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Enact Holdings, Inc.（ACT）与RPC INC（RES）财务数据对比。点击上方公司名可切换其他公司
RPC INC的季度营收约是Enact Holdings, Inc.的1.4倍（$425.8M vs $312.7M），RPC INC同比增速更快（27.0% vs 3.6%），过去两年RPC INC的营收复合增速更高（6.2% vs 3.6%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
RPC集团是总部位于英国的企业，曾是欧洲规模最大的塑料包装供应商之一，总部坐落于北安普敦郡的拉什登。该公司此前在伦敦证券交易所上市，2019年被贝瑞全球集团收购，贝瑞全球集团又于2025年被安海斯包装收购。
ACT vs RES — 直观对比
营收规模更大
RES
是对方的1.4倍
$312.7M
营收增速更快
RES
高出23.3%
3.6%
两年增速更快
RES
近两年复合增速
3.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $425.8M |
| 净利润 | — | $-3.1M |
| 毛利率 | — | 21.0% |
| 营业利润率 | 71.3% | -0.9% |
| 净利率 | — | -0.7% |
| 营收同比 | 3.6% | 27.0% |
| 净利润同比 | — | -124.0% |
| 每股收益（稀释后） | $1.23 | $-0.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTRES
| Q4 25 | $312.7M | $425.8M | ||
| Q3 25 | $311.5M | $447.1M | ||
| Q2 25 | $304.9M | $420.8M | ||
| Q1 25 | $306.8M | $332.9M | ||
| Q4 24 | $301.8M | $335.4M | ||
| Q3 24 | $309.6M | $337.7M | ||
| Q2 24 | $298.8M | $364.2M | ||
| Q1 24 | $291.6M | $377.8M |
净利润ACTRES
| Q4 25 | — | $-3.1M | ||
| Q3 25 | — | $13.0M | ||
| Q2 25 | — | $10.1M | ||
| Q1 25 | — | $12.0M | ||
| Q4 24 | — | $12.8M | ||
| Q3 24 | — | $18.8M | ||
| Q2 24 | — | $32.4M | ||
| Q1 24 | — | $27.5M |
毛利率ACTRES
| Q4 25 | — | 21.0% | ||
| Q3 25 | — | 25.1% | ||
| Q2 25 | — | 24.5% | ||
| Q1 25 | — | 26.7% | ||
| Q4 24 | — | 25.4% | ||
| Q3 24 | — | 26.7% | ||
| Q2 24 | — | 28.0% | ||
| Q1 24 | — | 26.8% |
营业利润率ACTRES
| Q4 25 | 71.3% | -0.9% | ||
| Q3 25 | 67.4% | 4.7% | ||
| Q2 25 | 70.4% | 3.7% | ||
| Q1 25 | 68.9% | 3.7% | ||
| Q4 24 | 68.9% | 3.1% | ||
| Q3 24 | 74.1% | 5.7% | ||
| Q2 24 | 78.6% | 9.7% | ||
| Q1 24 | 70.6% | 8.6% |
净利率ACTRES
| Q4 25 | — | -0.7% | ||
| Q3 25 | — | 2.9% | ||
| Q2 25 | — | 2.4% | ||
| Q1 25 | — | 3.6% | ||
| Q4 24 | — | 3.8% | ||
| Q3 24 | — | 5.6% | ||
| Q2 24 | — | 8.9% | ||
| Q1 24 | — | 7.3% |
每股收益（稀释后）ACTRES
| Q4 25 | $1.23 | $-0.02 | ||
| Q3 25 | $1.10 | $0.06 | ||
| Q2 25 | $1.11 | $0.05 | ||
| Q1 25 | $1.08 | $0.06 | ||
| Q4 24 | $1.05 | $0.06 | ||
| Q3 24 | $1.15 | $0.09 | ||
| Q2 24 | $1.16 | $0.15 | ||
| Q1 24 | $1.01 | $0.13 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $210.0M |
| 总债务越低越好 | $744.5M | — |
| 股东权益账面价值 | $5.4B | $1.1B |
| 总资产 | $6.9B | $1.5B |
| 负债/权益比越低杠杆越低 | 0.14× | — |
8季度趋势，按日历期对齐
现金及短期投资ACTRES
| Q4 25 | $582.5M | $210.0M | ||
| Q3 25 | $545.6M | $163.5M | ||
| Q2 25 | $616.0M | $162.1M | ||
| Q1 25 | $639.0M | $326.7M | ||
| Q4 24 | $602.8M | $326.0M | ||
