本支出强度ACTGRC
| Q1 26 | — | — | ||
| Q4 25 | — | 2.9% | ||
| Q3 25 | — | 3.8% | ||
| Q2 25 | — | 1.7% | ||
| Q1 25 | — | 1.8% | ||
| Q4 24 | — | 2.5% | ||
| Q3 24 | — | 1.9% | ||
| Q2 24 | — | 1.9% |
现金转化率ACTGRC
| Q1 26 | — | — | ||
| Q4 25 | — | 1.09× | ||
| Q3 25 | — | 3.73× | ||
| Q2 25 | — | 1.76× | ||
| Q1 25 | — | 1.74× | ||
| Q4 24 | — | 0.84× | ||
| Q3 24 | — | 2.10× | ||
| Q2 24 | — | 2.72× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
| Premiums | $242.8M | 78% |
| Other | $69.2M | 22% |
GRC
| Industrial | $34.7M | 21% |
| Fire Market | $31.4M | 19% |
| Municipal | $25.3M | 15% |
| Agriculture | $22.5M | 14% |
| Repair Parts | $18.9M | 11% |
| Construction | $17.3M | 10% |
| Original Equipment Manufacturer | $10.8M | 7% |
| Petroleum | $5.6M | 3% |
