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Enact Holdings, Inc.（ACT）与Gitlab Inc.（GTLB）财务数据对比。点击上方公司名可切换其他公司
Enact Holdings, Inc.的季度营收约是Gitlab Inc.的1.3倍（$312.1M vs $244.4M），Enact Holdings, Inc.净利率更高（53.8% vs -3.4%，领先57.2%），Gitlab Inc.同比增速更快（24.6% vs 1.7%），过去两年Gitlab Inc.的营收复合增速更高（22.1% vs 2.2%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
GitLab Inc.是一家美国企业，开发并运营同名开放核心架构DevOps软件平台，覆盖软件开发、安全防护、运维运营全流程。产品基于Git分布式版本控制技术搭建，还为各项目提供访问控制、缺陷追踪、需求管理、任务调度、项目知识库、代码片段分享等全栈协作功能。
ACT vs GTLB — 直观对比
营收规模更大
ACT
是对方的1.3倍
$244.4M
营收增速更快
GTLB
高出22.9%
1.7%
净利率更高
ACT
高出57.2%
-3.4%
两年增速更快
GTLB
近两年复合增速
2.2%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $312.1M | $244.4M |
| 净利润 | $168.0M | $-8.3M |
| 毛利率 | — | 86.8% |
| 营业利润率 | — | -5.1% |
| 净利率 | 53.8% | -3.4% |
| 营收同比 | 1.7% | 24.6% |
| 净利润同比 | 1.2% | -128.0% |
| 每股收益（稀释后） | $1.18 | $-0.05 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTGTLB
| Q1 26 | $312.1M | — | ||
| Q4 25 | $312.7M | $244.4M | ||
| Q3 25 | $311.5M | $236.0M | ||
| Q2 25 | $304.9M | $214.5M | ||
| Q1 25 | $306.8M | $211.4M | ||
| Q4 24 | $301.8M | $196.0M | ||
| Q3 24 | $309.6M | $182.6M | ||
| Q2 24 | $298.8M | $169.2M |
净利润ACTGTLB
| Q1 26 | $168.0M | — | ||
| Q4 25 | — | $-8.3M | ||
| Q3 25 | — | $-9.2M | ||
| Q2 25 | — | $-35.9M | ||
| Q1 25 | — | $5.8M | ||
| Q4 24 | — | $29.6M | ||
| Q3 24 | — | $12.9M | ||
| Q2 24 | — | $-54.6M |
毛利率ACTGTLB
| Q1 26 | — | — | ||
| Q4 25 | — | 86.8% | ||
| Q3 25 | — | 87.9% | ||
| Q2 25 | — | 88.3% | ||
| Q1 25 | — | 89.2% | ||
| Q4 24 | — | 88.7% | ||
| Q3 24 | — | 88.3% | ||
| Q2 24 | — | 88.9% |
营业利润率ACTGTLB
| Q1 26 | — | — | ||
| Q4 25 | 71.3% | -5.1% | ||
| Q3 25 | 67.4% | -7.8% | ||
| Q2 25 | 70.4% | -16.1% | ||
| Q1 25 | 68.9% | -9.1% | ||
| Q4 24 | 68.9% | -14.7% | ||
| Q3 24 | 74.1% | -22.5% | ||
| Q2 24 | 78.6% | -31.7% |
净利率ACTGTLB
| Q1 26 | 53.8% | — | ||
| Q4 25 | — | -3.4% | ||
| Q3 25 | — | -3.9% | ||
| Q2 25 | — | -16.7% | ||
| Q1 25 | — | 2.7% | ||
| Q4 24 | — | 15.1% | ||
| Q3 24 | — | 7.1% | ||
| Q2 24 | — | -32.3% |
每股收益（稀释后）ACTGTLB
| Q1 26 | $1.18 | — | ||
| Q4 25 | $1.23 | $-0.05 | ||
| Q3 25 | $1.10 | $-0.06 | ||
| Q2 25 | $1.11 | $-0.22 | ||
| Q1 25 | $1.08 | $0.05 | ||
| Q4 24 | $1.05 | $0.18 | ||
| Q3 24 | $1.15 | $0.08 | ||
| Q2 24 | $1.16 | $-0.35 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $549.0M | $224.2M |
| 总债务越低越好 | $744.9M | — |
| 股东权益账面价值 | $5.3B | $922.7M |
| 总资产 | $7.0B | $1.6B |
| 负债/权益比越低杠杆越低 | 0.14× | — |
8季度趋势，按日历期对齐
现金及短期投资ACTGTLB
| Q1 26 | $549.0M | — | ||
| Q4 25 | $582.5M | $224.2M | ||
| Q3 25 | $545.6M | $261.4M | ||
