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Enact Holdings, Inc.（ACT）与IBEX Ltd（IBEX）财务数据对比。点击上方公司名可切换其他公司
Enact Holdings, Inc.的季度营收约是IBEX Ltd的1.9倍（$312.7M vs $164.2M），IBEX Ltd同比增速更快（16.7% vs 3.6%），过去两年IBEX Ltd的营收复合增速更高（13.8% vs 3.6%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
IBEX 35是西班牙主要交易所马德里证券交易所的基准股票指数，该指数始创于1992年，由西班牙证券市场集团BME旗下的交易所公司负责计算与管理。它以市值加权编制，涵盖马德里证券交易所流动性最高的35只西班牙股票，每年进行两次成分股调整。
ACT vs IBEX — 直观对比
营收规模更大
ACT
是对方的1.9倍
$164.2M
营收增速更快
IBEX
高出13.1%
3.6%
两年增速更快
IBEX
近两年复合增速
3.6%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $164.2M |
| 净利润 | — | $12.2M |
| 毛利率 | — | — |
| 营业利润率 | 71.3% | 9.3% |
| 净利率 | — | 7.4% |
| 营收同比 | 3.6% | 16.7% |
| 净利润同比 | — | 31.8% |
| 每股收益（稀释后） | $1.23 | $0.83 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTIBEX
| Q4 25 | $312.7M | $164.2M | ||
| Q3 25 | $311.5M | $151.2M | ||
| Q2 25 | $304.9M | $147.1M | ||
| Q1 25 | $306.8M | $140.7M | ||
| Q4 24 | $301.8M | $140.7M | ||
| Q3 24 | $309.6M | $129.7M | ||
| Q2 24 | $298.8M | $124.5M | ||
| Q1 24 | $291.6M | $126.8M |
净利润ACTIBEX
| Q4 25 | — | $12.2M | ||
| Q3 25 | — | $12.0M | ||
| Q2 25 | — | $9.6M | ||
| Q1 25 | — | $10.5M | ||
| Q4 24 | — | $9.3M | ||
| Q3 24 | — | $7.5M | ||
| Q2 24 | — | $9.8M | ||
| Q1 24 | — | $10.3M |
营业利润率ACTIBEX
| Q4 25 | 71.3% | 9.3% | ||
| Q3 25 | 67.4% | 9.1% | ||
| Q2 25 | 70.4% | 8.3% | ||
| Q1 25 | 68.9% | 9.5% | ||
| Q4 24 | 68.9% | 8.5% | ||
| Q3 24 | 74.1% | 7.0% | ||
| Q2 24 | 78.6% | 10.3% | ||
| Q1 24 | 70.6% | 8.9% |
净利率ACTIBEX
| Q4 25 | — | 7.4% | ||
| Q3 25 | — | 8.0% | ||
| Q2 25 | — | 6.5% | ||
| Q1 25 | — | 7.4% | ||
| Q4 24 | — | 6.6% | ||
| Q3 24 | — | 5.8% | ||
| Q2 24 | — | 7.9% | ||
| Q1 24 | — | 8.1% |
每股收益（稀释后）ACTIBEX
| Q4 25 | $1.23 | $0.83 | ||
| Q3 25 | $1.10 | $0.82 | ||
| Q2 25 | $1.11 | $0.63 | ||
| Q1 25 | $1.08 | $0.73 | ||
| Q4 24 | $1.05 | $0.57 | ||
| Q3 24 | $1.15 | $0.43 | ||
| Q2 24 | $1.16 | $0.55 | ||
| Q1 24 | $1.01 | $0.57 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $15.5M |
| 总债务越低越好 | $744.5M | $594.0K |
| 股东权益账面价值 | $5.4B | $154.5M |
| 总资产 | $6.9B | $295.8M |
| 负债/权益比越低杠杆越低 | 0.14× | 0.00× |
8季度趋势，按日历期对齐
现金及短期投资ACTIBEX
| Q4 25 | $582.5M | $15.5M | ||
| Q3 25 | $545.6M | $22.7M | ||
| Q2 25 | $616.0M | $15.3M | ||
| Q1 25 | $639.0M | $13.0M | ||
| Q4 24 | $602.8M | $20.2M | ||
| Q3 24 | $674.9M | $62.3M | ||
| Q2 24 | $711.3M | $62.7M | ||
| Q1 24 | $624.3M | $50.7M |
总债务ACTIBEX
| Q4 25 | $744.5M | $594.0K | ||
