vs
Enact Holdings, Inc.（ACT）与LINDBLAD EXPEDITIONS HOLDINGS, INC.（LIND）财务数据对比。点击上方公司名可切换其他公司
Enact Holdings, Inc.的季度营收约是LINDBLAD EXPEDITIONS HOLDINGS, INC.的1.7倍（$312.7M vs $183.2M），LINDBLAD EXPEDITIONS HOLDINGS, INC.同比增速更快（23.3% vs 3.6%），过去两年LINDBLAD EXPEDITIONS HOLDINGS, INC.的营收复合增速更高（9.2% vs 3.6%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
林德布拉德探险控股是一家专业探险旅行企业，总部位于美国纽约。目前公司运营15艘探险邮轮，载客量从28人到150人不等，可为旅行者提供覆盖全球七大洲目的地的探险邮轮旅程。
ACT vs LIND — 直观对比
营收规模更大
ACT
是对方的1.7倍
$183.2M
营收增速更快
LIND
高出19.6%
3.6%
两年增速更快
LIND
近两年复合增速
3.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $183.2M |
| 净利润 | — | $-23.6M |
| 毛利率 | — | 40.3% |
| 营业利润率 | 71.3% | -3.0% |
| 净利率 | — | -12.9% |
| 营收同比 | 3.6% | 23.3% |
| 净利润同比 | — | 6.0% |
| 每股收益（稀释后） | $1.23 | $-0.45 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTLIND
| Q4 25 | $312.7M | $183.2M | ||
| Q3 25 | $311.5M | $240.2M | ||
| Q2 25 | $304.9M | $167.9M | ||
| Q1 25 | $306.8M | $179.7M | ||
| Q4 24 | $301.8M | $148.6M | ||
| Q3 24 | $309.6M | $206.0M | ||
| Q2 24 | $298.8M | $136.5M | ||
| Q1 24 | $291.6M | $153.6M |
净利润ACTLIND
| Q4 25 | — | $-23.6M | ||
| Q3 25 | — | $1.2M | ||
| Q2 25 | — | $-8.5M | ||
| Q1 25 | — | $1.2M | ||
| Q4 24 | — | $-25.0M | ||
| Q3 24 | — | $22.5M | ||
| Q2 24 | — | $-24.7M | ||
| Q1 24 | — | $-4.0M |
毛利率ACTLIND
| Q4 25 | — | 40.3% | ||
| Q3 25 | — | 48.2% | ||
| Q2 25 | — | 45.6% | ||
| Q1 25 | — | 48.3% | ||
| Q4 24 | — | 42.5% | ||
| Q3 24 | — | 46.7% | ||
| Q2 24 | — | 39.2% | ||
| Q1 24 | — | 45.0% |
营业利润率ACTLIND
| Q4 25 | 71.3% | -3.0% | ||
| Q3 25 | 67.4% | 15.0% | ||
| Q2 25 | 70.4% | 2.6% | ||
| Q1 25 | 68.9% | 5.9% | ||
| Q4 24 | 68.9% | -5.1% | ||
| Q3 24 | 74.1% | 14.3% | ||
| Q2 24 | 78.6% | -6.0% | ||
| Q1 24 | 70.6% | 5.1% |
净利率ACTLIND
| Q4 25 | — | -12.9% | ||
| Q3 25 | — | 0.5% | ||
| Q2 25 | — | -5.1% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | — | -16.9% | ||
| Q3 24 | — | 10.9% | ||
| Q2 24 | — | -18.1% | ||
| Q1 24 | — | -2.6% |
每股收益（稀释后）ACTLIND
| Q4 25 | $1.23 | $-0.45 | ||
| Q3 25 | $1.10 | $0.00 | ||
| Q2 25 | $1.11 | $-0.18 | ||
| Q1 25 | $1.08 | $0.00 | ||
| Q4 24 | $1.05 | $-0.45 | ||
| Q3 24 | $1.15 | $0.36 | ||
| Q2 24 | $1.16 | $-0.48 | ||
| Q1 24 | $1.01 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $256.7M |
| 总债务越低越好 | $744.5M | $662.7M |
| 股东权益账面价值 | $5.4B | $-284.5M |
| 总资产 | $6.9B | $980.0M |
| 负债/权益比越低杠杆越低 | 0.14× | — |
8季度趋势，按日历期对齐
现金及短期投资ACTLIND
| Q4 25 | $582.5M | $256.7M | ||
| Q3 25 | $545.6M | $261.8M | ||
| Q2 25 | $616.0M | $200.9M | ||
| Q1 25 | $639.0M | $188.9M | ||
| Q4 24 | $602.8M | $183.9M | ||