| Q3 24 | $674.9M | $276.9M | ||
| Q2 24 | $711.3M | $261.5M | ||
| Q1 24 | $624.3M | $212.2M |
总债务ACTRES
| Q4 25 | $744.5M | — | ||
| Q3 25 | $744.1M | — | ||
| Q2 25 | $743.8M | — | ||
| Q1 25 | $743.4M | — | ||
| Q4 24 | $743.0M | — | ||
| Q3 24 | $742.7M | — | ||
| Q2 24 | $742.4M | — | ||
| Q1 24 | $746.1M | — |
股东权益ACTRES
| Q4 25 | $5.4B | $1.1B | ||
| Q3 25 | $5.3B | $1.1B | ||
| Q2 25 | $5.2B | $1.1B | ||
| Q1 25 | $5.1B | $1.1B | ||
| Q4 24 | $5.0B | $1.1B | ||
| Q3 24 | $5.0B | $1.1B | ||
| Q2 24 | $4.8B | $1.1B | ||
| Q1 24 | $4.7B | $1.0B |
总资产ACTRES
| Q4 25 | $6.9B | $1.5B | ||
| Q3 25 | $6.9B | $1.5B | ||
| Q2 25 | $6.8B | $1.5B | ||
| Q1 25 | $6.7B | $1.3B | ||
| Q4 24 | $6.5B | $1.4B | ||
| Q3 24 | $6.6B | $1.3B | ||
| Q2 24 | $6.3B | $1.3B | ||
| Q1 24 | $6.3B | $1.3B |
负债/权益比ACTRES
| Q4 25 | 0.14× | — | ||
| Q3 25 | 0.14× | — | ||
| Q2 25 | 0.14× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 0.15× | — | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — | ||
| Q1 24 | 0.16× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $61.9M |
| 自由现金流经营现金流 - 资本支出 | — | $31.2M |
| 自由现金流率自由现金流/营收 | — | 7.3% |
| 资本支出强度资本支出/营收 | — | 7.2% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $52.9M |
8季度趋势，按日历期对齐
经营现金流ACTRES
| Q4 25 | $724.5M | $61.9M | ||
| Q3 25 | $192.0M | $46.5M | ||
| Q2 25 | $119.5M | $53.1M | ||
| Q1 25 | $226.7M | $39.9M | ||
| Q4 24 | $686.3M | $94.2M | ||
| Q3 24 | $188.1M | $70.7M | ||
| Q2 24 | $144.7M | $127.9M | ||
| Q1 24 | $187.3M | $56.6M |
自由现金流ACTRES
| Q4 25 | — | $31.2M | ||
| Q3 25 | — | $4.1M | ||
| Q2 25 | — | $10.0M | ||
| Q1 25 | — | $7.6M | ||
| Q4 24 | — | $53.7M | ||
| Q3 24 | — | $19.1M | ||
| Q2 24 | — | $52.9M | ||
| Q1 24 | — | $3.8M |
自由现金流率ACTRES
| Q4 25 | — | 7.3% | ||
| Q3 25 | — | 0.9% | ||
| Q2 25 | — | 2.4% | ||
| Q1 25 | — | 2.3% | ||
| Q4 24 | — | 16.0% | ||
| Q3 24 | — | 5.6% | ||
| Q2 24 | — | 14.5% | ||
| Q1 24 | — | 1.0% |
资本支出强度ACTRES
| Q4 25 | — | 7.2% | ||
| Q3 25 | — | 9.5% | ||
| Q2 25 | — | 10.2% | ||
| Q1 25 | — | 9.7% | ||
| Q4 24 | — | 12.1% | ||
| Q3 24 | — | 15.3% | ||
| Q2 24 | — | 20.6% | ||
| Q1 24 | — | 14.0% |
现金转化率ACTRES
| Q4 25 | — | — | ||
| Q3 25 | — | 3.59× | ||
| Q2 25 | — | 5.23× | ||
| Q1 25 | — | 3.31× | ||
| Q4 24 | — | 7.38× | ||
| Q3 24 | — | 3.76× | ||
| Q2 24 | — | 3.95× | ||
| Q1 24 | — | 2.06× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
暂无分部数据
RES
| Technical Service | $405.2M | 95% |
| Other | $8.8M | 2% |
| Nitrogen | $6.6M | 2% |