| Q3 25 | $744.1M | $726.0K | ||
| Q2 25 | $743.8M | $796.0K | ||
| Q1 25 | $743.4M | $735.0K | ||
| Q4 24 | $743.0M | $695.0K | ||
| Q3 24 | $742.7M | $802.0K | ||
| Q2 24 | $742.4M | $867.0K | ||
| Q1 24 | $746.1M | $820.0K |
股东权益ACTIBEX
| Q4 25 | $5.4B | $154.5M | ||
| Q3 25 | $5.3B | $143.6M | ||
| Q2 25 | $5.2B | $134.3M | ||
| Q1 25 | $5.1B | $124.2M | ||
| Q4 24 | $5.0B | $108.9M | ||
| Q3 24 | $5.0B | $171.1M | ||
| Q2 24 | $4.8B | $165.8M | ||
| Q1 24 | $4.7B | $159.3M |
总资产ACTIBEX
| Q4 25 | $6.9B | $295.8M | ||
| Q3 25 | $6.9B | $283.9M | ||
| Q2 25 | $6.8B | $273.2M | ||
| Q1 25 | $6.7B | $274.7M | ||
| Q4 24 | $6.5B | $272.5M | ||
| Q3 24 | $6.6B | $306.3M | ||
| Q2 24 | $6.3B | $293.9M | ||
| Q1 24 | $6.3B | $289.6M |
负债/权益比ACTIBEX
| Q4 25 | 0.14× | 0.00× | ||
| Q3 25 | 0.14× | 0.01× | ||
| Q2 25 | 0.14× | 0.01× | ||
| Q1 25 | 0.15× | 0.01× | ||
| Q4 24 | 0.15× | 0.01× | ||
| Q3 24 | 0.15× | 0.00× | ||
| Q2 24 | 0.15× | 0.01× | ||
| Q1 24 | 0.16× | 0.01× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $6.6M |
| 自由现金流经营现金流 - 资本支出 | — | $-5.1M |
| 自由现金流率自由现金流/营收 | — | -3.1% |
| 资本支出强度资本支出/营收 | — | 7.1% |
| 现金转化率经营现金流/净利润 | — | 0.54× |
| 过去12个月自由现金流最近4个季度 | — | $29.3M |
8季度趋势，按日历期对齐
经营现金流ACTIBEX
| Q4 25 | $724.5M | $6.6M | ||
| Q3 25 | $192.0M | $15.7M | ||
| Q2 25 | $119.5M | $27.9M | ||
| Q1 25 | $226.7M | $8.8M | ||
| Q4 24 | $686.3M | $1.1M | ||
| Q3 24 | $188.1M | $7.8M | ||
| Q2 24 | $144.7M | $17.4M | ||
| Q1 24 | $187.3M | $11.4M |
自由现金流ACTIBEX
| Q4 25 | — | $-5.1M | ||
| Q3 25 | — | $8.0M | ||
| Q2 25 | — | $22.8M | ||
| Q1 25 | — | $3.6M | ||
| Q4 24 | — | $-3.2M | ||
| Q3 24 | — | $4.1M | ||
| Q2 24 | — | $15.2M | ||
| Q1 24 | — | $9.7M |
自由现金流率ACTIBEX
| Q4 25 | — | -3.1% | ||
| Q3 25 | — | 5.3% | ||
| Q2 25 | — | 15.5% | ||
| Q1 25 | — | 2.5% | ||
| Q4 24 | — | -2.3% | ||
| Q3 24 | — | 3.2% | ||
| Q2 24 | — | 12.2% | ||
| Q1 24 | — | 7.7% |
资本支出强度ACTIBEX
| Q4 25 | — | 7.1% | ||
| Q3 25 | — | 5.1% | ||
| Q2 25 | — | 3.5% | ||
| Q1 25 | — | 3.7% | ||
| Q4 24 | — | 3.1% | ||
| Q3 24 | — | 2.8% | ||
| Q2 24 | — | 1.8% | ||
| Q1 24 | — | 1.3% |
现金转化率ACTIBEX
| Q4 25 | — | 0.54× | ||
| Q3 25 | — | 1.30× | ||
| Q2 25 | — | 2.91× | ||
| Q1 25 | — | 0.84× | ||
| Q4 24 | — | 0.12× | ||
| Q3 24 | — | 1.03× | ||
| Q2 24 | — | 1.77× | ||
| Q1 24 | — | 1.11× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
暂无分部数据
IBEX
| Transferred Over Time | $147.1M | 90% |
| Transferred At Point In Time | $17.1M | 10% |