| Q3 24 | $674.9M | $193.9M | ||
| Q2 24 | $711.3M | $168.1M | ||
| Q1 24 | $624.3M | $177.7M |
总债务ACTLIND
| Q4 25 | $744.5M | $662.7M | ||
| Q3 25 | $744.1M | $663.5M | ||
| Q2 25 | $743.8M | $627.3M | ||
| Q1 25 | $743.4M | $626.4M | ||
| Q4 24 | $743.0M | $625.5M | ||
| Q3 24 | $742.7M | $624.5M | ||
| Q2 24 | $742.4M | $623.6M | ||
| Q1 24 | $746.1M | $622.7M |
股东权益ACTLIND
| Q4 25 | $5.4B | $-284.5M | ||
| Q3 25 | $5.3B | $-256.6M | ||
| Q2 25 | $5.2B | $-263.8M | ||
| Q1 25 | $5.1B | $-252.2M | ||
| Q4 24 | $5.0B | $-253.1M | ||
| Q3 24 | $5.0B | $-226.9M | ||
| Q2 24 | $4.8B | $-255.5M | ||
| Q1 24 | $4.7B | $-227.4M |
总资产ACTLIND
| Q4 25 | $6.9B | $980.0M | ||
| Q3 25 | $6.9B | $976.5M | ||
| Q2 25 | $6.8B | $936.5M | ||
| Q1 25 | $6.7B | $908.8M | ||
| Q4 24 | $6.5B | $876.9M | ||
| Q3 24 | $6.6B | $889.8M | ||
| Q2 24 | $6.3B | $858.3M | ||
| Q1 24 | $6.3B | $868.0M |
负债/权益比ACTLIND
| Q4 25 | 0.14× | — | ||
| Q3 25 | 0.14× | — | ||
| Q2 25 | 0.14× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 0.15× | — | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — | ||
| Q1 24 | 0.16× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $14.4M |
| 自由现金流经营现金流 - 资本支出 | — | $3.5M |
| 自由现金流率自由现金流/营收 | — | 1.9% |
| 资本支出强度资本支出/营收 | — | 6.0% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $63.8M |
8季度趋势，按日历期对齐
经营现金流ACTLIND
| Q4 25 | $724.5M | $14.4M | ||
| Q3 25 | $192.0M | $19.5M | ||
| Q2 25 | $119.5M | $29.2M | ||
| Q1 25 | $226.7M | $48.4M | ||
| Q4 24 | $686.3M | $1.7M | ||
| Q3 24 | $188.1M | $28.1M | ||
| Q2 24 | $144.7M | $18.6M | ||
| Q1 24 | $187.3M | $43.9M |
自由现金流ACTLIND
| Q4 25 | — | $3.5M | ||
| Q3 25 | — | $11.9M | ||
| Q2 25 | — | $13.5M | ||
| Q1 25 | — | $35.0M | ||
| Q4 24 | — | $-8.2M | ||
| Q3 24 | — | $18.4M | ||
| Q2 24 | — | $11.2M | ||
| Q1 24 | — | $37.4M |
自由现金流率ACTLIND
| Q4 25 | — | 1.9% | ||
| Q3 25 | — | 5.0% | ||
| Q2 25 | — | 8.0% | ||
| Q1 25 | — | 19.5% | ||
| Q4 24 | — | -5.5% | ||
| Q3 24 | — | 8.9% | ||
| Q2 24 | — | 8.2% | ||
| Q1 24 | — | 24.4% |
资本支出强度ACTLIND
| Q4 25 | — | 6.0% | ||
| Q3 25 | — | 3.2% | ||
| Q2 25 | — | 9.4% | ||
| Q1 25 | — | 7.5% | ||
| Q4 24 | — | 6.6% | ||
| Q3 24 | — | 4.7% | ||
| Q2 24 | — | 5.4% | ||
| Q1 24 | — | 4.2% |
现金转化率ACTLIND
| Q4 25 | — | — | ||
| Q3 25 | — | 16.41× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 41.69× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 1.25× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
暂无分部数据
LIND
| Guest Ticket | $96.5M | 53% |
| Landexperience | $67.3M | 37% |
| Other Tour | $19.4M | 11% |