| Q2 25 | $616.0M | $255.7M | ||
| Q1 25 | $639.0M | $227.6M | ||
| Q4 24 | $602.8M | $176.6M | ||
| Q3 24 | $674.9M | $438.6M | ||
| Q2 24 | $711.3M | $420.3M |
总债务ACTGTLB
| Q1 26 | $744.9M | — | ||
| Q4 25 | $744.5M | — | ||
| Q3 25 | $744.1M | — | ||
| Q2 25 | $743.8M | — | ||
| Q1 25 | $743.4M | — | ||
| Q4 24 | $743.0M | — | ||
| Q3 24 | $742.7M | — | ||
| Q2 24 | $742.4M | — |
股东权益ACTGTLB
| Q1 26 | $5.3B | — | ||
| Q4 25 | $5.4B | $922.7M | ||
| Q3 25 | $5.3B | $866.6M | ||
| Q2 25 | $5.2B | $808.3M | ||
| Q1 25 | $5.1B | $775.9M | ||
| Q4 24 | $5.0B | $724.7M | ||
| Q3 24 | $5.0B | $642.8M | ||
| Q2 24 | $4.8B | $567.8M |
总资产ACTGTLB
| Q1 26 | $7.0B | — | ||
| Q4 25 | $6.9B | $1.6B | ||
| Q3 25 | $6.9B | $1.5B | ||
| Q2 25 | $6.8B | $1.4B | ||
| Q1 25 | $6.7B | $1.4B | ||
| Q4 24 | $6.5B | $1.3B | ||
| Q3 24 | $6.6B | $1.4B | ||
| Q2 24 | $6.3B | $1.3B |
负债/权益比ACTGTLB
| Q1 26 | 0.14× | — | ||
| Q4 25 | 0.14× | — | ||
| Q3 25 | 0.14× | — | ||
| Q2 25 | 0.14× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 0.15× | — | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $31.4M |
| 自由现金流经营现金流 - 资本支出 | — | $28.4M |
| 自由现金流率自由现金流/营收 | — | 11.6% |
| 资本支出强度资本支出/营收 | — | 1.2% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $242.3M |
8季度趋势，按日历期对齐
经营现金流ACTGTLB
| Q1 26 | — | — | ||
| Q4 25 | $724.5M | $31.4M | ||
| Q3 25 | $192.0M | $49.4M | ||
| Q2 25 | $119.5M | $106.3M | ||
| Q1 25 | $226.7M | $63.2M | ||
| Q4 24 | $686.3M | $-177.0M | ||
| Q3 24 | $188.1M | $11.7M | ||
| Q2 24 | $144.7M | $38.1M |
自由现金流ACTGTLB
| Q1 26 | — | — | ||
| Q4 25 | — | $28.4M | ||
| Q3 25 | — | $46.5M | ||
| Q2 25 | — | $105.4M | ||
| Q1 25 | — | $62.1M | ||
| Q4 24 | — | $-178.1M | ||
| Q3 24 | — | $10.8M | ||
| Q2 24 | — | $37.4M |
自由现金流率ACTGTLB
| Q1 26 | — | — | ||
| Q4 25 | — | 11.6% | ||
| Q3 25 | — | 19.7% | ||
| Q2 25 | — | 49.1% | ||
| Q1 25 | — | 29.4% | ||
| Q4 24 | — | -90.8% | ||
| Q3 24 | — | 5.9% | ||
| Q2 24 | — | 22.1% |
资本支出强度ACTGTLB
| Q1 26 | — | — | ||
| Q4 25 | — | 1.2% | ||
| Q3 25 | — | 1.2% | ||
| Q2 25 | — | 0.4% | ||
| Q1 25 | — | 0.5% | ||
| Q4 24 | — | 0.5% | ||
| Q3 24 | — | 0.5% | ||
| Q2 24 | — | 0.4% |
现金转化率ACTGTLB
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 10.89× | ||
| Q4 24 | — | -5.99× | ||
| Q3 24 | — | 0.90× | ||
| Q2 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
| Premiums | $242.8M | 78% |
| Other | $69.2M | 22% |
GTLB
| Subscription And Circulation | $146.4M | 60% |
| Subscription Software As A Service | $76.9M | 31% |
| License | $15.5M | 6% |
| Professional Services And Other | $5.6M | 2% |
